Bank Documents [18-Sept-2021] - Didn't learn a thing from the bankruptcy

I don't understand why Null is taking a moral grandstanding on releasing someone's payment details as opposed to doxxing, probably one of the main characteristics of the Kiwifarms. I can tell you right now I would rather have my purchases be associated with my kiwifarms account rather then my personal address and name. From reading on dark net forums and the rather I can tell you banks have very strong anti fraud protection and the only way people take money is in a convoluted way involving multiple layers of gift cards buy and sell transactions, after an already arduous set up involving a pc, multiple pieces of software and cmd setup. I don't think these communities in particular cross over and banks fully refunds taken money whether or not they can retrieve the money back. Dsp will be fine and after lying out of his ass for so long about WWE champions he deserves it to an extent.
It's because doxxing isn't illegal while those hacked bank statements can give him actual legal trouble. Null is just covering his own ass
 
I think that's a sign of how much of a panic he's in. Passing the opportunity to milk something for asspat money by instead memoryholing the fuck out of it? That means he doesn't know how to spin the story yet.
Isn't this how he acted after he jacked off on camera? He denied it for as long as possible until he found an angle to try and make money off it? I think he will do the same here.

What is the endgame here? Surely Phil can't declare bankruptcy twice in two years? How much debt does he have to get in before he gets in audited or sued or something?
He isn't in debt yet but he is one "emergency" away from being in debt. I think he will end up gathering around the same amount of debt over the next 5-10 years due to massive costs popping up that he has to deal with. And we have evidence now that he doesn't pay off any principle of debt so he will just keep paying off interest until it becomes too much again.
Maybe the horrorcows on this site have jaded me, but I kinda like DSP as a lolcow. As a human being, he's gross. As a lolcow, he's perfect. I can't get mad at him. What's the worst he's done? He grifts retards out of their money. Big deal. He's not actually hurting anyone.

We never have to question if Phil could assault someone, film underage girls on the street, or hurt an animal. He's harmless. Besides, while he won't end up losing everything like Spoony, you know Phil is going to get at least a small comeuppance. This kind of spending isn't sustainable, and we all know it. Even if he doesn't crash and burn, at the very least, he has to live with the knowledge that he pissed away tens of thousands of dollars on worthless pixels. His life could be so comfortable, but he lives and spends like trailer trash. His banking information proves that fact, and it's hilarious.

Fucker looks absolutely miserable. Nothing about his life is enviable. Sure, he makes plenty of easy money, but what does he have to show for it? A couple properties? It's almost like he never had all that money in the first place, and he can't even say he still has his dignity intact. There are homeless heroin junkies with more dignity than Phil.

More on topic of the actual finances, does anyone know the specifics of his health insurance expenses? Is it for him and and his wife, or just him? Also, do health insurance premiums vary much from state to state? Because that seems extremely cheap, no matter where you're located. I ask, since he would be the type of person to skimp on something as important as his health.
I hope that Phil never goes away and never changes. Its too much fun seeing how stupid one man can be with his finances. Every time I think, no way a person would be this dumb, he goes a few steps above and beyond
 
I would check the date and see if it matches up with a YouTube payment. International transaction fee could be conversion of foreign money superchats to USD.
The international fee was on February 16th the 5k credit came in on February 12th. He spent nothing on Valentine's day at lest with his bank account.
 
Holy shit is he still paying for Brazzers? Years ago, I think we confirmed that subscription.

I wanna believe he's been subscribed to and only to Brazzers for years because he was convinced it was the best porn site, the same way the "Gourmet" frozen dinner is the "best".
It's so weird to me that anyone, even someone as fucking dumb as Phil, is enough a coomer to pay for porn in 2021. I understand if you're a 70 year old boomer and you just do it out of habit but Phil grew up with the internet he has zero excuse. You can literally find any type of niche porn streaming in HD sometimes 4k in two or three clicks through any search engine. I have to assume Phil is such a brand loyal sped like Chris that he feels like somehow he's helping the brand or something.
 
So actual not-spergy question.

How do you spend over 1400 on just internet? Maybe it's because I've never sprung for some super deluxe foofoo bullshit internet package but I've never paid more than 50 a month for internet. Do streamers really pay out the nose that much?

I am tech retarded and do not understand.
 
So actual not-spergy question.

How do you spend over 1400 on just internet? Maybe it's because I've never sprung for some super deluxe foofoo bullshit internet package but I've never paid more than 50 a month for internet. Do streamers really pay out the nose that much?

I am tech retarded and do not understand.
This is Phil we're talking about and if it's to complicated he just buys the most expensive thing there is. He has 2 internet lines, one for the "home" one for the "business" they apparently do quick service if something happens to his business line.



Well, this my take on these events

He can't admit to the WWE Champions spending because that would mean he lied on his bankruptcy (he did anyway) and potentially get it reversed, so he will just try and fly under the radar until this passes, (it won't). Will the pity bucks stop? yeah soon I think.

If you are a paypig and actually want to see Phil improve his life STOP giving him money, right now he has no incentive to make a change. He has an extremely addictive personality (alcoholic/gambling addict) and you giving him money is actually hurting him because he has no self control. When the money stops rollin in he will break down and that's when you call him out on this. But just keep on going, and eventually he will destroy himself.
 
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Ok I've been through the spending data earlier in the thread and the table format is interesting for detail but for visual people who want to see where phils money is going I've made a pie chart.

I've genuinely tried to be as "fair" as possible but with the lack of details on most of the paypal payments I've lumped them all in as WWE champions. I think that's a pretty safe bet as most of the amounts are the exact same as apple payments which are almost certainly mobile game spending.

I've tried to label his business expenses and anything I'm unsure of I've labelled unknown. I've done my best trying to label stuff but as a Britbong I'm not 100% certain on what some of these companies are. His AT&T bill could be a mobile phone or an internet line for example... But I think I've made a safe and fair bet in most cases. Feel free to check the CSV file for the data I've labelled. In the grand scheme of things if I've mislabelled $100 here and there it's not going to change much.

Some of the insurance payments he makes could be car insurance or home insurance, I've just put those down as household expenses. His car payments also includes stuff like maintenance where it was obvious.

View attachment 2551399

It's easy to look at this and say "well he only spent 3% of his income on alcohol"... But that's $1062 in 3 months.

The cult members are going to say "well he only spends 6% on eating out..." but that's $1000 per month. That's fucking unbelievable.

His biggest expense is gotcha gaming, that's $8225.62. Thing of the honey moon kat could have had with that.

Totals:
Alcohol
1062.4​
Banking Fees
65​
Business Expenses
407.7​
Car Payments
1550.81​
Condo Dues
812​
Eating Out
2358.23​
Entertainment
5.49​
Groceries
3930.88​
Grooming
102.51​
Healthcare
1167.2​
Household Expenses
1237.42​
Internet Bills
1474.87​
Jasper
782.76​
Mortgage
7397.51​
Phone Bills
553.4​
Taxes
4799.64​
Unknown
1711.41​
Utility Bills
1267.79​
WWE Champions
8225.62​

Total spend: $38,872

It's worth noting that those tax payments are from previous years he didn't pay taxes. He's not paid anything this year and he's not saved anything... He's going to eventually fuck himself big style.

:story:

Some interesting things I found were below:

Remember when his flat tyre was a big deal that could cost him hundreds of dollars....


Phil also had multiple banking fees for going overdrawn on his account. How you make $10k a month and go overdrawn is unreal.

The biggest conclusion is what we already knew, Phil makes more than enough to live like royalty but pisses it away really stupidly. He's spent over $6000 on food, no one needs to do this, this is ridiculous. How the fuck are they eating out so much but still spending $4k on groceries to eat at home...

$8k on mobile gaming, what the actual fuck.

This is a man who doesn't even need to downsize his home, his mortgage of $1800 + $400/month for utilities is pretty good really. I was expecting that to be more but how does he spend this much on food... Either Kat is now 400lbs or he's secretly started a soup kitchen where he tells homeless people how trolls keep trying to kill him.
I mean, atleast its not one of those anime big booba gacha games... right?
 
So actual not-spergy question.

How do you spend over 1400 on just internet? Maybe it's because I've never sprung for some super deluxe foofoo bullshit internet package but I've never paid more than 50 a month for internet. Do streamers really pay out the nose that much?

I am tech retarded and do not understand.
He still has 2 internet lines & one of those is business class
 
Just another thing people outside of USA look at and say "well that's fucked, I can barely afford shoes/any luxuries after working 8-10h per day" and then decide they don't want to be a part of it.
 
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this asshole doesn't deserve anyone to give him a single dolar so its almost a consolation he is squandering it all on bullshit and will end up bankrupt anyways , bullshit that doesn't even make his life better, he is just getting fatter, more alcoholic and wasting money on stupid pixels on a screen. Pathetic fuck
 
Let me tell it straight.
He owns LLC, doesn't he? Why didn't he bought a house for LLC and rent it from his own company? This way if something would fuck over (like LLC couldn't maintain paying mortgage) he could easily dump the company, file the bankruptcy of it and be free of some or any liabilities regarding mortgage. Of course, it has some con's but considering that the flow of money isn't steady as it was before that would be safer option rather than paying mortgage directly.
 
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He still has 2 internet lines & one of those is business class
One for gaming, one for porn?
Let me tell it straight.
He owns LLC, doesn't he? Why didn't he bought a house for LLC and rent it from his own company? This way if something would fuck over (like LLC couldn't maintain paying mortgage) he could easily dump the company, file the bankruptcy of it and be free of some or any liabilities regarding mortgage. Of course, it has some con's but considering that the flow of money isn't steady as it was before that would be safer option rather than paying mortgage directly.
Because he's an idiot who got lucky on the internet. Other examples are Onision and Amberlynn. So much money wasted.
 
If you don't want to be in legal trouble don't promote anti social behaviour on your forum.
Fuck me I'm right sorry to derail this thread, but hold this mate you bloody well deserve it.
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That makes more sense. So probably his Twitch payment and then something with a tip in a foreign currency.
I'm going to say that these international transactions fees are 100% linked to the "Unspecified debits" from those same days.

1632122070877.png


Here's what I think happened: Phil purchased goods that were listed in a foreign currency on 02/16, 02/26, and 05/03, presumably from some online seller (I've done this before for niche products that you can't get in the states). The international transaction fees add up to exactly 3% of those noted costs -- which is exactly the international transaction fee for BoA debit purchases.

1632122702497.png


Not sure what the hell he bought but there ya go.
 
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