DarksydePhil / TheyCallMeDSP / Phil Burnell - General Discussion

[James Smith]

He has 6+ credit cards all maxed out?

We've established that he has hundreds of thousands of dollars of credit card debt, so the answer is a resounding "Yes."

 

[Haunter]

Okay, it's finally done. Over 34 minutes wow of DSP praising games he shat on months/weeks earlier. And boy, was I wrong about Dragon Quest 11.
The only game I couldn't find any footage on of him raging, was Detroit: Become Human. But hey, it hardly is an actual game, so not many mechanics for DSP to find bugs in. Also, fun fact: his number one game of the year had the biggest amount of footage of him raging, as far as I could tell.

Just for the sake of easy distribution, I decided to upload this to a throwaway Youtube account I created some months ago. But, without further ado, I present to you:

DSP Tries It: bugged Game of the Year Awards mechanics 2018

(tip: watch until the very, very end)

I'm gonna put this in the "Game of the Year" OP.

 

[Coin Ops]

We've established that he has hundreds of thousands of dollars of credit card debt, so the answer is a resounding "Yes."

So this is like a "Just when you think you know DSP" story...

I became aware of DSP around the time Leanna was missing but he wasn't saying they were broken up yet. So he's well settled into Washington at this point. He's complaining about how everyone is to blame for tanking his income and now he can't pay his bills. He made it sound like (and still makes it sound like) it's simply a matter of he calculated his mortgage payment based on his income during the gravy days.

But then a few weeks back I was watching one of Tevin's "Back in Time" streams where he watches old DSP videos. For the first time I saw videos of DSP in Connecticut preparing to move, and he's talking about how he has to put so much shit on credit cards just to physically move his stuff out there.

And then Tevin shows a video right after he moved to Washington where DSP is giving a house tour showing off all the nice furniture, wall art, and appliances he bought. And he's talking about having to put it all on his credit card. This was a *mushroom cloud* moment for me because I realized I had been fooled by a DSP narrative. He didn't simply make an optimistic blunder when calculating his mortgage payment, he willfully was living beyond his means when he was at the height of his income.

Man there is always something wild to learn about this guy.

 

[Draza]

So this is like a "Just when you think you know DSP" story...

I became aware of DSP around the time Leanna was missing but he wasn't saying they were broken up yet. So he's well settled into Washington at this point. He's complaining about how everyone is to blame for tanking his income and now he can't pay his bills. He made it sound like (and still makes it sound like) it's simply a matter of he calculated his mortgage payment based on his income during the gravy days.

But then a few weeks back I watching one of Tevin's "Back in Time" streams where he watches old DSP videos. For the first time I saw videos of DSP in Connecticut preparing to move, and he's talking about how he has to put so much shit on credit cards just to physically move his stuff out there.

And then Tevin shows a video right after he moved to Washington where DSP is giving a house tour showing off all the nice furniture, wall art, and appliances he bought. And he's talking about having to put it all on his credit card. This was a *mushroom cloud* moment for me because I realized I had been fooled by a DSP narrative. He didn't simply make an optimistic blunder when calculating his mortgage payment, he willfully was living beyond his means when he was at the height of his income.

Man there is always something wild to learn about this guy.

And still puts everything on his credit cards. He'll never stop nor learn what doing is completely hurting him finanicially as a long he keeps getting bailed out from his cult.

 

[James Smith]

Cross-post:

Spoiler: DSP said he could lower his credit card payments by $2500 if he refinanced.

DSP said if he can refinance his condo in Washington he may be able to lower his payments (he didn't say which payments) by up to $2500.

A refinance of the condo in Washington would have no effect on the payments toward the condo in Connecticut. He was not talking about this payment.

DSP has repeatedly said his mortgage payment for the condo in Washington is about $1500. It's impossible for him to lower that payment by $2500. He was not talking about this payment.

DSP has said he has a lot of credit card debt. It's possible he has a minimum monthly payment of over $2500. He was probably talking about these payments.

Spoiler: DSP owes over $63K in credit card debt.

Typical minimum monthly payments for credit cards are between 2-4% of the total balance.

To convert a minimum monthly payment to a total balance owed you divide the minimum monthly payment by 2%-4%.

In DSP's case you divide $2500 by 2% to get $125K. You divide $2500 by 4% and get $63K.

DSP has over $63K in credit card debt. DSP probably has about $125K in credit card debt.

Spoiler: DSP probably has $345K in residential debt.

If you look at property tax records in Stratford County, Connecticut here you can see that DSP bought the condo in Connecticut for $131K in June of 2009. If you go here you can see the 30 year fixed-rate mortgage interest rate that month was 5.42%. If you punch that sale price, sale date, and interest rate into a mortgage amortization calculator like this one and scroll down to the today you'll see DSP probably still owes $109K on that condo.

Repeat the process using this site for the sale price of $265K and sale date of May 2014. The fixed-rate 30 year mortgage interest rate for that month was 4.19%. You'll see DSP probably still owes $236K on that condo.

DSP probably has $345K in residential debt.

DSP has over $408K in debt. DSP probably has about $470K in debt.

View attachment 659111
DSP: "Please pour glasses of water on me"
> The water seeps into the ground.
DSP: "If you can keep pouring for one day, there'll be a puddle and I'll never have to ask again!"
> The puddle seeps into the ground.

repeat

 

[Draza]

$470K in debt? Yeah he's never going pay that off.

 

[actually]

10:22 AM
View attachment 658866
10:51 AM
View attachment 658870

Yes I'm serious. He went into his chat half an hour after his first day off tweet (let's be real, half an hour after he woke up) to beg for tips from the 65 people who keep his chat open when he's not live.

This is the type of thing that makes me think that he's actually desperate for money. Not that he's about to lose his house, mind, but that he's so garbage with his spending that he's always looking to claw in money from somewhere.

yeah it's 35 every time. I thought some banks close your account if you withdraw too many times but I could be wrong on that.

I imagine they would only close it if the balance stays negative for long enough. Phil is their wet dream--he overdrafts frequently, replenishes the account (thus paying the fee), and then does it all over again. They won't close him down until he can't pay any more.

 

[gaarashatan]

$470K in debt? Yeah he's never going pay that off.

very much so, prepare your wallets paypigs. that begging will never end.

phil is the reason the economy likes to take a shit on itself every few decades. he spends money he doesnt fucking have

 

[Noob-Noob]

DSP has over $408K in debt. DSP probably has about $470K in debt.

To add to this, I'd just like to remind everyone here that this is Phil's SECOND time in debt. He was in it, and got out of it, before. I'm not quite sure how much he was in the hole on the first go, but I'm willing to bet it wasn't near this goddamn deep.

His parents must be glowing with pride at the fact that their only spawn suffers from financial ineptitude that is second only to Richy fucking Rich.

Oh yeah, and they're paying for his entire trip to come see them. From Phil's own words, might even put him up in a hotel with a rental car. They truly must have spoiled the absolute shit out of him as a child.

 

[bearsintrees]

Believing anything Phil has ever said about bills, debt, payments, taxes, income...it's all extrapolated from the garbage that comes out of his mouth when he's pressed and feeling spicy, and sites that do their best to obfuscate their findings. I don't know why you guys all believe these numbers that get thrown around.

Phil does not get dinged with hundreds of dollars of overdraft fees, because he makes $100k a year and his bills all clear just fine. Phil does not have to balance bills and his weekly day-off purchasing sprees because he is flush with cash, so any "he went out to dinner while broke!" posts are just stupid.

Phil. Is. Not. Broke.

Phil pays every bill, on time, with his income that has only grown in the past couple years. His home is not in danger. His taxes have never been an issue. Taxes do not work like Phil wants you to believe. You don't think you owe $16k a year ahead of time and then not know what you owe 2 months out, and if you do, you get a slap on the wrist and a payment plan.

I've watched this subforum for a while, and I genuinely don't know why you constantly take Phil's word as truth. It never has been, it never will be.

 

[actually]

Believing anything Phil has ever said about bills, debt, payments, taxes, income...it's all extrapolated from the garbage that comes out of his mouth when he's pressed and feeling spicy, and sites that do their best to obfuscate their findings. I don't know why you guys all believe these numbers that get thrown around.

Phil does not get dinged with hundreds of dollars of overdraft fees, because he makes $100k a year and his bills all clear just fine. Phil does not have to balance bills and his weekly day-off purchasing sprees because he is flush with cash, so any "he went out to dinner while broke!" posts are just stupid.

Phil. Is. Not. Broke.

Phil pays every bill, on time, with his income that has only grown in the past couple years. His home is not in danger. His taxes have never been an issue. Taxes do not work like Phil wants you to believe. You don't think you owe $16k a year ahead of time and then not know what you owe 2 months out, and if you do, you get a slap on the wrist and a payment plan.

I've watched this subforum for a while, and I genuinely don't know why you constantly take Phil's word as truth. It never has been, it never will be.

Hey, can I get the next set of lottery numbers while you're revealing truths?

 

[bearsintrees]

Hey, can I get the next set of lottery numbers while you're revealing truths?

Yeah, they're 10 (year legacy) 3 (mod purges) 8 (hours to simmer the authentic sauce) 0 (friends) 70 (dislikes per video) and the powerball is 86.

Good luck.

 

[actually]

Yeah, they're 10 (year legacy) 3 (mod purges) 8 (hours to simmer the authentic sauce) 0 (friends) 70 (dislikes per video) and the powerball is 86.

Good luck.

I like your style.

 

[Mr.PiggyOinkOinkOink]

Believing anything Phil has ever said about bills, debt, payments, taxes, income...it's all extrapolated from the garbage that comes out of his mouth when he's pressed and feeling spicy, and sites that do their best to obfuscate their findings. I don't know why you guys all believe these numbers that get thrown around.

Phil does not get dinged with hundreds of dollars of overdraft fees, because he makes $100k a year and his bills all clear just fine. Phil does not have to balance bills and his weekly day-off purchasing sprees because he is flush with cash, so any "he went out to dinner while broke!" posts are just stupid.

Phil. Is. Not. Broke.

Phil pays every bill, on time, with his income that has only grown in the past couple years. His home is not in danger. His taxes have never been an issue. Taxes do not work like Phil wants you to believe. You don't think you owe $16k a year ahead of time and then not know what you owe 2 months out, and if you do, you get a slap on the wrist and a payment plan.

I've watched this subforum for a while, and I genuinely don't know why you constantly take Phil's word as truth. It never has been, it never will be.

While I don’t believe that any debt he has is quite as high as said here, I also don’t think he’s as well off as someone who makes the money he makes a year should be.

If I know one thing about dark, it’s that he’s lazy and refuses to put in effort unless his back is against the wall, he is very complacent and refuses to change things up in anyway until he’s forced. When the man begs it’s for something. I simply refuse to believe the mans behavior is one of someone who is fine financially. I think there’s a tipping point to where dark would dial back on the begging to a noticable degree if he was fine financially. I don’t think he would go through the trouble of coming up with new schemes constantly except that he has to.

We also know he’s a fucking terrible actor and usually a bad liar, most people can call out his ticks a mile away from when he’s lying. I don’t believe he’s got a pretty little nest egg saved up from scamming kids from so long. I think he’s terrible with money and pretty much his entire known life backs that statement up, he somehow finds a way to spend absurd amounts on money because he’s a compulsive spender.

 

[DerelictOnion]

He didn't beg as much before because he got in trouble with Twitch I believe. He is not that dumb to intentionally endanger his position there. Now that he found the way to beg without being in danger of a suspension he'll do it despite his real financial situation.

 

[Sphadilcastro]

So this is like a "Just when you think you know DSP" story...

I became aware of DSP around the time Leanna was missing but he wasn't saying they were broken up yet. So he's well settled into Washington at this point. He's complaining about how everyone is to blame for tanking his income and now he can't pay his bills. He made it sound like (and still makes it sound like) it's simply a matter of he calculated his mortgage payment based on his income during the gravy days.

But then a few weeks back I was watching one of Tevin's "Back in Time" streams where he watches old DSP videos. For the first time I saw videos of DSP in Connecticut preparing to move, and he's talking about how he has to put so much shit on credit cards just to physically move his stuff out there.

And then Tevin shows a video right after he moved to Washington where DSP is giving a house tour showing off all the nice furniture, wall art, and appliances he bought. And he's talking about having to put it all on his credit card. This was a *mushroom cloud* moment for me because I realized I had been fooled by a DSP narrative. He didn't simply make an optimistic blunder when calculating his mortgage payment, he willfully was living beyond his means when he was at the height of his income.

Man there is always something wild to learn about this guy.

An hour and three minutes into the video the camera focuses on 2 1.75 liter bottles of Tanqueray followed by Phil's explanation that he's been having a drink or two everyday on a 5 day trip to Seattle.

 

[JamFlowMan]

While I don’t believe that any debt he has is quite as high as said here, I also don’t think he’s as well off as someone who makes the money he makes a year should be.

If I know one thing about dark, it’s that he’s lazy and refuses to put in effort unless his back is against the wall, he is very complacent and refuses to change things up in anyway until he’s forced. When the man begs it’s for something. I simply refuse to believe the mans behavior is one of someone who is fine financially. I think there’s a tipping point to where dark would dial back on the begging to a noticable degree if he was fine financially. I don’t think he would go through the trouble of coming up with new schemes constantly except that he has to.

We also know he’s a fucking terrible actor and usually a bad liar, most people can call out his ticks a mile away from when he’s lying. I don’t believe he’s got a pretty little nest egg saved up from scamming kids from so long. I think he’s terrible with money and pretty much his entire known life backs that statement up, he somehow finds a way to spend absurd amounts on money because he’s a compulsive spender.

To see Phil at his most comfortable financially you just have to go back a few years. Multiple vacations, the most expensive collectors editions on the market, etc. He isn't destitute by any means, but like many words "broke" in the Dsp dictionary has a very different definition then the real world. Phil can't blow thousands of vacations anymore so he feels entitled to the rest of the stuff people suggest he cut. Any weight is on his fans shoulders now, and you can be damn sure if he ever has to sell that house it will be because his fans just didn't pay him enough.

 

[clownpiss]

Believing anything Phil has ever said about bills, debt, payments, taxes, income...it's all extrapolated from the garbage that comes out of his mouth when he's pressed and feeling spicy, and sites that do their best to obfuscate their findings. I don't know why you guys all believe these numbers that get thrown around.

Phil does not get dinged with hundreds of dollars of overdraft fees, because he makes $100k a year and his bills all clear just fine. Phil does not have to balance bills and his weekly day-off purchasing sprees because he is flush with cash, so any "he went out to dinner while broke!" posts are just stupid.

Phil. Is. Not. Broke.

Phil pays every bill, on time, with his income that has only grown in the past couple years. His home is not in danger. His taxes have never been an issue. Taxes do not work like Phil wants you to believe. You don't think you owe $16k a year ahead of time and then not know what you owe 2 months out, and if you do, you get a slap on the wrist and a payment plan.

I've watched this subforum for a while, and I genuinely don't know why you constantly take Phil's word as truth. It never has been, it never will be.

Yes phil exaggerates, lies, manipulates, acts and whatever else you can think of but he is also unable to live within his means. He is also terrible at lying and the laziest person most of us have ever known. Phil also has a huge ego, if he didn't have to beg/forego vacations/etc he wouldn't. Combine the above factors with the limited information and I think the truth is even worse than he's ever admitted. He is in debt and desperate and probably in a hole he'll never be able to get out of. Sometimes he makes that realization to us and mentions his only chance is winning the lotto. A lot of the time I believe he just tries because thats what people do, especially someone as stubborn as phil who "overcomes all the shit life throws at him".

He spent money before he got it through loans and credit he never took care of because he thinks he deserves a higher quality of life. If you look at his time on the internet I just don't see how he's not in debt. I believe he was in debt before youtube, got out and had some money, blew it and wrote off the credit and loans he spent as something he'd pay back with future paychecks and never did. Now we're here and he has no lines of credit left, no loans he can take out, bigger and bigger bills and impending doom.

 

[DerelictOnion]

In Phil's eyes what he is doing is not begging. He is entitled to the money his fans give him, he deserves every penny because of his legacy. To him this is more of a landlord telling his tenants to hurry up and pay than a beggar on the street asking for a dollar. Even if he was swimming in money he'd still beg and wont feel any shame for doing it.

 

[James Smith]

Technically what DSP does isn't begging. It's aggressive busking.