Caleb Hammer/ financial audit YouTube. - Austin Texas based YouTuber yelling at random people about not throwing away their money.

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I'm deeply suspicious of this guy, not only does he give off big gay vibes but the people don't seem real? They hand over their bank statements and apparently just let him shout at them? Who would do that? Even retards have self respect.

People with debt problems are usually very ashamed of them or try to justify the spending and wouldn't consider themselves to have a problem and definitely wouldn't put themselves in a situation where their problem was aired for millions to see while a fat gay man shouts at you.

I get the feeling that some of them might be actors, or it's heavily edited or he's paying them.

I see he has a course which he definitely offers to his victims for "free". It'd be interesting to know if it's any good.

Caleb is probably bi...
 
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So a ynab employee made a video talking about how Caleb's channel isn't actually a good guide to obtain financial wellness.

Two hours later, Caleb found the video, appeared to have watched it, got butthurt, and replied in the comments.

Screenshot_20250519_140457_YouTube.webp
 
So a ynab employee made a video talking about how Caleb's channel isn't actually a good guide to obtain financial wellness.

Two hours later, Caleb found the video, appeared to have watched it, got butthurt, and replied in the comments.

View attachment 7384465
Video attached. First time doing it on this forum let me know if I buggered it up.


Link here: https://youtu.be/fmimnTsvcPs?si=

He makes some good points that I agree with, but nothing revolutionary i.e. Caleb is basically being an arsehole for views and this isn't really a teaching format but an entertainment show.

I disagree that these people don't deserve ridicule or that it's bad that Caleb's audience think about Caleb auditing their finances before making a purchase. One of the big problems in society is that we don't have enough social judgement and most of these people on the Caleb show are the way they are because they didn't feel guilty about the spending.
 
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Video attached. First time doing it on this forum let me know if I buggered it up.
View attachment 7385097

Link here: https://youtu.be/fmimnTsvcPs?si=

He makes some good points that I agree with, but nothing revolutionary i.e. Caleb is basically being an arsehole for views and this isn't really a teaching format but an entertainment show.

I disagree that these people don't deserve ridicule or that it's bad that Caleb's audience think about Caleb auditing their finances before making a purchase. One of the big problems in society is that we don't have enough social judgement and most of these people on the Caleb show are the way they are because they didn't feel guilty about the spending.
Thanks for the archive, king.
I think it's funny that either Caleb has people who update him anything that talks about him or he's scouring the internet for information about himself all the time and he actually cares about what people say.

Edit: I also want to add that the ynab channel usually doesn't get that many views. As of now, the channel we speak of has 10k views compared to Caleb's hundreds of thousands. It's nothing he should be concerned about and he's making it worse by responding.
 
Thanks for the archive, king.
I think it's funny that either Caleb has people who update him anything that talks about him or he's scouring the internet for information about himself all the time and he actually cares about what people say.

Edit: I also want to add that the ynab channel usually doesn't get that many views. As of now, the channel we speak of has 10k views compared to Caleb's hundreds of thousands. It's nothing he should be concerned about and he's making it worse by responding.
I think this is him leaking into cowdum.

One of many early fruitful steps. A lolsuit would really be a good Kickstarter
 
I think this is him leaking into cowdum.

One of many early fruitful steps. A lolsuit would really be a good Kickstarter
Yes there's actually been a few moments where he can't stop himself from commenting on criticism. I can see him turning into a less crazy Patrick Tomlinson if he doesn't get wrangled.
 
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I feel like this guest broke Caleb. I actually think he’s hilarious but Caleb takes himself way too seriously. Super judgmental and nasty to a guy who isn’t with worthy of that.
 
So this ex-employee made a hit piece on Caleb, but I just get the feeling all around he's a pussy with a huge ego. I'm finding it hard to empathize with most things he's saying.


Edit: Now he's splicing in himself saying "in my opinion" before every sentence in the edit lmfao
 
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So this ex-employee made a hit piece on Caleb, but I just get the feeling all around he's a pussy with a huge ego. I'm finding it hard to empathize with most things he's saying.


Edit: Now he's splicing in himself saying "in my opinion" before every sentence in the edit lmfao

>being fired is a trigger for me
>he texted me footage of me being fired- I had to buy mace and a baseball bat because I was unsafe
>most traumatic event in my life
>Dave Ramsey but in BAD FAITH
>I'm actually a weak little bitch ripe to be manipulated
>I got fired from another marketing job because they lost a big client - I had nothing to do with it btw
>omg Caleb Hammer is so famous and I'm basically fucking retarded
>my dad finally started to respect me when I was working for Caleb
>Dave Ramsey but in BAD FAITH x2
>My job was find retards for Caleb to shame
>Dave Ramsey but in BAD FAITH x3
>I came up with idea to go to the class of a previous guess but I was kind of on the fence about it and then CALEB FORCED ME TO GO AND IT WAS EXPLOITATIVE
>The guest was afraid of me and I didn't understand why
>Dave Ramsey but in BAD FAITH x4
>Does the audience know that um actually we are all bad people?
He has started to censor things here - appears to be about a guest "Gia"
>I'm part of a system, I find victims for the machine
>20 year old child victim - he's accusing Caleb of having sexually suggestive thumbnails
>onlyfans content on a financial advice show? it's more likely than you think.
>Caleb brought drugged up strippers on the show
>Dave Ramsey but in BAD FAITH x5
He's censoring things here about an onboarding video in reference to people getting pissed about the show
>The guests of the show (mentally ill btw) would text me at 11 PM at night while angry and it was Caleb's fault
He cut audio here
>I begged Caleb to treat guests with respect. WHAT ARE OUR VALUES?
He cuts what the 3 values are
>I begged Caleb to get a financial certification
He talks about signing documents but censors it
>Guests are mentally ill - depressed, multiple personalities, bipolar
>Was worried about guests killing themselves and blaming me
He basically says that he can't understand Caleb and questions how much of what he does is a chess move vs *censored*
>We were going to change her life, but DAVE RAMSEY IN BAD FAITH x6
>I had a mental breakdown over the Brint episode and then I was fired
>btw Caleb was one of my best friends but he treated me like a coworker
>Caleb was my daddy
He talks about the NDA a bit but censors it.
>My sense of safety was gone. My mom had to fly to save me.
>I went to a lawyer, refused to sign the NDA, and offered a "peace treaty" of "I don't talk about you and you don't talk about me"
That's basically a free NDA lol
>I was terrified and fled the state

In conclusion: It's about ethics in Financial Audit.
 
So this ex-employee made a hit piece on Caleb, but I just get the feeling all around he's a pussy with a huge ego. I'm finding it hard to empathize with most things he's saying.


Edit: Now he's splicing in himself saying "in my opinion" before every sentence in the edit lmfao
This guy is such a faggot. He spends the entire video talking about his fucking feelings and how having a cushy media job tramutaised him cause Caleb was kind of mean sometimes. No juice to the entire video I was kind of expecting some crazy behind the scenes videos or messages. But no the entire thing was just moral faggotry.
 
I'm so glad there is a place to post this.

I just watched Papa Gut's review on this and my ending thought was: This guy is what is wrong with this generation.

Self entitled, emotionally immature, and unable to take a breath before they post/ get into these situations.

The other point that Caleb even himself brings up- the infantilization of this 20's to 35ish generation. (Z I think? Sorry I don't keep up on these terms.)
She was a KID! No she was a 20 year old woman bro.

This video should be used as a lesson in high schools across the nation as to how NOT to handle yourself and dissected/ re-dissected until the point is hammered home.
 
Yes there's actually been a few moments where he can't stop himself from commenting on criticism. I can see him turning into a less crazy Patrick Tomlinson if he doesn't get wrangled.

He already sounds like Patrick S. Tomlinson whenever he interrupts with child, you. are. a. child! Shut up! or similar Fatrickisms. Half the reason I still listen to Financial Audit, actually.


I just watched Papa Gut's review on this and my ending thought was: This guy is what is wrong with this generation.

Me too, and I figured someone at the Farms was already discussing it. This guy literally bought a baseball bat and mace after seeing security cam footage of him being fired, blocking Caleb immediately without asking for an explanation. :story: Any level headed person would’ve assumed his fat fingers slipped and made a mistake.
 
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