Bank Documents [18-Sept-2021] - Didn't learn a thing from the bankruptcy

[Fapcop]

Ohhh heeeeelll naw. My wallet is running in fear just seeing that. I know he makes stupid amounts of money, but this is an absolute waste. At least it's actually useful like food, unlike his other love.

The way American portions are sized, any of those meals could easily be served twice.

Save half of one days breakfast for tomorrow.

Lunch becomes linch AND dinner.

But this is DSP, so anyone want to take a bet he just beeelches and throws all the leftover food out?!

 

[The Wicked Mitch]

That mortgage

I wish I could get those kinds of returns on my investments

 

[David Davidson]

What the actual fuck.
So does this debunk the theory that Phil is actually fiscally responsible now and is sticking to his 10 years plan by surviving on the bare minimum and stashing the rest for retirement? would investment accounts and similar show up in these kind of documents?
I mean it's now like we didn't know but you know, just do deboonk it 100% in the name of science.
EDIT:
Would someone who can actually count and is good at maths explain this shit to me? because this looks fucking terrible from a quick glance. He's basically paying interest fees only. he pays 1.8k every month and the total barely moves.
Out of the 1.8k he pays only 400 bucks actually go towards the total if I'm reading this correctly.

That's what happens towards the beginning of a mortgage. You are mainly paying interest for the first 2/3rds and then you are finally paying off the principle with the same payment amount. His debt/credit ratio was 87% in the report so makes sense.

 

[King of Not Playing Games]

Jesus Christ, I don't know how much his mortgage was originally, but in the past two years he's barely made a dent in the principal. From 228,716 USD in September 2019 to 219,230 USD in July 2021. Despite paying close to 2,000 dollars a month on the mortgage for two years (48,000 USD), the balance only went down 9,486 dollars.

I've never bought a house or anything but that seems like highway robbery to me.

EDIT: Totally fucking beaten

 

[TheTractor]

The sad part is that EVEN with a 30 year mortgage, he's still paying $1,833 per month for a piece of shit middle unit condo in an area that is frequented by homeless people and druggies. Imagine if he was paying on a 20 or 15 year mortgage, he'd easily be paying over $2,000 per month for that dump. I know people who probably pay half as much of that in rent and live in a much nicer area than that dump.

Yeah, I also know people that give even more to gacha addicted e-beggars monthly,

Funny world isn't it.

 

[BepsiLight]

30 years loan paying bare minimum, with bank interest up the ass and a bunch of late fees?

Yep sounds like our favourite mature buisness degree adult.

The fucking balls on this guy to assume he's going to make enough money for the next 30 years to pay that shit off and survive with what's left. He's still going to be paying that when he's above 60 and he's basically unemployable.
I wish I was this fucking stupid and lived above my means while giving zero fucks.

 

[Swirling weeb]

Mate I really shouldn’t drink on the weekends tf is happening

 

[LieLieFyre]

Just had a thought. If a lot of peepul are gonna be calling the auto thing and we know that some are gonna probably go forward and get connected to a real person how long until DSPs account is locked down and he has to go down the long ass road of getting it unlocked again?

 

[Froggah]

The fucking balls on this guy to assume he's going to make enough money for the next 30 years to pay that shit off and survive with what's left. He's still going to be paying that when he's above 60 and he's basically unemployable.
I wish I was this fucking stupid and lived above my means while giving zero fucks.

The funny thing is that he would probably be fine if he lived within his means and moved somewhere hella cheap like the South, the Midwest or something. He would literally be rolling in cash if he lived in a trailer like Wings and just streamed and never left the house. He could actually put that money saved towards investing/retirement, but this is how he wants to live his life.

 

[PeeveTheSheev]

Most surprising part of this whole thing is the fact that the newfag actually showed proof. Well played.

 

[But I Digress]

30 years loan paying bare minimum, with bank interest up the ass and a bunch of late fees?

Yep sounds like our favourite mature buisness degree adult.

It must've been a home buyer's market.

 

[Fapcop]

a detractor and a friend of detractors like you.

in case no believes me, see attachments

you can call 800-432-1000 and enter in 009481963844 and the number in the image provided

LLOLOLOL!

Either the income estimates we have are waaay off, or Phil somehow, despite making 10K a month, manages to have all the financial planning of a nigger spending all his cash on Muh grills and Muh sneakers.

HOW CAN YOU MAKE THIS MUCH AND JUST LIVE FROM TIPS TO TIPS?!?

Those two fat bastards probably waste a thousand dollar or more on shitty ass Doordash crap?!?


EDIT: Does any of those bank statements show massive money transfers to Skopely by any chance?!

 

[UaineRunei]

The funny thing is that he would probably be fine if he lived within his means and moved somewhere hella cheap like the South, the Midwest or something. He would literally be rolling in cash if he lived in a trailer like Wings and just streamed and never left the house. He could actually put that money saved towards investing/retirement, but this is how he wants to live his life.

I agree with you, however, if your intentions really are the best to Phil, you're doing the wrong thing here (I'm assuming you're OIC). You're giving a mountain of cash to this dude, but he doesn't know who to manage it... You know that he's terrible with money, c'mon now...

If you legit want the best for him, you need to get some financial help for him. This dude is just a disaster with money, and soon he won't be able to pay his legit bills.

 

[Surly Muppet]

So does this debunk the theory that Phil is actually fiscally responsible now and is sticking to his 10 years plan by surviving on the bare minimum and stashing the rest for retirement? would investment accounts and similar show up in these kind of documents?

Okay, wait a minute... was this a theory?

 

[Swirling weeb]

Okay, wait a minute... was this a theory?

i would say that's some really bad fiction more than a theory
a game theory at the very least

 

[DZoomer]

I agree with you, however, if your intentions really are the best to Phil, you're doing the wrong thing here (I'm assuming you're OIC). You're giving a mountain of cash to this dude, but he doesn't know who to manage it... You know that he's terrible with money, c'mon now...

If you legit want the best for him, you need to get some financial help for him. This dude is just a disaster with money, and soon he won't be able to pay his legit bills.

You're just failing to take into consideration an alternative: Froggah is willing to bankroll Phil for the next 30 years.

Maybe then he'll be finally able to call someone a friend.

 

[King of Not Playing Games]

As far as I can tell, it doesn't look like he's opened a new credit card either, which, if true, is either the most financially responsible thing he's done since the bankruptcy, or he's just mooching off Khet's.

 

[IHateMyJob]

The funny thing is that he would probably be fine if he lived within his means and moved somewhere hella cheap like the South, the Midwest or something. He would literally be rolling in cash if he lived in a trailer like Wings and just streamed and never left the house. He could actually put that money saved towards investing/retirement, but this is how he wants to live his life.

Phil could easily move to Eastern Washington where it's much cheaper to live. Also why should he live within his means when he gets frogs I mean fans to keep supporting him?

 

[00R-Gundam]

a detractor and a friend of detractors like you.

in case no believes me, see attachments

you can call 800-432-1000 and enter in 009481963844 and the number in the image provided

Nothing personal, but this feels like the weird start of a gay-op. You do you man, dont make an ass of yourself.

 

[The Wicked Mitch]

The funny thing is that he would probably be fine if he lived within his means and moved somewhere hella cheap like the South, the Midwest or something. He would literally be rolling in cash if he lived in a trailer like Wings and just streamed and never left the house. He could actually put that money saved towards investing/retirement, but this is how he wants to live his life.

Phil is fine, he has loyal pigs with very open wallets to fund his every whim and desire.