Bank Documents [18-Sept-2021] - Didn't learn a thing from the bankruptcy

It got dropped by someone who made their account today.
I guess we need to be asking:

A) What information would someone need in order to get these statements from Phil's bank(s)?
B) Who would have access to that information?

Phil is paranoid as fuck, I don't believe for a second that he would just tell one of his mahds or whales that info unless he trusted them implicitly and also thought that they (for whatever reason) may be able to help him balance his incomings/outgoings.
 
I'm still skeptical about this new info. It got dropped by someone who made their account today. Also don't think for a second that he doesn't know how his money is being spent.

Experian credit reports etc. isn’t something that you just sit down and type up.

Also: If it was fake, I’d expect more “fun” stuff like 5000$ direct deposits to Skopely Inc. etc.
 
I'm still skeptical about this new info. It got dropped by someone who made their account today. Also don't think for a second that he doesn't know how his money is being spent.
He went through a hell of a doctoring effort if it's fake.
I guess we need to be asking:

A) What information would someone need in order to get these statements from Phil's bank(s)?
B) Who would have access to that information?

Phil is paranoid as fuck, I don't believe for a second that he would just tell one of his mahds or whales that info unless he trusted them implicitly and also thought that they (for whatever reason) may be able to help him balance his incomings/outgoings.
So the thing is, anyone of us here can probably get the info the same way the original booof guy did, which would pretty much confirm its legitimacy in my eyes. In fact, someone earlier already said the called Bank of America and were able to find out his checking account balance already. Obviously the guy who dropped this information is going to use a burner account because what he did was borderline illegal.
 
I guess we need to be asking:

A) What information would someone need in order to get these statements from Phil's bank(s)?
B) Who would have access to that information?

Phil is paranoid as fuck, I don't believe for a second that he would just tell one of his mahds or whales that info unless he trusted them implicitly and also thought that they (for whatever reason) may be able to help him balance his incomings/outgoings.
It's simple to me: if the newfriend who shared the info doesn't elaborate on how he got it, we can just assume that it's all fake and gay.
 
Lmao what a day

@boooof good shit. I personally don’t give a fuck if you’re doing some gay ops or not, I appreciate the fresh content. I was extremely bored of our current menu.
The people who think doing this kinda stuff should be "off limits" should fuck off back to reddit where they belong.

The amount of white knights DSP has on this part of KF is insane....
 
It's simple to me: if the newfriend who shared the info doesn't elaborate on how he got it, we can just assume that it's all fake and gay.
It's not hard to run a credit report on someone. In fact, a lot of agencies use this and other information for background checks/investigations for security clearances and such.
 
What the actual fuck.
So does this debunk the theory that Phil is actually fiscally responsible now and is sticking to his 10 years plan by surviving on the bare minimum and stashing the rest for retirement? would investment accounts and similar show up in these kind of documents?
I mean it's now like we didn't know but you know, just do deboonk it 100% in the name of science.
EDIT:
Would someone who can actually count and is good at maths explain this shit to me? because this looks fucking terrible from a quick glance. He's basically paying interest fees only. he pays 1.8k every month and the total barely moves.
Out of the 1.8k he pays only 400 bucks actually go towards the total if I'm reading this correctly.
$445 goes to principal per month by the looks of it that's a 30 yr mortgage for you, $4900 per year for principal and more to interest... wait that doesn't sound right...
 
That would be funny but he is not fat enough for that scenario. I mean yeah he is chubby but not battleship like if you know what I mean (I have a habit of calling really fat people battleships).

To the alleged bank statements. Phil is notorious for borrowing money and then only paying the minimum. He absolutely hates paying his long term bills (loans, taxes). I listend to some of the recent GTG streams and the way he talked about his loans during the Youtube decay in 2017-2018 makes my head spin. I would assume most of us know how income and expenses work and how to budget money and his handling of money makes me wonder what he exactly learned when he got that business degree. Did he learn to spend money like the Europeans during the Renaissance when it was basically "Spend spend spend to look good"?

And Phil putting money away would only mean that his bankruptcy papers were indeed false. Or does anyone think he would have been able to save much money from the bankruptcy till today? Yeah his debts / most of the interests were wiped (though maybe not the debts he accumulated paying his taxes) but he is also now totally dependent on any spare money he has on Papyal / his bank account(s).
Given the way his bankruptcy was handled I have no doubt Phil could've funneled literal thousands of dollars a month into some Latvian bank account.
 
So the thing is, anyone of us here can probably get the info the same way the original booof guy did, which would pretty much confirm its legitimacy in my eyes. In fact, someone earlier already said the called Bank of America and were able to find out his checking account balance already. Obviously the guy who dropped this information is going to use a burner account because what he did was borderline illegal.
You mean borderline fucking awesome.

If its legit, which I hope it is, Phil's gonna be shaking in his gay cowboy boots.

I know it happened a while ago but,

Boooof > Citi Bank Fag.
 
I was curious about this bizarre $21,000 loan, but then found this clip:

We get to see his financial decisions played out. He lost BIG MONEY from Youtube between September 2015 and "early" 2016, so he borrowed that lost income in July 2016 as a debt from the bank with an unsecured personal loan. You couldn't make this shit up.
you need to warn people if you post videos from philberts channel so they can turn adblock on
 
Doesn't this leak kind of help the Pig? Now he can point to A: "Look ghais, I really have no money! Please tip me, I need that money I really do!" and B: "Evhul Kiwifarts trolls hackin' mah bank account! Please tip me, I need that money I really do!"

Glad to see he might actually be poor as fuck though if these are real and not a gayop.

A smart, clever or even sane individual, yes this would help their point but DSP will PP Brunell it. While he's rambling on like a mad man he'll let something slip.

see anyone but DSP could spin this to see I do need that money and use this as proof and have some excuses lined up to where the money he gets goes. DSP is so hard up for attention and being the victim, sure he'll use this at first then he'll go too far, he'll start contradicting himself and saying stupid shit like complaining how it's too expensive to order doordash everyday or knowing his shitty internet is too expensive.

BTW that will be one barely coherent pre-stream ramble.

A norman person this happens to would have reasoning to why they pay so much for terrible internet or don't live within their means, Phil will be PP Burnel and start acting really suspicious when questioned by flying off the handle and getting oddly overly defensive by instead of explaining just go for the insults and the banning.

All this shows when you see how much he pulls in a night that he's not of sound mind to live on his own, handle his own finances or to be the sole proprietor of his "business" if he were younger ok maybe, he's an irresponsible kid but he's nearing middle age.
 
It's not hard to run a credit report on someone. In fact, a lot of agencies use this and other information for background checks/investigations for security clearances and such.
Phil should thank his luck he isn't living in Sweden. Their tax system is completly digital and from what I understand is that aynone can take a look at anyone's tax returns. You could for example take a look at the tax returns of the CEO of Ikea. Imagine this glass house around Phil's tax documents. We would have a field day.
 
I forget where it comes from and the exact wording but I'm reminded of the pseudo quote 'there's nothing money can buy that money itself cannot provide.'. Meaning the freedom from the anxiety of your bills and the security of your next paycheck or the fear of an unplanned emergency is worth more than what you can buy with some savings.

DSP will never be free of these things no matter how much he makes.
 
Wait, what?

You're telling me that the bank tells you an account's balance if you provide publicly available data? Isn't that a major breach of privacy?
Yup, they'll ask you some basic info and possibly a password you have set on the account. If you are unable to provide a password, they can ask you for other details (such as expiry date on the card), if they suspect you are genuine, they can provide you with all the information you ask for. Stupidly easy to do if you're knowledgeable about the person you're pretending to be.
 
In fact, someone earlier already said the called Bank of America and were able to find out his checking account balance already.
I think this is the proof we need about those documents. I have no doubt about the legitimacy of those.

And to be honest, it makes sense because he stopped talking about mortgage this month.
 
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