Kelly Lenza / LividLipids / softbodytendermind / ass_child / photopotamus - "Radical body liberationist”, Intentionally Repulsive, Uber woke middle-aged SJW influencer wannabe, doxed her former therapist for getting WLS, ate her way to heart failure


Kelly pontificating the society in which we live

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Health insurance sperg: while I don't know the details of her plan, I suspect she's being intentionally deceptive. She's listing the deductible and out of pocket max amounts per family, but that's different from the amount per person. So, like this: a family of 4 (mom, dad, kid A, kid B) has a plan where they individually have $1000 deductibles, but all together have a $3000 deductible. Say dad falls off the ladder while hanging Christmas lights and ends up in the hospital with a $1000 bill. He pays that fully, and now his deductible is paid. Then kid A breaks their leg and also ends up with a $1000 bill, that is also paid fully by the family. Now both dad and kid A have paid their deductibles and are covered, but overall the family has only paid $2000 of their $3000 family deductible.

Basically, I think she's making her bills seem even worse than what they are, by taking the amount that applies only to her and comparing it to the cumulative family amount.

(Individual out of pocket and family OOP work in a similar way, but I'll save that sperg)
 
Man, I just pray that someone realizes there's a better way for your mom. It's a good reminder for people like me who are thankfully healthy to donate to patient financial programs. Please tell your parents there is no shame with seeing if those programs can help them.

Well, I'm mad on the internet again. Please die, Smelly.
Aww thanks :). My parents are in great shape all things considered though. Kelly can go eat a whole fried chicken and choke.
 
Health insurance sperg: while I don't know the details of her plan, I suspect she's being intentionally deceptive. She's listing the deductible and out of pocket max amounts per family, but that's different from the amount per person. So, like this: a family of 4 (mom, dad, kid A, kid B) has a plan where they individually have $1000 deductibles, but all together have a $3000 deductible. Say dad falls off the ladder while hanging Christmas lights and ends up in the hospital with a $1000 bill. He pays that fully, and now his deductible is paid. Then kid A breaks their leg and also ends up with a $1000 bill, that is also paid fully by the family. Now both dad and kid A have paid their deductibles and are covered, but overall the family has only paid $2000 of their $3000 family deductible.

Basically, I think she's making her bills seem even worse than what they are, by taking the amount that applies only to her and comparing it to the cumulative family amount.

(Individual out of pocket and family OOP work in a similar way, but I'll save that sperg).
I think she's claiming that Siemens only offers an HDHP to Jerry for his family heath plan which seems dubious. Even if that were true, surely Jerry would seek out a HSA or something similar since Kelly has a chronic illness that will need meds each month and two young kids who will inevitably need a bunch of GP visits each year.

Her claim of a $17.5k deductible via the Healthcare marketplace and $15k through Jerry's work insurance is, in fact, bullshit, as "For 2021, the IRS defines a high deductible health plan as any plan with a deductible of at least $1,400 for an individual or $2,800 for a family. An HDHP's total yearly out-of-pocket expenses (including deductibles, copayments, and coinsurance) can't be more than $7,000 for an individual or $14,000 for a family." (source)

Edit: it is possible her insulin is truly $4.3k for the first 3-month supply of the year. That's what it means to have a high deductible-you pay more out of pocket. It's a notorious issue with HDHPs and people with chronic illnesses. HDHPs are ideal for young, healthy, fit people who barely visit any medical facility and want to pay as little as possible for the healthcare that they're not using. If you get into a car accident or develop cancer, the HDHP will fuck you over. HDHPs are NOT comprehensive health plans, and if your employer only offers HDHPs, get out of there as soon as possible.
 
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I think she's claiming that Siemens only offers an HDHP to Jerry for his family heath plan which seems dubious. Even if that were true, surely Jerry would seek out a HSA or something similar since Kelly has a chronic illness that will need meds each month and two young kids who will inevitably need a bunch of GP visits each year.

Her claim of a $17.5k deductible via the Healthcare marketplace and $15k through Jerry's work insurance is, in fact, bullshit, as "For 2021, the IRS defines a high deductible health plan as any plan with a deductible of at least $1,400 for an individual or $2,800 for a family. An HDHP's total yearly out-of-pocket expenses (including deductibles, copayments, and coinsurance) can't be more than $7,000 for an individual or $14,000 for a family." (source)

Edit: it is possible her insulin is truly $4.3k for the first 3-month supply of the year. That's what it means to have a high deductible-you pay more out of pocket. It's a notorious issue with HDHPs and people with chronic illnesses. HDHPs are ideal for young, healthy, fit people who barely visit any medical facility and want to pay as little as possible for the healthcare that they're not using. If you get into a car accident or develop cancer, the HDHP will fuck you over. HDHPs are NOT comprehensive health plans, and if your employer only offers HDHPs, get out of there as soon as possible.
I think we're saying the same thing but to clarify, even with a HDHP her amounts don't make sense for an individual. I think she's using the family amounts but pretending they're the individual amounts.

(And yes, he should have an HSA. Just as a tip to any Americans in the audience, if you decide to take a HDHP through your employer, then the only reason should be because you get access to an HSA. The money you sock away is pre-tax and can be used for medical expenses for as long as it lasts, even if you leave that employer or drop that coverage. A lot of companies will match HSA funding up to a certain amount as well, just like they would a 401k.)
 
We have socialized healthcare, and Im glad this landwhale doesnt live here, cause ppl like Kelly grinds my gears. This is selfinflicted and she shows no intention of bettering herself. Au contraire, shes fattens up her kids too while blaming society, fatphobia, misogyni, racism etc for her own misgivings. The fact, that she has a pertner and friends is baffling to me.
 
Typically an employer will offer a choice of plans. Usually a lower deductible plan with more provider options that costs more out of your check per month, and a higher deductible plan that may have stricter in network requirements that costs less from your check per month. The employee has to choose which one fit best. I’m unfamiliar with his industry but from what I know of the corporate world, it sounds fishy.

Seiman’s is a huge company and I assume engineers are valuable, it doesn’t make sense not to offer more competitive benefit packages. Unless they do and he picked the cheaper per paycheck, higher deductible plan.

I don’t even know what the healthcare marketplace has to do with that unless he’s working there as a contract/adjunct/casual (can’t think what they’d call it) employee who’s not a regular full time Seimen’s employee.

It will never stop being hilarious that this genderspecial SJW is the housewife of a cishet white man working for a company that was cozy with the literal Nazi Party.
 
We have socialized healthcare, and Im glad this landwhale doesnt live here, cause ppl like Kelly grinds my gears. This is selfinflicted and she shows no intention of bettering herself. Au contraire, shes fattens up her kids too while blaming society, fatphobia, misogyni, racism etc for her own misgivings. The fact, that she has a pertner and friends is baffling to me.
Tbf, having a universal system means it's harder to find a dr who won't stress preventative care. Your pick of 'HAES' drs is much less. You have way more time with a dr because the clinic doesn't lose money like in the US (long appointments for mental health/to talk about things are $20-$50 at a private place or free at bulk billing places), so drs won't just hand out pills to shut people up.
There's the famous case of a fat activist being denied a residency visa for NZ as her BMI was too high- a strain on the public health system. Bureaucrats don't budge on the facts. Her reason for going to NZ was to attend a fat studies conference. But the government will fat shame- it saves them money.
Kelly wouldn't be indulged as much in a universal system. She'd be a burden on taxpayers, but she's already a burden on the health insurance company (wouldn't an increase in sicker people from obesity lead to higher premiums for everyone?)
 
Typically an employer will I’m unfamiliar with his industry but from what I know of the corporate world, it sounds fishy.
It sounds REALLY fishy.

Benefits are not given to you because your employer wants to be nice; they're a retention tool.

A giant corporation like Siemens- I'm finding it difficult to believe they would only offer high deductible. A smaller company or non-profit, maybe. You'd have tons of insurance companies vying for Siemens' business.

Also wouldn't surprise me if she is using all out of network doctors, with the requirement of her network of docs to, at minimum, fucking weigh you.

There's also many insurance companies who have programs and incentives to help members with their chronic diseases, but it wouldn't surprise me if she dismissed that as fatphobic
 
Tbf, having a universal system means it's harder to find a dr who won't stress preventative care. Your pick of 'HAES' drs is much less. You have way more time with a dr because the clinic doesn't lose money like in the US (long appointments for mental health/to talk about things are $20-$50 at a private place or free at bulk billing places), so drs won't just hand out pills to shut people up.
There's the famous case of a fat activist being denied a residency visa for NZ as her BMI was too high- a strain on the public health system. Bureaucrats don't budge on the facts. Her reason for going to NZ was to attend a fat studies conference. But the government will fat shame- it saves them money.
Kelly wouldn't be indulged as much in a universal system. She'd be a burden on taxpayers, but she's already a burden on the health insurance company (wouldn't an increase in sicker people from obesity lead to higher premiums for everyone?)

That's a really good point - it's way harder to doctor-shop in a nationalized healthcare system. The doc largely gets paid the same whether any individual or group of hambeasts complain about feeling invalidated, and you generally have a lot less discretion about where to attend and what treatments are available or not when the government is paying. That, and because the capital base on which the industry is predicated - public taxes - is not supplied by the patient, it turns out that it's really unpopular to take Joe and Jane Soap's hard-earned tax money and funnel it directly down the insatiable gullet of fat fucks like Kelly. They'll get the same treatment as everyone else, it's not like they'll be laughed out of the hospital, but they're not going to be endlessly indulged the way they are in a consumerist model with private insurance where everything essentially comes down to what you and/or your insurance coverage is willing to pay for. If fatties got the kind of accommodations people like Kelly suggest under a tax-based model, that healthcare system is gonna go bankrupt in about 5 seconds.

I do wonder what the likes of Kelly think they're achieving by badmouthing disobedient medical offices online and giving one-star reviews, though. I don't know about the rest of you, but if I were shopping for a new doctor's office and they had a whole plethora of whinging one-star reviews from 400-pounders, I'd consider that an indication that they're actually more competent at this point. I'd probably be more willing to sign up with their office than otherwise, knowing that they're actually more likely to be thorough and extremely honest.
 
According to Glassdoor reviews, Siemens does offer an HSA. Some complaints of high deductibles. It’s hard to know since each state has its own rules/regs for insurance. I find it hard to believe that the company wouldn’t offer more than one plan. It may self-fund, so that may be a reason for high deductibles.

Whatever the reasons, Kelly could make better choices in her li…hahahahahaha.
 
I live in a thoroughly libtarded place where Covid psychosis is real, and by now only the craziest hypochondriac parents don't arrange playdates and outings with each others' kids. It was different in early 2020, but by now a lot of people seem to have regained some sanity.

That Kelly's kids don't have friends they can visit, or who can come to them, is, I suspect, largely due to Kelly having absolutely no friends among the parents at her kids' school. Parents who like each other, and like each others' kids, will make the effort to get together for their kids' sake. I know parents who are extremely concerned about the mental and developmental effects social isolation has had on their kids these last two years, and who are making a serious effort to get them interacting with friends IRL, however they have to do it.

Meanwhile, Kelly is sick and falling apart due to her own choices, has no friends because of her odious personality (and probably because the existence of her Insta is known to other parents), and her poor kids are the ones left paying the price. Anybody who is telling her she is doing a good job is either lying to her, or has no idea what a mess she truly is.

And it's not her kids' future she feels hopeless about; it's her own. All of her recent talk about her loss of strength due to "long Covid" is a cover for the fact she's an obese poorly-controlled diabetic who is physically falling apart; from here on out it's not going to get any better for her, and it's come as a bit of a shock. I think she really has hit that tipping point with her health that all of these deathfats end up experiencing, and yes, Kelly, "things feel bleak," because for you, they are.
 
Kelly is no doubt picking Dr‘s out of network for their health plan. This can greatly increase the amount out of pocket. Obamacare requires employers offer an HMO with lower deductibles Kelly wouldn't even think about that option because she’s a high maintenance bitch.
 
Kelly is no doubt picking Dr‘s out of network for their health plan. This can greatly increase the amount out of pocket. Obamacare requires employers offer an HMO with lower deductibles Kelly wouldn't even think about that option because she’s a high maintenance bitch.
That's a great point. We know Kelly is shopping around for Drs that specifically will not call out her fatness for being the cause of her fat.
 
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