I don't think it was something minor. I think it's because she hasn't done
anything she was supposed to...the classes, submitting monthly reports, making payments, abstaining from opening new credit cards and incurring new debt, disclosing her change of address, responding to correspondence in a timely fashion, etc.
I don't think Chantal understands much of anything related to her bankruptcy. Everything was explained to her up front. She would've had to sign a document acknowledging she understood her responsibilities. But we know she doesn't listen, and I bet all she took away from the conversation was that the trustee would handle it. Then, like every other challenge she's faced, she just ignored it and expected it would resolve itself. I don't think she understands that the trustee isn't her personal advocate. He is an officer of the court, there to facilitate the process for
both the bankrupt
and the creditors.
Before the hearing, the trustee must write up a report on the situation. Two of the things included in that report are
(source):
- the manner in which you performed the bankruptcy-related duties you are required to carry out under the Bankruptcy and Insolvency Act;
- your conduct before and after the bankruptcy;
I bet there was plenty to put in the report even before even he knew the extent of her YouTube earnings and expensive trips. Can you just imagine the look on the guy's face when she emailed him a list of additional debts she's racked up since 2018, with a request that he be a dear and discharge those too? Just handing the guy evidence that she has done the exact opposite of what she was supposed to do.
The thing is, I don't expect much from this. She isn't going to jail. The worst the court will do is refuse the discharge. That leaves her at status quo, with the trustee nagging her to handle her business. The trustee could close her bankruptcy and throw her to her creditors, but her debt is fairly low and is probably distributed among a number of different creditors. Would they recover enough from her to make it worthwhile to take her to court? The other consequences, credit score trashed, inability to get credit, etc. don't phase her, and she's been getting around those for four years. Plus, she has the option to reapply for discharge in the future and could dangle that in front of Salah, making it seem like sponsorship could still happen.