You know, over the course of my life and the various people I've worked with, I've met a lot of financially irresponsible people. But at least all those people got something out of putting themselves in debt, be it a new car that was out of their price range, putting money towards their hobbies before they considered how they were going to eat or pay rent after the fact, shit like that. Tom on the other hand just throws away every last cent that comes into his posession and gets absolutely nothing out of it. $100k of free gib last year and what can he show for it? A shitty vehicle that doesn't run and a bunch of gravel. What about his neetbux? A jerry can full of suspect olive oil, a fake mine permit, and some rando's "drawings" for $300(!) fucking dollars that never, and will never, be delivered. You would honestly be hard pressed to find someone dumber with money than Tom. Shit, at least DSP gets that few seconds of dopamine pulling wrestler jpegs in a gacha game, I doubt Tom even gets a dopamine hit from buying this shit since he believes it's all somehow an untapped market he found.