Low Tier God / Dale Emanuel Wilson / Lowti3rgod / sparrow25 / Dalauan Sparrow - Salty Ragequitter, Wannabe Actor, "Black DSP" doxes viewers

No career, no stable income, no plans for the future yet buys a 66k car with a loan? So that's the Black Man gene I've been hearing about
The car cost over $71,000. He has $66,000 left on the loan at about $1,150 a month payments. I can't even figure out what his loan term would be at this rate, let alone what the interest rate is. Even at a 5 year term that is only $69,000.

This loser most likely got an 84 month term and is paying at least 7% interest based on market and loan trends from when he got the car. If he finishes this loan he will be in nearly $100,000 in on a non SRT/Hellcat Charger.

I can't even figure out why you would do this. I am a gearhead, and it makes absolutely no sense. Those non performance Charger models don't hold their value. No one will want them. Even if he sold the car right now, average price on 2023 Charger GTs (non ScatPacks) is like $30,000.

Now I don't know the trim or options on the car, but at the price of his loan, if it was just a normal R/T GT model, it would have taken a lot of options and dealer mark ups to get to that price. And even with that, the car could be at most worth around $38,000 right now. So he is driving around in a car he paid 70k for last year and has already lost $30,000 in value. This dude really is the black DSP. I guess it was a buyer's market for Chargers.
 
The car cost over $71,000. He has $66,000 left on the loan at about $1,150 a month payments. I can't even figure out what his loan term would be at this rate, let alone what the interest rate is. Even at a 5 year term that is only $69,000.

This loser most likely got an 84 month term and is paying at least 7% interest based on market and loan trends from when he got the car. If he finishes this loan he will be in nearly $100,000 in on a non SRT/Hellcat Charger.

I can't even figure out why you would do this. I am a gearhead, and it makes absolutely no sense. Those non performance Charger models don't hold their value. No one will want them. Even if he sold the car right now, average price on 2023 Charger GTs (non ScatPacks) is like $30,000.

Now I don't know the trim or options on the car, but at the price of his loan, if it was just a normal R/T GT model, it would have taken a lot of options and dealer mark ups to get to that price. And even with that, the car could be at most worth around $38,000 right now. So he is driving around in a car he paid 70k for last year and has already lost $30,000 in value. This dude really is the black DSP. I guess it was a buyer's market for Chargers.
Thanks for clearing that up, I thought he still had the Charger from the Sallow Dawn video (maybe both?) and just hasn't payed it off. Can you believe he's planning on buying a house in his financial situation just so people won't make fun of him for renting a section 8 apartment? (with one or multiple roommates of course)

Watching one of his streams after this came out and you'll see every single insult he has is just a projection.
 
I thought he still had the Charger from the Sallow Dawn vide
I am not a Dodge guy but that red Charger from the video looks like a 2018. The 2023 Chargers almost all seem to have hood scoops. When I did an address lookup, it listed both (which is normal) but I am assuming he traded in the 2018 for the 2023. Hmmm that was something I didn't take into consideration, though if he leased the 2018 then it is moot.
 
The car cost over $71,000. He has $66,000 left on the loan at about $1,150 a month payments. I can't even figure out what his loan term would be at this rate, let alone what the interest rate is. Even at a 5 year term that is only $69,000.

This loser most likely got an 84 month term and is paying at least 7% interest based on market and loan trends from when he got the car. If he finishes this loan he will be in nearly $100,000 in on a non SRT/Hellcat Charger.

I can't even figure out why you would do this. I am a gearhead, and it makes absolutely no sense. Those non performance Charger models don't hold their value. No one will want them. Even if he sold the car right now, average price on 2023 Charger GTs (non ScatPacks) is like $30,000.

Now I don't know the trim or options on the car, but at the price of his loan, if it was just a normal R/T GT model, it would have taken a lot of options and dealer mark ups to get to that price. And even with that, the car could be at most worth around $38,000 right now. So he is driving around in a car he paid 70k for last year and has already lost $30,000 in value. This dude really is the black DSP. I guess it was a buyer's market for Chargers.
The worst part is that chargers go for really cheap because a lot of them get repossessed from people who don't make payments. If he had just went used he could have gotten a repo deal on one.
 
Dear me what a mess. Im actually really surprised he hasn't missed a payment, been late or that his credit score isn't lower.
Some observations:
- Concora credit is used for rebuilding shitty credit.
- Credit One is predatory credit company with scummy marketing to make it look like Capital One.
- Theres a lot of accounts on here but only 4 revolving credit accounts, including a BestBuy one with a $3 balance so he really only has 3 cards he uses.
- The majority of his debt is tied up in the car and student loans, theres comparatively not much CC debt

If you have discipline and not instant gratification, I recommend you just freeze the card with the respective bank but keep the account open. Having access to credit available to you improves your score, which is why in some cases, closing your accounts can cause your credit score drop.

He needs to sell his car ASAP and get a cheaper used one. Its almost 55% of his debt. I can't imagine buying a car. He also needs to look at refinancing those student loans if he hasn’t locked in a good interest rate. The situation is still salvageable.
 
Can you believe he's planning on buying a house in his financial situation just so people won't make fun of him for renting a section 8 apartment? (with one or multiple roommates of course)
This really shows how much he cares about his image and his dream of not being an “NPC.” Dale really cares more about buying shoes, a Charger and a house instead of fixing his financial situation.
 
  • Like
Reactions: Morgalara
DALE HAS A MULATO DAUGHTER & OWES CHILD SUPPORT
Screenshot_20240710-213441_X.jpgScreenshot_20240710-213436_X.jpgScreenshot_20240710-213434_X.jpg

Curtosy of @Notwitchthots on twitter
 
Bank details leak? Debt and Child support possible? Ol’ Dale’s a deadbeat?

Not sure of the validity but I’ll drop some of the links here. Archived the photos, will add later
Knowing that gramps might have a kid. This shit Just reminds me of when he said he would have his 4-year-old son pick up a store palette. What pathetic manchild
preview vid from Shang Tsung
 
Back