reddit General

[Mr. Racewar1488]

I piss into jars so I can throw them at people

Way of the road, Bubs. Way of the road.

 

[JenkinsJinkies]

r/AdviceAnimals everyone
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link

>Votes for Kamala then accidentally gets girlfriend pregnant

>Has to raise a kid and pay child support for 18 years because his girlfriend didn't want an abortion even though that's the only reason he voted Democrat

Works better this way honestly, threatening the side who wants the traditional family with the idea of kids in their late teens and early twenties is hilarious

 

[Dante Alighieri]

>Votes for Kamala then accidentally gets girlfriend pregnant

>Has to raise a kid and pay child support for 18 years because his girlfriend didn't want an abortion even though that's the only reason he voted Democrat

Works better this way honestly, threatening the side who wants the traditional family with the idea of kids in their late teens and early twenties is hilarious

Fuckbois LOVE abortion because it means consequence-free unprotected sex.

 

[JenkinsJinkies]

Fuckbois LOVE abortion because it means consequence-free unprotected sex.

It's funny to see them so mask off, no mentions of body autonomy or women rights, just straight how it inconvenience a man's life. Such progressive feminists LMAO

 

[Ikea Shelf]

Link / Archive
Redditor posts that they took out $200,000.00 in student loans for a bachelor’s degree in biology. Can’t find a job in their field and have been working gig/server jobs. Wonders if they should move to Europe to escape the loans. The only issue is that some of the loans were co-signed by their father and they don’t want the loan companies going after him.

Spoiler: OP Text

No hope for $200k
I’m sure everyone has heard a similar story before here so I won’t waste time. I took out over $200k in Sallie Mae loans. I have an undergrad degree in biology from a private college on Long Island and after applying to over 100 entry level jobs in the research field (that lead to only 3 interviews) I’ve gotten nowhere. I’ve done plenty of reaching out on LinkedIn, consulting my school counselors, etc. and despite having a polished resume and good demeanor even that isn’t enough. There seems to always be someone with experience and a masters degree that applies and gets the job instead. I live in NYC which is understandably competitive but I’m out of hope. I’ve been working a gig job for the past 6 years as a way to get through school but now that I’m graduated I still can’t get anywhere and my student loans are astronomical. I took a job as a server instead to try to make more money to support myself but even getting that job was impossible without experience. I’ve been in the reduced interest program and it’s going to end in a couple months, to which my payments (that are currently $1,137 a month) will be even more. Of course I rent, have a car payment that will end a month after my reduced interest program ends, and have to eat. With the car paid off my student loan increase will most likely put my expenses to where they currently are, but my life remains financially unstable. I’m at the point of considering declaring bankruptcy and leaving the country, but I have my father as a co-signer as well. He owns a shit house that really could only be worth demolishing and using the land for, owns a beater car and a truck with way too much money spent into it, and has a lot of other financial problems that I question since he makes $64k a year and should be able to afford his life, yet somehow he lives paycheck to paycheck. I’ve discussed bankruptcy with him before and he didn’t seem completely turned off to the idea, so he might have additional financial problems than I know. I’m curious what options would be best here, as I don’t know what else to do:

1. Sell everything I own and move to Europe with the intention of declaring bankruptcy. I’m not sure if my father’s income would let him declare Chapter 7 with the student loans considered as undue hardship, but I have CC debt as well that would absolve me of any remaining debt should I return to the US in 10 years.
2. Have the loans go into default and try to negotiate with Sallie Mae. With such a high balance, has anyone even had success with this? And would they even allow an extended term loan (ie 20 years) or would they expect immediate repayment/repayment in 6 installments? I’d love to hear any perspective here.
3. Have my dad support my loans. As a co-signer this is his responsibility as well, but I went into these loans with the expectation to pay for them myself. I’ve been doing that, but it’s at the point where I don’t have enough money to eat sometimes. My lack of job experience (I guess gig work is considered piss poor to anyone with the power to hire you?) makes it impossible. I mean, in 2024 you can’t even become a server?

I’m at the point where I want to leave and get a fresh start, but my primary concern is for my father. I’ve subjected myself to below standard living conditions to avoid any stress for him, but I’ve exhausted my options to make more money. I’ve tried working insane hours with the gig job, but since Covid the market is oversaturated with workers and lacking demand, meaning it’s essentially a dying job. My restaurant job isn’t paying enough and I’m likely going to have to lie about my amount of experience and get hired elsewhere if possible. If anyone could give any advice, I’d appreciate it. I can answer any follow up questions as well.

EDIT: a lot of people can’t read here. No, I do not want to screw over my father. No, I do not want to have to stop paying for the loans. No, “running away to Europe” is not some get out of responsibility tactic for me. Even if I moved, I would want to be able to pay for them and that wouldn’t be the singular reason for moving. This is purely a matter of what options are reasonably possible knowing that I’ve exhausted any reasonable attempt to live in my city (yeah NYC is expensive, but do you people really think leaving your home because of Sallie Mae is appropriate? People make more money here on average, so moving to your random midwestern city to pay Sallie Mae doesn’t fix the problem. I pay $800 in rent which is already cheap. I shop deals for groceries and cook my own food. My utilities are affordable. I don’t go out and party. My expenses are pretty much my car, my rent, and my loans. Your judgement is useless except to feed your own ego over someone else’s misfortune.

One guy posts some very relevant and helpful advice on how to find a job and get the loans forgiven.

Spoiler: Helpful Advice

I too have a BS in Biology, and close to your debt load. The path I ended up taking is as follows:

1. I consolidated my loans into Federal Direct loans, and enrolled in an Income Based Repayment plan with Fed Loans (Student Aid).
2. I searched for jobs that would fit into public service jobs.
3. I found Health Specialist/Inspector jobs. The specific qualification is called Registered Environmental Health Specialist (REHS). This qualification is awarded by National Environmental Health Association (NEHA).
4. I interviewed in 3 states for these REHS jobs and finally was offered several positions in Ohio.
5. My employer hired me as an REHS in training and paid for me to take the REHS exam. I took and passed the exam.
6. I worked for the same local health department for 10 years. I filed Employment Certifications with Student Aid every year.
7. I have currently made my 120th payment to Student Aid and have been informed that I am eligible for the Public Service Loan Forgiveness Program. I am waiting for that to wrap up - hopefully soon.

I share this to maybe give you some ideas. I remember after graduation feeling like there was no hope and the drowning debt, so I feel for you. Of course I did not end up doing research like I had originally thought, but I am quite happy with the way things have turned out.

Good luck!

OP responds with, “I can’t see myself living any place other than NYC.”

Spoiler: I can't live outside of NYC

I applaud you for getting through it on your own! I’ve considered that route though I’m not really sure I’d be able to consolidate my loans into federal loans, since I also have federal direct subsidized and unsubsidized loans. However, even if that was the case I can’t imagine really living anywhere in the US besides NYC. I really don’t see myself being happy in life anywhere else in the country, and that’s why I’ve mentioned in other comments that I’d consider moving to Europe. I don’t fit well here culturally, and almost all of my friends agree.

 

[Sicko Hunter]

Why are lefty memes always a fucking novel? Yu Gi Oh cards have shorter descriptions.

Most of so called "lefty memes" are simply rants pasted on to a meme template. They read like novels because they aren't actually memes. They are lectures. The person writing it is lecturing you on how to be a GOOD FUCKING PERSON™.

 

[JenkinsJinkies]

Redditor posts that they took out $200,000.00 in student loans for a bachelor’s degree in biology. Can’t find a job in their field and have been working gig/server jobs. Wonders if they should move to Europe to escape the loans. The only issue is that some of the loans were co-signed by their father and they don’t want the loan companies going after him.

Found some peak reddit shit here my friend,

>Ungodly 6 figure sum in debt for degree he doesn't seem to know what to do with

>Thinks they can just "move to Europe" despite being an indebted, unemployed loser

>Doesn't understand why his dad can't just handle it (he makes $64k in NYC, how is he not a heccin millionaire already???)

>"Guys I'm not trying to run away from my responsibilities" while only being open to answers that involve taking no responsibility for his situation

>Won't go anywhere in the US outside of NYC but will move anywhere in Europe and assumes he'll fit right in despite admittedly not even fitting in the country he was born and raised in

 

[glue eater]

Parody tier.

 

[Evil Peter Griffin]

View attachment 6560704

Parody tier.

Did they forget Trump sucks Israels dick constantly?

 

[General Emílio Médici]

View attachment 6560704

Parody tier.

This has to be satire being put on that sub as a stealth joke.

 

[LOWERCASE LETTERS]

Found some peak reddit shit here my friend,

>Ungodly 6 figure sum in debt for degree he doesn't seem to know what to do with

>Thinks they can just "move to Europe" despite being an indebted, unemployed loser

>Doesn't understand why his dad can't just handle it (he makes $64k in NYC, how is he not a heccin millionaire already???)

>"Guys I'm not trying to run away from my responsibilities" while only being open to answers that involve taking no responsibility for his situation

>Won't go anywhere in the US outside of NYC but will move anywhere in Europe and assumes he'll fit right in despite admittedly not even fitting in the country he was born and raised in

This guy is like the platonic example of why people with student loans shouldn't be bailed out

 

[holyhandgrenade]

This has to be satire being put on that sub as a stealth joke.

Clearly you haven't been paying attention to that sub

 

[Mac Monster]

Reddit troons realize the futility of their actions.

https://www.reddit.com/r/MtF/comments/1gbugj9/i_keep_seeing_cis_women_just_existing_normally/

 

[MaximKnight76]

Yes. /r/KotakuInAction jannies delete on sight comments that even mention transgender issues.

They banned my comment when I was making analogy about trannies.

 

[The Feline Solution]

Found some peak reddit shit here my friend,

>Ungodly 6 figure sum in debt for degree he doesn't seem to know what to do with

>Thinks they can just "move to Europe" despite being an indebted, unemployed loser

>Doesn't understand why his dad can't just handle it (he makes $64k in NYC, how is he not a heccin millionaire already???)

>"Guys I'm not trying to run away from my responsibilities" while only being open to answers that involve taking no responsibility for his situation

>Won't go anywhere in the US outside of NYC but will move anywhere in Europe and assumes he'll fit right in despite admittedly not even fitting in the country he was born and raised in

To take out a $200.000 loan is absolutely mind-boggling to me, dad is a retard for co-signing this.

Reddit troons realize the futility of their actions.
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https://www.reddit.com/r/MtF/comments/1gbugj9/i_keep_seeing_cis_women_just_existing_normally/

The cope in the last comment is delicious, dumb troon hates normal humans because no one but other filthy trannies tolerate him anymore, simple as. "More attractive than your wife", nigger please.

 

[crunchy bits are the best]

Reddit troons realize the futility of their actions.
View attachment 6561712
View attachment 6561714
View attachment 6561716

https://www.reddit.com/r/MtF/comments/1gbugj9/i_keep_seeing_cis_women_just_existing_normally/

Man, these meatbag weirdos are trying to cope so hard.

Again, "YoU wIlL nEvEr Be A rEaL wOmAn."

 

[Jonah Hill poster]

Reddit still thinks Pepe is more of a Nazi than Trump:



Unlike Kiwi Farms, Reddit really cares so much about stickers.

 

[Toji Suzuhara]

https://www.reddit.com/r/MtF/comments/1gbugj9/i_keep_seeing_cis_women_just_existing_normally/

"Not being percieved as cisgender is no longer an issue for me because I've come to dislike almost all cis people"

 

[Caddo Cobgang]

Everytime I go on reddit i am reaffirmed in my belief that 95% of humanity are utterly worthless people

 

[Nod Flenders]

Redditor posts that they took out $200,000.00 in student loans for a bachelor’s degree in biology. Can’t find a job in their field and have been working gig/server jobs. Wonders if they should move to Europe to escape the loans. The only issue is that some of the loans were co-signed by their father and they don’t want the loan companies going after him.

Dear Redditor: You took out the loans. You're responsible for paying it back. Period.