- Joined
- May 1, 2022
Phail claims they have "tons of equity" in the house. I doubt he's paid very much on the principal of the mortgage. He strikes me as an interest-only person.
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He's probably referring to the increased value of the home due to all the chongers buying up real estate in the past 10-20 years.Phail claims they have "tons of equity" in the house. I doubt he's paid very much on the principal of the mortgage. He strikes me as an interest-only person.
The value has gone up since he's bought it, like at least 100~150k I think. That's only really going off of Zillow though and other online listings which can be inflated. So even though he probably hasn't paid that much off of his original loan, he has equity in the cahndo. However, to actually get refinancing the bank is gonna wanna do an appraisal and they're gonna see that all the work it needs.Phail claims they have "tons of equity" in the house. I doubt he's paid very much on the principal of the mortgage. He strikes me as an interest-only person.
There is zero chance Phil would actually try to fix the place himself, he's a retard that couldn't even screw a fucking coat rack into the wall. He literally ripped the damn smoke alarm out of his office ceiling and Kat somehow ripped a chandelier out of the kitchen ceiling.He might try to fix the snort fort for a refinance. He has been talking for ages to do a refinance of his condo. Considering what he has publicly claimed on stream his condo is on the verghe of falling apart (to puit it a bit extreme). A refinance does require a personal inspection right? So I guess he wants to somehow present a "functioning" condo. Or Khet has been complaing that all the money goes to bills (WWEC) and nothing for their life (except doordash I guess)
Also where would he move to? And considering his loot goblin mentality he would need a place that at the very least has some storage capacity.. Just think to the day he finally croacks: you could make a huge sale "Auctioning of DSP belongings. This is the coffee maker he used to make Cup Noodles" or something like that. If he still has the couch you could make a "This is the couch DSP sat on when the camera was on"
His house has doubled in value on paper. The gout repairs lower the actual valueHe's probably referring to the increased value of the home due to all the chongers buying up real estate in the past 10-20 years.
He also put Velcro on the walls because he refused to use nails or monkey hooks because they would “put holes in the wall”There is zero chance Phil would actually try to fix the place himself, he's a retard that couldn't even screw a fucking coat rack into the wall.
Still doesn't hold a candle to that one time he ate spicy tuna sushi and used the phrases "fishy tuna flavor of the tuna fish", "refreshingness," "burningness" and the godlike phrase that is "timed release of flavors."
@9:31 "It's very valueful" thank you, Dave. Very robust and flavorful commentary.
This passive-aggressive deference that DSP has towards game journalists and game reviews is so odd. Who pays any attention to game reviews today? Who gives a fuck what they think? Phil is perpetually stuck in 2004. When Game Informer was considered Masoretic Text.holy shit the review rant hes doing today is so good. You cant trust any review if they didnt buy the game themselves since no one would give a negative review for a free item. I know its true you need to be critical of reviews and use your judgement on if you trust it but god damn hes but hurt he doesnt get early review copies
I think you can put him around 2010. His pop culture knowledge of music & TV stops around that time, and technology as well (other than Doordash and delivery services).This passive-aggressive deference that DSP has towards game journalists and game reviews is so odd. Who pays any attention to game reviews today? Who gives a fuck what they think? Phil is perpetually stuck in 2004. When Game Informer was considered Masoretic Text.
I would suggest that he doesn't even think as far as second bankrupcy. He is too retarded and lazy for that. He doesn't plan ahead more than a few days, tops.I doubt his thinking for refinancing stretches any further than "get free money, spend money, get it written off in a second bankruptcy"
The guy doesn't have to think ahead. He spends money as it comes in. If he needs more then he begs, and his dented whales swoop in to save the day. I remember five years ago there was an $1800 mysterious begathon. We raised the money, and then it was memory holed. Only a few months later during the bankruptcy saga, he casually mentioned he had 'forgotten' to pay his mortgage and that's why he raised the money.I would suggest that he doesn't even think as far as second bankrupcy. He is too retarded and lazy for that. He doesn't plan ahead more than a few days, tops.
All true and probably the most likely scenario, yet one thing that makes me think his house is actually real fucked up:Lying about your house falling apart seems like a dumb lie, as it makes him not look like an adult. However, I suspect that things are broken but easy fixes that he ignores...
.. Phil lies just to lie. He lies by exaggerating, he lies by omission, he lies just because the truth sounds dumb and makes up a lie, that in turn actually is dumber than the truth.
While I agree with you about the state of the condo, I don't think it had anything to do with Clum. Clum committed two cardinal sins in Phil's mind. The first was not kissing Phil's ass enough, the second was communicating with detractors. Phil is too stupid to realize when KC crew is mocking him and took the ass kissing as genuine, but if they ever had like, Doody or someone on and gave him a fair shake, or even just started reading from his thread here, that would be the end of their relationship.I dunno, doing a doc with some milquetoast Marketing dingus like Mike Clum seems more conservative than diving head first into the "shark pool" with Kino Casino and possibly Metokur (DSP wanted to but Jim said he was too sick), but DSP oddly skipped right over it.
Just to throw a wrench in this theory, but DSP did say last week that him and Khet watch HGTV a LOT. So I guess it would be those shitty home improvement shows where they show houses is shit status like DSPs then show it fixed witha. Price tag on the fix (which may be where he gets those 50k thoughts from)The reason I don't think the state of Phil's condo played a role is because of Phil's hermit status. He's so isolated from what is normal, I'm not sure he realizes how bad his condo is. What does he have to compare it to?