- Joined
- Dec 30, 2014
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she's just parroting advice from the interwebs. example: https://www.creditkarma.com/article/build-your-credit-from-scratchWhat a dumbass advice.
I know what she's trying to say, but the wording is so vague people can easily use her advice to do the worst possible thing. Actually knowing Alison she thinks she's doing the right thing (small purchases you can, and do, pay off in full with the first bill) but instead is racking up interest with her debt. But that's exactly what those evil capitalist credit card companies want anyways so good job, Alison. You're really showing them what you think of them.
Also to be fair at very least it makes sense to get a credit card just to help build up a score, but good lord I would never tell anyone to rack up the debts on one, make some purchases on it you can pay off asap but that's it. Never ever just use it to the limit and then "pay it off" - sounds like the exact recipe to get yourself into a bigger mess than the one you were already in.