S.401 - Fair Access to Banking Act

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Their cause was just but their methods were wrong. Recently Valve was bullied into removing some goonslop rape\torture "game" without resorting to making deals with the devil, so this avenue is available and can lead to success.
If you're referring to that one game that actually got articles made on it that wasn't removed because of Valve. "No Mercy" was pulled from Steam by the creator, probably because he didn't expect to get the sort of attention he received given the sheer volume of utterly degenerate ren'py visual novels that already existed on Steam and pussied out of potentially having to deal with whatever the negative press would have brought with it.
 
Because they offer a service you dumb shit. The only alternative to settling transactions electronically without needing some company to do work for you is FedWire. Do you really want to do all your transactions with FedWire?

It takes work to settle transactions. In addition, credit cards offer services to the consumers. The very least is fraud protection. Have you ever heard about what happens when a debit card is stolen? All the money is gone. It doesn’t come back. With a credit card you dispute the charges and you don’t lose any money. Consumer want to use credit cards, so merchants have to pay to make it possible for customers to use those cards for their purchases.

You know how you can do ACH transfers at your bank for free? That’s not actually free. Your bank is providing it to you as a free service because they want you to keep using them. But if you start treating that account as a business and start having thousands of ACH transactions per day, the bank will make you pay or close your account. Business accounts with a large number of transactions have to pay for those transactions to be processed. It’s the cost of doing business.

In cash business, there is also a cost. There is a time cost for counting money, a dollar cost for transporting it to the bank, a risk cost for it being stolen. Everything in business has cost one way or another. There’s no free lunch.

I find the 2% or 3% or whatever in merchant fees in order to fund the credit card system to be far more efficient than the 10%+ sales tax states love to butt fuck us with. Or do you think we should fund electronic clearing with taxes and let the government fuck us more?
The Raped
 
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This is an insidiously designed course of events.

Fight debanking and you're defending rape porn alongside fighting debanking.
Support the censorship of rape porn and you're supporting debanking.

Valve should have just taken it down on their own without payment processors pulling this shit, now we have The Bullshit Dichotomy™. Guess the money of tranny gooners was worth more.

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18 U.S.C. § 1465: Prohibits the production and transportation of obscene materials for sale or distribution
18 U.S.C. § 1466: Prohibits engaging in the business of selling or transferring obscene material.
18 U.S.C. § 1466A: Prohibits obscene visual representations of the sexual abuse of children.
18 U.S.C. § 1470: Prohibits the transfer of obscene material to minors.
But we need payment processors to do this for "some reason"
 
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The Raped
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With a credit card you dispute the charges and you don’t lose any money. Consumer want to use credit cards, so merchants have to pay to make it possible for customers to use those cards for their purchases.
This has nothing to do with the transaction fee though, it gets clawed back from the merchant. Also there's no reason for it to be a percentage, heck, with everything automated it might cost, maybe $0.01 per transaction(Ok, I was a little optimistic).

VISA's operating expenses for FY 2024 were $12 billion on 233 billion transactions. For about $0.05 per transaction actual cost. Yea, they're raping the fuck out of people.
 
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This is an insidiously designed course of events.

Fight the censorship and you're defending rape porn alongside fighting debanking.
Support the censorship of rape porn and you're supporting debanking.

Valve should have just taken it down on their own without payment processors pulling this shit, now we have The Bullshit Dichotomy™. Guess the money of tranny gooners was worth more.
The lesser of the two evils is always not censorship. It really doesn't matter to these people if you find porn icky or if you're a raging lolicon. They'll take everything from you if you let them.
 
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a final solution is needed to the banker problem in America and Canada.
I know the bill in question is American and so are most of the people who will see this thread, but the processors are the boot and fist of globohomo and they pose an existential international threat. These fucking companies are strangling the entire planet with zero restitution; they're rooting out every last local business and individual speaker in the world, not just the U.S., to set their tendrils down and sap the life from them. The financial cartel has it's web cast over the globe and only an unwavering and unified response can truly weed it out.

Every country needs it's own Bill 401 with the problems rectified to kill the hydra. If you're a Euro, write someone about fixing the holes in IBAN. If you're in the Commonwealth, write an M.P. about defanging foreign corporate processing. If you're somewhere else I guess throw a rock at someones head and shit on the village idol or something, maybe cast a voodoo spell on the local slave merchant. Everyone should see this thread and do their part; find that Faustian spirit and get to yelling until you're out of breath.
 
I know the bill in question is American and so are most of the people who will see this thread, but the processors are the boot and fist of globohomo and they pose an existential international threat. These fucking companies are strangling the entire planet with zero restitution; they're rooting out every last local business and individual speaker in the world, not just the U.S., to set their tendrils down and sap the life from them. The financial cartel has it's web cast over the globe and only an unwavering and unified response can truly weed it out.

Every country needs it's own Bill 401 with the problems rectified to kill the hydra. If you're a Euro, write someone about fixing the holes in IBAN. If you're in the Commonwealth, write an M.P. about defanging foreign corporate processing. If you're somewhere else I guess throw a rock at someones head and shit on the village idol or something, maybe cast a voodoo spell on the local slave merchant. Everyone should see this thread and do their part; find that Faustian spirit and get to yelling until you're out of breath.
Good luck accomplishing that when this issue will be memoryholed in a few weeks due to increasingly shrinking attention spans.
 
The real delusion is thinking that there is any way to escape from this fate.
you could at least try to make it less obvious you're a glowie trying to demoralize everyone
putting on the burger suit was leagues above all others, i'm not going to lie
your tactic will be in an instructional guide for glowies everywhere centuries from now
 
you could at least try to make it less obvious you're a glowie trying to demoralize everyone
putting on the burger suit was leagues above all others, i'm not going to lie
your tactic will be in an instructional guide for glowies everywhere centuries from now
Mossad glowops are working overtime in this thread
 
We are getting fucked. We are getting RAPED. These companies are RAPING you, they are RAPING the country, they are PILFERING businesses of all sizes for billions of dollars a year, and then they use that power to break the back of alt-tech, blackball individuals from the global economy, and fund DEI initiatives, mass immigration initiatives, and child genital mutilation surgeries. You, when you swipe a Visa/MasterCard, pay for little boys to get castrated in the US.
I will be reading this verbatim to my congressperson. Thank you.,
 
I find the 2% or 3% or whatever in merchant fees in order to fund the credit card system to be far more efficient than the 10%+ sales tax states love to butt fuck us with. Or do you think we should fund electronic clearing with taxes and let the government fuck us more?
At least with the sales tax, someone who I might not completely hate gets something out of it. With PPs, the profits go entirely to blood-sucking lizard people with corporate ESG mantras who I despise.

Because they offer a service you dumb shit. The only alternative to settling transactions electronically without needing some company to do work for you is FedWire. Do you really want to do all your transactions with FedWire?

It takes work to settle transactions. In addition, credit cards offer services to the consumers. The very least is fraud protection. Have you ever heard about what happens when a debit card is stolen? All the money is gone. It doesn’t come back. With a credit card you dispute the charges and you don’t lose any money. Consumer want to use credit cards, so merchants have to pay to make it possible for customers to use those cards for their purchases.
Yes I'm sure the 3% off the top for the big man is what's required to handle fraud and not at all just an excuse for the raping. Do you also enjoy justifying the 20% tips everywhere? Perhaps we can hear your brilliant rationalizations about the necessity of transfers taking 5-10 business days in the US whereas they're same day in nearly every other country on Earth? Fucking India is able to do this as a public good and you sit here and blather on about how it's impossible to outdo LITERAL STREET-SHITTING RAPE APES

I may be raped financially, but you sir are raped mentally. Your brain is raped. You are not merely raped. You are The Raped.
 
But if you start treating that account as a business and start having thousands of ACH transactions per day, the bank will make you pay or close your account. Business accounts with a large number of transactions have to pay for those transactions to be processed. It’s the cost of doing business.
theres usually monthly fee for that along with a monthly cash deposit fee. they'll take your cash anyway they can.
it gets clawed back from the merchant.
if an emv card was used (and the merchant used a terminal with a chip reader) then the bank pays. it amazes me to see retailers that allow swipe fallback these days because you lose the fraud protection with it.

Perhaps we can hear your brilliant rationalizations about the necessity of transfers taking 5-10 business days in the US

your bank should offer zelle, your clients bank should also offer zelle. its instant same day payment.

e: there's a merchant service provider that offers $0 fees because they charge the customer the fee you would have paid. it took an honest 40 minutes with the "managing director" to figure out who paid the fee.
 
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