I'm not really quite sure why people think DSP has money saved up. It's an interesting idea but it doesn't seem to mesh with his spending habits and the debt he's claimed. He paid around 400-500 bucks for a coffee machine, leases vehicles with all the bells and whistles that he doesn't even end up using, oh, and moved across the country because he thought youtube was a money machine that lasted forever. The idea that Phil has a large sum of money stashed somewhere seems like it came out of nowhere and has only stuck around because a few people like that idea.