"A move would mean a lot of major changes."
Citation needed DSP. You refuse to leave the house six days per week and you openly state that you don't have any time for friends. What changes would be occurring exactly? You'd have to shop at a different grocery store?
Edit: Skip to 1:49:38 of this video if it's not automatic for you:
I had to transcribe this quotation:
"Do [I[ know what a rainy day fund is? Yes, it's called when you actually have extra money, on top of your standard of financial obligations, it's money that you save up, so that when a day comes, when it's say, 'oh, we were going to do something, but now there's nothing to do because today it's raining out, or it ruins your plans or you just have a random day when you just want to do something different you can spend that money on. It's money that you save up just to blow on a special day, when normally you were going to do one thing and you can't do that anymore, right? Oh, were were going to go out to the beach today, uh, you know, but it rained, so instead of going to the beach we're going to go to the bowling alley and go to the arcade and play some games or something, you know. That's a rainy day fund."
Someone in chat tried to correct him.
"Yes it is. And if you don't know that then you're a fucking idiot. That's exactly what it is. [Pause] If you think it's something different then probably you were taught the wrong thing. That's the textbook definition: money that you've saved up outside your normal financial obligations for to basically spend on a day where you can do something different from what you had originally planned because things went wrong according to your original plans. It's spare pocket change that you can blow on something on a moment's notice. That's your rainy day fund."
He wasn't being his usual sarcastic self either, he was 100% dead serious. DSP actually believes that a "rainy day fund" is money that you set aside to spend when your plans are changed outside your control, and not money you save up for emergencies.
So if you want to know how DSP acquired so much debt, there's an extra piece of the puzzle.
Double Edit: If you keep going a few minutes, he says that "it's the definition he was taught in school, so if it's something different then they must have changed the definition."
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