[Dec 15 2019] Foreclosure Saga - http://civilinquiry.jud.ct.gov/CaseDetail/PublicCaseDetail.aspx?DocketNo=FBTCV196091825S

[Freshtodeath]

Maybe his parents are taking care of it so he doesn't want to mention it

Has the certified letter reached his house yet?

 

[tzgnilki]

Has the certified letter reached his house yet?

I tried starting an inquiry on usps website, where you submit your ticket number and they look into whatever issue there is

it was shutdown with no response in like 4 days

 

[James Smith]

or does it not exist because it wasn't texted to him

He didn't see it on Twitter so nobody cares and neither should he, obviously.

I tried starting an inquiry on usps website, where you submit your ticket number and they look into whatever issue there is

it was shutdown with no response in like 4 days

They won't respond if you're not the sender or recipient.

 

[the khat quaffer]

Oh my god, I can't believe it took this long for me to make this connection. Phil buying his second 'house' is probably a 1:1 parallel with John McGuirk trying to buy a new house in the show Home Movies. It's such a perfect recreation I'm not even kidding. This clip, while it's a work of fiction that predates DSP's story by over a decade, is probably our first and only glimpse in to what likely happened with DSP 5 years ago.

1. Both DSP and McGuirk have absolutely no idea about their finances going into it. Neither understand the concepts of buyer's markets vs. seller's markets.
2. Both are arrogant to no end and remain confident in their position in life despite countless evidences to the contrary.
3. Both want to tumble into the FIRST CONDO unit they see.
4. Neither have even a vague understanding of what a mortgage entails, whereas an adult much younger than them can easily school them on the basics.
5. Both are brash and make stupid impulse decisions that lead to them being in a worse, much more expensive living situation in the end.
6. Lastly, both are crass and uncaring to the people around them trying to help them. Years later, you can probably imagine McGuirk talking badly about how Eric (the realtor) screwed him so bad, nothing he could do, the same way DSP talks about Rambo et al.

Skip to 0:45 and let 'er rip.

 

[Shambler]

Oh my god, I can't believe it took this long for me to make this connection. Phil buying his second 'house' is probably a 1:1 parallel with John McGuirk trying to buy a new house in the show Home Movies. It's such a perfect recreation I'm not even kidding. This clip, while it's a work of fiction that predates DSP's story by over a decade, is probably our first and only glimpse in to what likely happened with DSP 5 years ago.

1. Both DSP and McGuirk have absolutely no idea about their finances going into it. Neither understand the concepts of buyer's markets vs. seller's markets.
2. Both are arrogant to no end and remain confident in their position in life despite countless evidences to the contrary.
3. Both want to tumble into the FIRST CONDO unit they see.
4. Neither have even a vague understanding of what a mortgage entails, whereas an adult much younger than them can easily school them on the basics.
5. Both are brash and make stupid impulse decisions that lead to them being in a worse, much more expensive living situation in the end.
6. Lastly, both are crass and uncaring to the people around them trying to help them. Years later, you can probably imagine McGuirk talking badly about how Eric (the realtor) screwed him so bad, nothing he could do, the same way DSP talks about Rambo et al.

Skip to 0:45 and let 'er rip.

how could you leave mcguirk asking his co-worker for 250.000 dollars!

 

[Martys_not_smarty]

Is that Jonathan Katz from Dr. Katz as the real estate guy?

 

[tzgnilki]

He didn't see it on Twitter so nobody cares and neither should he, obviously.


They won't respond if you're not the sender or recipient.

I entered all of dave's info, and specified communication by email (they let you choose phone or email)

 

[actually]

I entered all of dave's info, and specified communication by email (they let you choose phone or email)

I'm curious why at this point, given that we know from the court case he failed to respond by the date he had to (Dec 10th).

 

[tzgnilki]

I'm curious why at this point, given that we know from the court case he failed to respond by the date he had to (Dec 10th).

just to confirm he 100% was served and couldn't say "I had no idea this was happening", feigning ignorance etc

 

[actually]

@SoapQueen1 will this presumed foreclosure result in his credit card interest rates skyrocketing or the cards bring closed up completely?

 

[UncleTusky]

@SoapQueen1 will this presumed foreclosure result in his credit card interest rates skyrocketing or the cards bring closed up completely?

The interest rates and minimum payments will likely go up (with much less tolerance for late or below minimum payments) but the cards will stay open for the time being.

It's also worth noting that any increase in his credit line or the WAKhando refinancing/home equity loan is basically a pipe dream now, as is his using balance transfer cards to avoid accruing interest on his credit card debt. He effectively defaulted on a $100k loan of which $35k was unsecured from the bank's perspective-if I were a broker I wouldn't give him the time of day.

 

[Wing Zero]

just to confirm he 100% was served and couldn't say "I had no idea this was happening", feigning ignorance etc

I almost wonder if the reason he hasn't brought this up in a REEmergency yet is because we found out about this before he did so he thinks it's all made-up detractor nonsense. I just find it weird how he hasn't been crying DEFCON 1 over this when far less serious problems have had him crying like his life is about to be over.

 

[AnOminous]

I almost wonder if the reason he hasn't brought this up in a REEmergency yet is because we found out about this before he did so he thinks it's all made-up detractor nonsense. I just find it weird how he hasn't been crying DEFCON 1 over this when far less serious problems have had him crying like his life is about to be over.

Unless he's really so dumb he just thinks it isn't happening, it's far enough off that he is too dumb to panic over it. Maybe he thinks he can just worm his way out of it like usual.

 

[M0L0K]

My personal theory is that he is too crippled with fear and anxiety over this to do anything about it

 

[strandedcastaway]

i've been trying to think of reasons why dave won't mention his foreclosure because he has mentioned near everything else whether directly or indirectly by calling them bills or taxes

is it an ego thing? even though he mentioned on stream that he was going to stop paying his mortgage, it's weird for him to not mention it again, maybe he's afraid of the lender being sent a different excuse than the "i'm just gonna pocket that money" which he admitted to on stream, but then a few months later had a $1800 tips goal saying he was "behind"

does he think there's automatically a gag order on everything that happens in court? I wouldn't be surprised if he thinks this

Because it's real, it's a personal failure and he can't "debunk" it. He thinks kids just don't understand taxes and how to pay them, so he can talk about that. The escort saga was fake, so he could talk about that because he knew he wasn't involved. In this case, even if he intentionally didn't pay as part of his brilliant "plan", it's still a personal failure that he couldn't pay the place off and sell it. DSP never admits to anything being his fault and this clearly is.

 

[Adamska]

Unless he's really so dumb he just thinks it isn't happening, it's far enough off that he is too dumb to panic over it. Maybe he thinks he can just worm his way out of it like usual.

If his parents or one of his cucks didn't handle it for him, this is probably the biggest reason why Pig isn't shaking and panicking right now.

He at best thinks maybe a week or two ahead, and is very easily distracted by the now too.

And I wouldn't be shocked if he just refuses to talk about stuff he can't weasel out of or blame others for too. Still surprised he doesn't just blame his family friend who did his taxes for him though.

 

[King Daddy Telomerase]

Maybe his parents are taking care of it so he doesn't want to mention it

This is the only answer that makes any sense to me still.

That, or Phil is unbelievably stupid enough to not realize this is happening, which I always underestimate Phil on.

 

[actually]

This is the only answer that makes any sense to me still.

That, or Phil is unbelievably stupid enough to not realize this is happening, which I always underestimate Phil on.

If they could drop 10s of thousands of dollars for this, why not do it to clear some or all of his high interest debt? That would have been infinitely more useful and would have prevented this from ever even happening.

 

[the khat quaffer]

I found out the reason why Phil is so eerily calm about all this. He's ahead of the curve and has had a plan to deal with it all along:

(i'll stop posting cartoons now, honest. )

 

[Salubrious]

He at best thinks maybe a week or two ahead, and is very easily distracted by the now too.

It would not surprise me in the least if DSP did not care about any of this until the day he's actually presented with the bill he is owed and a due date for said bill. Until then, this is all legal mumbo jumbo that he doesn't care about.