[16-Jan-2020] DarksydePhil is filing for bankruptcy (general thread) - and has officially done so on January 31 2020, meaning a lot of his finances have become public

[Gotta Groom Em All]

I would agree, but why did the lawyer allow Phil to file this obvious disaster of a bankruptcy claim. She signed off on this. Nothing makes sense to me.

She didn't look at it, because Phil strongly discouraged her from combing it, because he's Phil. As I said earlier in the thread, whoever was working with DSP was probably thrilled that they didn't have to do anything and could basically take his money for free and take the rest of the day off. They didn't look a gift pig in the mouth.

The only way she would have put her signature on that abortion of a document is if her office doesn't give a fuck and has zero professional integrity whatsoever. Which is probably the case for this bankruptcy mill, given the fact that Phil probably just went with the cheapest lawyer he could find.

Nothing he could do.

 

[Surly Muppet]

I'm sorry, but that theory is ridiculous. No lawyer is going to have their time wasted and let their client intentionally submit a fake bankruptcy form in order to fool people that are mean on the internet.

I would also agree, but Phil is clearly under the impression that the document can be amended without any issue, and that it is not perjury if the information is erroneous, which he admitted to being aware of (despite the document clearly stating otherwise). Where would he get that idea? Did the lawyer actually say "Don't worry about mistakes, we can fix it later"? And even if the lawyer is not on board with Tevin's theoretical plan, we only have Phil's word that he gave her accurate information, and they did rubber stamp this document even with all these issues. So even if it's not her plan, it could be his.

All we know for sure is that this document has serious issues and Phil is under the impression that this 'initial filing' can be changed. There has to be some motivation behind this, even if it is extremely stupid. I think the most reasonable explanation is that they're lying to try and get him qualified, and they're going to correct as they are called out on errors. But I also don't know why a lawyer would sign off on that risky plan, and some of these lies and omissions don't seem like they'd even affect that. So either way, we're in clown world.

I don't see her ALSO signing off on the paperwork itself or am I missing it?

Poor Alyssa was his online credit counselor, but she only signs off that he has completed the counseling course. The course was a requirement before Phil could put together the document, so she doesn't actually see it. I just hope for her sake their Skype conversation was audio only, and that it wasn't a snorty kind of day.

 

[Schrödinger's Kat]

Has he always claimed the big move was what destroyed his finances? It seems like a relatively recent admission.
And why go through with it, if you know its going completely empty out your savings?

Personally I think its a diversion. He needs an excuse for why he has so much debt and nothing to show for it. So, he blows out of proportion anything the public is aware of that might have a financial impact, like his move, his tax attorney, YouTube, etc. any anything that isn't his fault, to try to hide the real reasons, which seems to be a gaming/gambling addiction. I just don't see where else his money had gone, unless his house is full of expensive crap and he's just lying about that as well.

Its not like this guy is out partying and racking up hundreds of dollars in food/drinks every night. One thing we know about him is that he's a shut in. His money is going somewhere. The WWE Champions revelation came just in time to put the puzzle pieces together.

 

[AnOminous]

Phil was required to attend a counseling session.

That wss with this chick. She signed off on that.

I don't see her ALSO signing off on the paperwork itself or am I missing it?

I, the attorney for the debtor(s) named in this petition, declare that I have informed the debtor(s) about eligibility to proceed under Chapter 7, 11, 12, or 13 of title 11, United States Code, and have explained the relief available under each chapter for which the person is eligible. I also certify that I have delivered to the debtor(s) the notice required by 11 U.S.C. § 342(b) and, in a case in which § 707(b)(4)(D) applies, certify that I have no knowledge after an inquiry that the information in the schedules filed with the petition is incorrect.

/sneed/ Rochelle Shuffield Date January 31, 2020 Signature of Attorney for Debtor MM / DD / YYYY Rochelle Shuffield 41591 Printed name Shuffield Bankruptcy Law Firm Firm name 14900 Interurban Avenue South Suite 287 Tukwila, WA 98168 Number, Street, City, State & ZIP Code Contact phone 206-674-4565 ext. 161 Email address rochelle <at> shuffieldlaw.com 41591 WA Bar number & State

Also the creditor matrix as it currently stands.

AMERICAN EXPRESS
P.O. BOX 981535
EL PASO, TX 79998

ARVEST CENTRAL MORTGAGE
801 JOHN BARROW ROAD SUITE 1
LITTLE ROCK, AR 72205

BANK OF AMERICA
POST OFFICE BOX 982238
EL PASO, TX 79998

BMW BANK OF NORTH AMERICA
POST OFFICE BOX 660545
DALLAS, TX 75266

CAPITAL ONE ATTN: BANKRUPTCY DEPARTMENT
POST OFFICE BOX 30285
SALT LAKE CITY, UT 84130

CHASE
POST OFFICE BOX 15298
WILMINGTON, DE 19850

CITI PROCESSING CENTER
DES MOINES, IA 50363

DISCOVER FINANCIAL SERVICES
POST OFFICE BOX 3025
NEW ALBANY, OH 43054

IRS CENTRALIZED INSOLVENCY OPER.
POST OFFICE BOX 7346
PHILADELPHIA, PA 19101

LENDING CLUB CORPORATION
71 STEVENSON SUITE 300
SAN FRANCISCO, CA 94105

MIDLAND MORTGAGE
POST OFFICE BOX 26648
OKLAHOMA CITY, OK 73126

PROSPER MARKETPLACE, INC.
221 MAIN STREET, SUITE 300
SAN FRANCISCO, CA 94105

SYNCB/SAM'S ATTN: BANKRUPTCY DEPARTMENT
POST OFFICE BOX 965060
ORLANDO, FL 32896

TOYOTA MOTOR CREDIT
POST OFFICE BOX 8026
CEDAR RAPIDS, IA 52408

US BANK
800 NICOLLET MALL
MINNEAPOLIS, MN 55402

 

[Ruthless54]

Phil was required to attend a counseling session.

That wss with this chick. She signed off on that.

I don't see her ALSO signing off on the paperwork itself or am I missing it?

His counseling was an online course I believe... he was complaining about how much of his time it consumed.

 

[AnOminous]

The only way she would have put her signature on that abortion of a document is if her office doesn't give a fuck and has zero professional integrity whatsoever. Which is probably the case for this bankruptcy mill, given the fact that Phil probably just went with the cheapest lawyer he could find.

He has agreed to pay her $1,200. Not up front. Not as a retainer. For the whole thing. This may be the most expensive $1,200 of his life.

 

[Billericay Dickie]

He has agreed to pay her $1,200. Not up front. Not as a retainer. For the whole thing. This may be the most expensive $1,200 of his life.

I think you're implying , If Phil has to submit amendments, this will cost him money, as these will have to signed off by his attorney?

 

[Frogga]

I, the attorney for the debtor(s) named in this petition, declare that I have informed the debtor(s) about eligibility to proceed under Chapter 7, 11, 12, or 13 of title 11, United States Code, and have explained the relief available under each chapter for which the person is eligible. I also certify that I have delivered to the debtor(s) the notice required by 11 U.S.C. § 342(b) and, in a case in which § 707(b)(4)(D) applies, certify that I have no knowledge after an inquiry that the information in the schedules filed with the petition is incorrect.

So all she did was tell him about each chapter, what they do, and that she has no liability if the any information in the file is wrong?

 

[AnOminous]

So all she did was tell him about each chapter, what they do, and that she has no liability if the any information in the file is wrong?

This is what she's agreed to do for that sweet, sweet twelve Benjamins.

In return for the above-disclosed fee, I have agreed to render legal service for all aspects of the bankruptcy case, including:
a. Analysis of the debtor's financial situation, and rendering advice to the debtor in determining whether to file a petition in bankruptcy;
b. Preparation and filing of any petition, schedules, statement of affairs and plan which may be required;
c. Representation of the debtor at the meeting of creditors and confirmation hearing, and any adjourned hearings thereof;
d. [Other provisions as needed]
Negotiations with secured creditors to reduce to market value; exemption planning; preparation and filing of
reaffirmation agreements and applications as needed; preparation and filing of motions pursuant to 11 USC
522(f)(2)(A) for avoidance of liens on household goods.
6. By agreement with the debtor(s), the above-disclosed fee does not include the following service:
Representation of the debtors in any dischargeability actions, judicial lien avoidances, relief from stay actions or
any other adversary proceeding.

So when they file to lift the stay, she's not doing shit about that. Assuming they don't agree to just take the CT property back and go away, which is the Pigroach best case scenario. He's in a lot better shape if those guys go away.

 

[tzgnilki]

I would also agree, but Phil is clearly under the impression that the document can be amended without any issue, and that it is not perjury if the information is erroneous, which he admitted to being aware of (despite the document clearly stating otherwise). Where would he get that idea? Did the lawyer actually say "Don't worry about mistakes, we can fix it later"? And even if the lawyer is not on board with Tevin's theoretical plan, we only have Phil's word that he gave her accurate information, and they did rubber stamp this document even with all these issues. So even if it's not her plan, it could be his.

All we know for sure is that this document has serious issues and Phil is under the impression that this 'initial filing' can be changed. There has to be some motivation behind this, even if it is extremely stupid. I think the most reasonable explanation is that they're lying to try and get him qualified, and they're going to correct as they are called out on errors. But I also don't know why a lawyer would sign off on that risky plan, and some of these lies and omissions don't seem like they'd even affect that. So either way, we're in clown world.


Poor Alyssa was his online credit counselor, but she only signs off that he has completed the counseling course. The course was a requirement before Phil could put together the document, so she doesn't actually see it. I just hope for her sake their Skype conversation was audio only, and that it wasn't a snorty kind of day.

it looks like he/they were in a rush to file it before the CT condo was forclosed on, it must technically not have been done yet

 

[Dumpster dived waifu]

I'm not sure about this whole "fake filings" plan. That won't hide the amended statements from us, we'll just have to get the amended papers once they're filed.

 

[King Daddy Telomerase]

I'm not sure about this whole "fake filings" plan. That won't hide the amended statements from us, we'll just have to get the amended papers once they're filed.

Correct, but this is Phil's plan. He's desperate and sub-62 IQ.

 

[Maldron the Assassin]

The form is deliberately fake, he's attempting to control the narrative and tell everyone it's moving costs to Washington.

When was the debt incurred? has been left blank on every creditor.

Edited to Add below -
This is his first filling, ergo this does the most damage, if he's omitting critical information or being misleading, there's a underlying reason. Clearly when the debt was incurred is an issue for Phil, that's why it's blank.

Logically, Phil knows the filling is incomplete. To save face he'd rather waste the courts time with an incomplete filling.


View attachment 1127638

Thanks to Tevin to pointing this out on his video.

That must be why the left the info about Khet's work blank.

 

[AnOminous]

I'm not sure about this whole "fake filings" plan. That won't hide the amended statements from us, we'll just have to get the amended papers once they're filed.

It's probably not a good idea to admit to deliberately filing fraudulent papers on video.

 

[Madmartigan]

Yes, but she was thrilled about Washington. She still chooses to live there.

I'm kind of surprised to hear she loved Washington.
I'm not up on post-Phil Leanna lore. Do we know what her living situation right after her breaking up with Phil was?
I had assumed she moved in with whoever she had left Phil to be with. My point is, if that's the case, I think she's still living in Seattle more out of convenience / being who she wants to be with rather than her actually loving the area.
I had also thought that since Seattle was more Phil's idea than Leanna's (who wanted Florida more than anything IIRC), that was why Phil never wanted to admit how big a mistake moving out there turned out to be. Any admission of it being a mistake would, to some extent, be admitting he should have gone with Leanna's plan.

 

[Prince Lotor]

He's lying, shocker I know, the movers refused to be paid with a credit card and Phil had to pay them with a money order. He did not pay the movers with a credit card unless he took out a cash advance from a card at a 25% interest rate. . .again, just like how he paid his entire EVO 2005 trip with a cash advance. . .that he in 2013 was telling John Rambo is one of the dumbest things you can ever do. timestamp at 5m48s[ /Ispoiler]

 

[Frogga]

He's lying, shocker I know, the movers refused to be paid with a credit card and Phil had to pay them with a money order. He did not pay the movers with a credit card unless he took out a cash advance from a card at a 25% interest rate. . .again, just like how he paid his entire EVO 2005 trip with a cash advance. . .that he in 2013 was telling John Rambo is one of the dumbest things you can ever do. timestamp at 5m48s[ /Ispoiler]

I certainly wouldn't put it past him to take out a cash advance on a credit card just to pay the movers.

Also in my post a page or 2 back he said he paid the movers $10,000 to move across the country, but in this moving vlog he's joking about having $4,000 cash in his pocket to pay the movers? Unless he paid $6,000 up front?

 

[Dumpster dived waifu]

I certainly wouldn't put it past him to take out a cash advance on a credit card just to pay the movers.

Also in my post a page or 2 back he said he paid the movers $10,000 to move across the country, but in this moving vlog he's joking about having $4,000 cash in his pocket to pay the movers? Unless he paid $6,000 up front?

Pretty reasonable to assume he had to pay at least a portion up front.

 

[big ups liquid richard]

He's lying, shocker I know

Guhh, the autistic rocking back and forth in that video made me sick. Good find.

 

[behind_the_scenes_begging]

I'm not sure about this whole "fake filings" plan. That won't hide the amended statements from us, we'll just have to get the amended papers once they're filed.

maybe the constant save state abuse from his video games has warped his world view leading him to assume real life works that way? Like he can stuff up with this application, then restore a saved state and have a do over? Like the consequences of the first stuff up can't follow him, even perjury?

Hopefully for him everything in his application is accurate