[26-Mar-2020] Philip's 341 Creditor Meeting - When what should be 5 minutes becomes an eternity.

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Is the same trustee present throughout the process? If he pisses Nancy off and still manages to get Chapter 13 somehow, she's going to continue to be in an adversarial relationship with him throughout the entire payment plan. At that point her active role would be to fuck him over.

Unless Nancy is incapable of performing her duties as a trustee of the court, she will remain on this case until its conclusion.
 
I just had a thought - what are the odds of when Nancy said "your creditors have indicated you might own..." that she was referring to 'detractors' and just wanted to see if the information was relatively reliable and correct?
Or was this just stuff from a credit card that she'd gathered?
Because surely, if it was provided by the credit card company, she would have asked about whatever expensive TV, sofa etc. he bought as well, rather than things we have confirmed 100% undeniably, he owns?
 
Unless Nancy is incapable of performing her duties as a trustee of the court, she will remain on this case until its conclusion.
This site shows different trustees for 7 and 13

 
I just had a thought - what are the odds of when Nancy said "your creditors have indicated you might own..." that she was referring to 'detractors' and just wanted to see if the information was relatively reliable and correct?
Or was this just stuff from a credit card that she'd gathered?
Because surely, if it was provided by the credit card company, she would have asked about whatever expensive TV, sofa etc. he bought as well, rather than things we have confirmed 100% undeniably, he owns?

the only creditor that has been involved is midfirst bank

they don't give a shit about his psp
 
Fuckin condescending pig didn't last one damn day before being proven wrong. LMFAO, this is literally like that spongebob narrator meme.

observer: dsp got fucked at the meeting
dsp: fuck you, you're a factually incorrect moron. None of the stuff is bad for me at all.
narrator: 12 seconds lay-teur
Is the original tweet gone now?
 
This site shows different trustees for 7 and 13


Upon reviewing Mr. Ginsberg's video on chapter 7 bankruptcy, it sounds as if the trustee would change if the case was converted. Should the case remain a chapter 7 case, Nancy will stay on as the trustee.

Relevant information starts at at 4:00.

 
Let's say my prediction comes true that he's kicked to Chapter 13 and ordered into a repayment plan, during which after perhaps a year or so Phil decides he's had enough and tells the government in his patented charming way to go fuck themselves and that he has no more money to give them. And he actually stops paying.
Can the fuck be thrown into the slammer then?
Please.
Jail time would be down the road and highly unlikely. What is likely is being denied bankruptcy completely, as Phil’s not just bad with money, he’s being consciously deceitful and misleading in his financial statements to the court. That’s not just getting denied Chapter 7 and forced to Chapter 13, because any digging will show Phil doesn’t pay bills and trusting him to follow a payment plan would just waste time by delaying the inevitable liquidation when he fails.

Unless Nancy is incapable of performing her duties as a trustee of the court, she will remain on this case until its conclusion.
Also, there really isn’t anywhere that malice can make bankruptcy any worse than it already is. It’s all just accounting rules with no room for interpretation, really just a flowchart process, like playing as Ken in Street Fighter II. Making your trustee hate you just makes the dealings directly with them unpleasant on a personal level, but everything regarding categorization, debt levels, payment schedules, etc. are all set formulae.
 
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Please null don't tell the law to fuck off this time, please instead give Nancy all the evidence we have on Phil. :story:

“Welcome to the Kiwi Farms. We will help uncover decade long cat fishers with penchants for wiffle ball bats but also release evidence so the courts can nail your ass to the wall. Enjoy your stay.”

It’s almost poetic.
 
Nancy has information. She was asking about his micro transactions and his subscription services, she asked about WWE Network and Phil panicked thinking she said Champions and we got his lawyer repeating the question and Phil let out a big "Oh, WWE Network... that is not business related". I wonder if his WWE Champions transactions are on one of those statements and Phil thinks he dodged a bullet when Nancy has him nailed because she just connected that WWE items aren't business related.

what does transactions through wwe champions say on the receipts? could it be "wwe network" i doubt it, but i have no idea since i dont watch wwe or play the game
 
What helps me sleep at night is even in the best case scenario this motherfucker is gonna go bankrupt, not learn a lesson and suffer the consequences when he racks up more cc debt into his forties without the bail out button of a second bankruptcy.

ya i ahonestly cant see how phil is not going to be homeless in another 10 years tops if he keeps going the way he is
 
If DSP was smart :story:, he would take this "downtime" to save up income, then if/when his bankruptcy gets denied pay off as many of the small credit cards like AMEX and Sam's Club that he can so he at least has a CHANCE of getting out of the hole.

Remember, his $5K monthly expenses DID NOT include his credit cards.

Then again, if DSP was smart, he wouldn't be in this situation in the first place.
 
If DSP was smart :story:, he would take this "downtime" to save up income, then if/when his bankruptcy gets denied pay off as many of the small credit cards like AMEX and Sam's Club that he can so he at least has a CHANCE of getting out of the hole.

Remember, his $5K monthly expenses DID NOT include his credit cards.

Then again, if DSP was smart, he wouldn't be in this situation in the first place.

From what we've seen he doesn't like paying things off even when he has money. Also apparently he needs money for taxes.
 
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