[16-Jan-2020] DarksydePhil is filing for bankruptcy (general thread) - and has officially done so on January 31 2020, meaning a lot of his finances have become public

What will happen with his case following the 341 meeting?

  • Still gets Chapter 7

    Votes: 126 18.1%
  • Changed to Chapter 13 and ultimately fails to make his required payments

    Votes: 218 31.3%
  • Chapter 13 and successfully completed all payments

    Votes: 19 2.7%
  • Complete dismissal of the bankruptcy

    Votes: 334 47.9%

  • Total voters
    697
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Is it possible, and I'm just speculating here, that the 'carpool co-worker girl' was the one he was stalking when he talked about being on anti-depressants during his "Muh Depression Saga?" Perhaps his stalking, if he indeed did it, was the impetus for his firing?
Did he ever admit to outright stalking? I thought he was just "obsessed with" a girl in high school.
 
Did he ever admit to outright stalking? I thought he was just "obsessed with" a girl in high school.
I stand corrected. I guess I connected obsession with stalking since they often go hand-in-hand. But honestly, going through the effort of buying a condo to flex for a girl is quite telling in the least. You're right though, without evidence or a proclamation of stalking, my theory wouldn't work.
 
Is it possible, and I'm just speculating here, that the 'carpool co-worker girl' was the one he was stalking when he talked about being on anti-depressants during his "Muh Depression Saga?" Perhaps his stalking, if he indeed did it, was the impetus for his firing?
The girl from the carpool, to my recollection, was married to a guy and told Phil to stop talking to her (at least in the words of Phil), and they were somehow related to the CT condo
 
Phil attended night classes while “working“ for Sikorsky and carpooled with some of his coworkers to class, and this is where it gets complicated. A female coworker with whom he carpooled lived with her boyfriend in the condo, which was owned and being sold by the father of the boyfriend of the girl. For whatever reason Phil decided to buy this condo, and the prevailing consensus is because in Phil’s deficient and oddly shaped brain he thought this flex would endear the girl. Spoiler, it didn’t. Due to a breakdown in POST SALE negotiations he got butthurt and dropped out of night classes because he didn’t want to carpool with her any more. (Lol just take alternate transportation or drive yourself dumbass)

Now, one might ask what the fuck do I mean by post sale negotiations? It turns out Phil filmed the first time he set foot in the condo after he took possession; he flung the door open with reckless abandon (editors note: see previous comment on water logged brain) and there was no stop on the door, so the knob went straight into the drywall. Because Phil is re.tarded he held the father completely responsible and demanded compensation for the now large hole in the drywall.

The more you know, and knowing is half the battle. The battle to have Phil committed to a home for the feeble minded where he belongs.

edit: added note about driving himself
God he's always been a cunt, hasn't he. He's never lived in any form of reality where he is responsible for anything. Listening to his account he sounds exactly like a whiny schoolchild. His mush brain brought the place with a leaky toilet and broken radiator and then he wants the guy who sold it to him to repair it after the sale...nigga it's not his property anymore. You know this guy didn't inspect or check anything before he decided to buy that place, he was only concerned with wooing his co-worker, but it's not his fault, it's the fault of the guy who sold it to him. That hole in the wall wasn't his fault. Not attending and getting my master's degree isn't my fault,
 
So what are the upcoming dates in the bankruptcy? I know there's something on Friday for the midfirst

The 10 April hearing was cancelled because Phil did not file an objection and there's a document, probably the signed release from stay order, issued yesterday that somebody needs to get off of PACER (@SoapQueen1 let me know if you need PACERbux). This probably kicks the foreclosure back out of bankruptcy and back intothe Connecticut state court (docket here). Between a temporary halt on foreclosure sales and MidFirst possibly needing a finalized sale before they can file a lien, expect this to be a very slow moving trial.

After that, the trustee should be filing her report by tomorrow (law says 10 days from hearing, 10 calendar days has already passed but 10 business days is 9 April). There are at least four outcomes here (Chapter 7 no asset, Chapter 7 asset, converted to Chapter 13, dismissal). Timeline depends on which she recommends to the judge (it's not an order, he still has to sign off on it):

Chapter 7 no asset: Creditors have a couple of months to object, no guaranteed dates between now and probably May or June
Chapter 7 asset or Chapter 13 conversion: Expect a bunch of new documents and hearings to figure out how much Pigroach was lying and how much they will either liquidate (Chapter 7) or garnish (Chapter 13) to pay creditors.
Dismissal: Would probably take a few weeks to approve, and future debt/foreclosure suits would be separate trials & case numbers from the bankruptcy.
 
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The 10 April hearing was cancelled because Phil did not file an objection and there's a document, probably the signed release from stay order, issued yesterday that somebody needs to get off of PACER (@SoapQueen1 let me know if you need PACERbux). This probably kicks the foreclosure back out of bankruptcy and back intothe Connecticut state court (docket here). Between a temporary halt on foreclosure sales and MidFirst possibly needing a finalized sale before they can file a lien, expect this to be a very slow moving trial.

After that, the trustee should be filing her report by tomorrow (law says 10 days from hearing, 10 calendar days has already passed but 10 business days is 9 April). There are at least four outcomes here (Chapter 7 no asset, Chapter 7 asset, converted to Chapter 13, dismissal). Timeline depends on which she recommends to the judge (it's not an order, he still has to sign off on it):

Chapter 7 no asset: Creditors have a couple of months to object, no guaranteed dates between now and probably May or June
Chapter 7 asset or Chapter 13 conversion: Expect a bunch of new documents and hearings to figure out how much Pigroach was lying and how much they will either liquidate (Chapter 7) or garnish (Chapter 13) to pay creditors.
Dismissal: Would probably take a few weeks to approve, and future debt/foreclosure suits would be separate trials & case numbers from the bankruptcy.

and we're still waiting on his reaffirmation agreements to be signed off by a judge

6633A0AC-7525-4391-8F0D-73E8CA47FBFB.jpeg
 
Chapter 7 no asset: Creditors have a couple of months to object, no guaranteed dates between now and probably May or June
Chapter 7 asset or Chapter 13 conversion: Expect a bunch of new documents and hearings to figure out how much Pigroach was lying and how much they will either liquidate (Chapter 7) or garnish (Chapter 13) to pay creditors.
Dismissal: Would probably take a few weeks to approve, and future debt/foreclosure suits would be separate trials & case numbers from the bankruptcy.

Could the trustee also notify the IRS to possibly audit DSP's taxes if she finds the movements on DSP's Paypal accounts to be suspicious (not to mention his total lack of private electronics)? Or would that be a new step regardless of what happens to his bankruptcy? I mean from what I understood from Nick Rekieta DSP basically hang himself by answering the trustee's questions in the way he did (you know not really separating between Burnell Productions and himself)
 
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Could the trustee also notify the IRS to possibly audit DSP's taxes if she finds the movements on DSP's Paypal accounts to be suspicious (not to mention his total lack of private electronics)? Or would that be a new step regardless of what happens to his bankruptcy? I mean from what I understood from Nick Rekieta DSP basically hang himself by answering the trustee's questions in the way he did (you know not really separating between Burnell Productions and himself)
Phil’s application being so sloppy and the omission of things like his second PayPal will force a full investigation of his assets and accounts, and the IRS will be alerted to any discrepancies that may affect his taxes.
 
guys, I have an announcement

after making approx $1,000,000 over 10yrs from your tips, i'm happy to announce that someone else has made a few custom notifications for my stream

DSP's Fine print: I paid literally $0 for his hours of work on the emotes. If you want to show apperiation, please send tips to ME and only ME because I really NEED every single dollar still. I'll just give him a huge shout out for his effort!
 
"In both Chapter 7 and Chapter 13 bankruptcy, you (and your spouse if you file jointly) must take two courses before you receive a bankruptcy discharge (the order that wipes out qualifying debt)—one before you file your paperwork, and another afterward"

Post 341, you must:

"Attend a debtor education course. Like the credit counseling you had to complete before filing, debtor education (counseling to help you manage your personal finances, on topics such as budgeting, savings, and credit) is mandatory. After completing counseling, you must file a form with the bankruptcy court."

SOURCE

ctrl+F "course" and you'll see it

incase anyone was wondering what he was on hold for this morning, he was trying to do something with his pre-discharge course, sign up or pay, or schedule it, idk
 
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Post 341, you must:

"Attend a debtor education course. Like the credit counseling you had to complete before filing, debtor education (counseling to help you manage your personal finances, on topics such as budgeting, savings, and credit) is mandatory. After completing counseling, you must file a form with the bankruptcy court."

"Debitor education?" What Phil needs is a frigging finanical overlord who has to counter sign every single purchase he tries to make. From what I have seen / heard Phil has ZERO sense of holding his money together. I mean most of us would be more frugal with a 10 k income each month then him. That was something I learned in school: ask yourself what you would do if you would win 1 million. And if you say "Never go working" you're doing something wrong
 
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