According to the bankruptcy filings, Phil was bringing in $10k a month before the vest shit began. He did not regularly hit his daily tips goals. He now hits them every time, so he is making more than $10k per month now.
His personal and business expenses were also $10k ending up with something like a loss of $30 per month. With the increase in revenue, he should be ahead several hundred dollars per month by now.
Except he also had all of his debt erased minus the back taxes, meaning he should now be at a profit of several thousand dollars per month.
But he totally can't afford groceries, dood.
The paper trail is right there. Before bankruptcy he basically broke even. Now his income increased and his expenses decreased. Think about it, paypigs. You are being lied to and scammed.