[Dec 15 2019] Foreclosure Saga - http://civilinquiry.jud.ct.gov/CaseDetail/PublicCaseDetail.aspx?DocketNo=FBTCV196091825S

Will DSP file his bankruptcy before MidFirst Bank gets their hands on his WAkhando?

  • Yes

    Votes: 112 51.9%
  • No

    Votes: 104 48.1%

  • Total voters
    216
That panic in his voice combined with that bout of narcissistic rage in this clip tells me that something big is coming, but I'm still tempering my expectations with a :optimistic: of optimism.

With the little experience I know about foreclosure, it is a very slow crawl to devastation. From beginning to end, it took someone I knew 1 1/2 years to finally get thrown out on their ass.
 
An1337's clip of Phil trying to pretend he hasn't ignored the foreclosure for a year and a half

Fuck he is stupid and a drama whore.
Sorry for not putting this up above but a Twitter troll found something interesting. Phil was apparently hit with a lien for not paying tax to the town of Stratford about two months ago, supposedly for not paying his sewage bill:
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To be perfectly clear I cannot verify the lien's existence or amount independently but the dates of June 29 2009, August 16 2019, and October 4 2019 line up exactly with the dates in MidFirst's complaint. If this is a gay op it is remarkably thorough.

Edit: If (I need to emphasize that word!) this is real Phil may have also defaulted on some of the taxes + fees associated with the Connecticut property only to realize recently that he is still liable which could explain why he is now so panicky. This also adds another wrinkle to his sudden interest in the MidFirst hearing because this lien was from a debt incurred in 2019: Common sense tells us he would have probably did not pay in 2020 or 2021 either if he defaulted in 2019 which could mean more unexpected bills if he cannot argue these are covered by some combination of the foreclosure and bankruptcy discharge (no idea if this is true and the answer may be too convoluted for me to figure out).​
I'm waiting to see where the actual property tax shakes out in this. Property tax would have been either in the mortgage payment he stopped paying, or a separate payment which the town would have put a lien on the condo for nonpayment. Since that hasn't appeared to have happened, I assume the bank is who paid it.
 
An1337's clip of Phil trying to pretend he hasn't ignored the foreclosure for a year and a half

The fat faggot has the audacity to beg like a dog and then proceed to go off-camera to fucking stretch, Shameless beggar.

Also, the comparison of Dr Disrespect? Nah bro, you're a lolcow beggar lowlife, he's a pretty successful dude with a dedicated fanbase. Comparison is out of question. Calling people "brain-dead children", "brain-dead losers", then color me surprised, I've been de-partnered due to hateful slurs? HUUH?
 
yes. Regardless of what happens with the deficiency, the court awarded legal fees to the plaintiff. That’s, as far as I know, unavoidable.

The guy representing Midfirst is a CT based lawyer specializing in Debt collecting and foreclosure. The final boss
The moment is upon our Phil, He's got thousands of hours of training and practice behind him,
If his miss spelled name and other trivial irregularities aren't doing enough to keep the positivity firmly in his pockets, Then i believe he will need to let him out.......Phil "FILIBUSTER" Burnellism.

(judge) Is there anything you would like to add before we break Mr. Burnell?

(lawyer to DSP) Now just make your case and buy some time as I've sent
(DSP loudly over lawyer) THROAT CLEAR smaller throat clear...... In 2008 I lost my job and....blah blah blah Snort
 
New document got uploaded to the docket: MidFirst has filed a bill of costs which totals $2,332.51 exclusive of attorney's fees.

As far as our amusement goes the document is really tame. From what I can tell it is just a more exhaustive list of fees associated with filing the case which is why they are now claiming costs of $2,332 rather than the previous $1,565. I do not believe this is enough for MidFirst to pursue Phil more than they were already planning to because it does not include a statement that the court awarded these fees, but I'll keep my eyes open for new or revised filings.

EDIT: Based on a review of other foreclosure dockets in Connecticut this may be the first step in requesting more fees. Most of the other cases I found included a bill of costs submitted by the plaintiff but not all of them included a clerk's order allowing them to recover the costs so I can't tell if this is MidFirst giving themselves the ability to collect or just complying with Connecticut court procedures.
 

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What will be interesting is if he gets hit with paying those fees, we can get an idea if Phil has a line of credit open again, because that's enough money to eat into his gacha funds. If TJ Gamebox observes him still spending like usual there, I think it's safe to say he's putting shit on credit again. Maybe not Champions, or the fees, but something. It's not like he saves up for things, after all.
 
Just to add, we'll find out soon whether MidFirst intends to pursue the deficiency:

"To get a deficiency judgment following a strict foreclosure, the lender must file a motion with the court within 30 days after the Law Day. The deficiency amount will be the difference between the total outstanding debt and the home's fair market value. (Conn. Gen. Stat. § 49-14)."

Re(EEEEE): bill of costs, here's what the referenced section (18-5) says:

"Sec. 18-5. Taxation of Costs; Appeal (a) Except as otherwise provided in this section, costs may be taxed by the clerk in civil cases fourteen days after the filing of a written bill of costs provided that no objection is filed. If a written objection is filed within the fourteen day period, notice shall be given by the clerk to all appearing parties of record of the date and time of the clerk’s taxation. The parties may appear at such taxation and have the right to be heard by the clerk. (b) Either party may move the judicial authority for a review of the taxation by the clerk by filing a motion for review of taxation of costs within twenty days of the issuance of the notice of taxation by the clerk. (c) Notwithstanding the provisions of subsection (a), the costs paid as an application fee for any execution on a money judgment shall be taxed by the clerk upon the issuance of the execution. (P.B. 1978-1997, Sec. 412.) (Amended June 20, 2005, to take effect Jan. 1, 2006.)"

I don't know what the fuck that means except that maybe it could be objected to.

Also, for those who are confused by the use of the word "taxed" like me, here's the legal definition: "The designation given to the process of determining and charging to the losing party in a legal action the expenses involved in initiating or defending the action, to which the successful side is lawfully entitled."
 
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Since that hasn't appeared to have happened, I assume the bank is who paid it.
Real estate taxes run with the property, which is why people generally don't want to mess with property with unresolved tax issues, especially when the amount is in controversy. Since they're going to end up owning this, they're more or less on the hook for them since the current deadbeat mortgagor is not going to pay them. Perhaps they can force him to pay them later, but in the meantime, they want to keep the property safe.
New document got uploaded to the docket: MidFirst has filed a bill of costs which totals $2,332.51 exclusive of attorney's fees.
The question is whether they're also entitled to attorney's fees. Those are likely to be in the low five figures, considering the relatively low energy pace of this case.
 
So Phil is minimum being asked for attorney fees+costs so roughly 5k?

Juicy. Hope they lien him for the mortgage but 5k is a pleasant result on its own.
Why 5k? Is that the attorneys fees and filing fees? If so that is a huge chunk of change. Now If Midfirst would also come for the deficency< (highly unlikely) that would make Phil's life miserable. I would expect the introduction of the 500$ tips goal. and even then he would never pay of this debt because he would most likely sink that money into stupid shit
 
So Phil is minimum being asked for attorney fees+costs so roughly 5k?

Juicy. Hope they lien him for the mortgage but 5k is a pleasant result on its own.
Hard to tell, honestly. All of the paperwork seems to be generally required, so it's not clear if they're just fulfilling procedure or planning to come for it.
 
Even if it's just 3k or something it's still hilarious cause you know he won't pay it. Guy pays daily bills but never ever seems to pay off anything. Would be even funnier if it was 30k. I can't imagine the begmode he would turn on for that.
At the point they have a fresh judgment they can just put a lien on the Wakahndo and wait for him to fuck up badly enough to have to sell it, or just hold onto it until he croaks.
Agent Smith just dropped this on my Desk, big ups.

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:stress:.
If he chimps immediately, he reads this thread. If he waits for the USPS to get it to him, he'll start chimping in a couple days.
 
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