The future really is “you will own nothing and be happy”… Dell, HP, Lenovo etc are all going to transition into selling subscription services to access cloud PCs aren’t they?
PCs are dirt cheap. You can get great work/shitposting PCs for less than $100. No more than 4-core Skylake-Comet Lake is needed (you could go older, but these are a performance baseline with well-supported iGPUs). Some people probably got their hands on Windows 10 PCs that were being thrown out for free. Slap Linux on it, use the massgrave hack to get another couple years of Win10 updates, or put Win11 on it. The world is awash with usable PCs that take a pretty long time to break.
Maybe we'll reach a point where you can't get a good amount of DDR4 RAM in your used PC because DDR4 prices are too damn high, but you can still find stuff like this i7-6700T with 16 GB RAM for $66 right now:
https://www.ebay.com/itm/306641202223 (needs storage and power adapter). If that was $150 ($200 with the missing components added) from skyrocketing DDR4 prices or Taiwan being blown up, it wouldn't be the end of personal computing as we know it.
If you want modern PC gayming as a POOR, the window could be closing, but not that fast.
I noted you could get a Steam Machine specs clone (slightly better Zen 4/RDNA3 parts, 8 GB VRAM) for $550 on Blacked Friday. If you want a good amount of VRAM, 9060 XT 16 GB was under MSRP briefly, now back up to $370, 5060 Ti 16 GB is around $420. If you're stuck at 4-8 GB, you can learn to cope, or pray to Jensen to force devs to adopt neural texture compression. There's lots of
low-hanging fruit ripe for optimization.
AI is the service that tech giants really want you to subscribe to, to provide some actual revenue to keep this bubble from popping. (Reading attention check: Strix Halo activation word.) The same 16 GB consumer GPUs can generate images, but if you want to access better capabilities, you may have to shell out some cash.