2019-02-23 DSP Loses a Chargeback - He's never once lost one except for the time he admitted he lost and this time though

[James Smith]

User wished to remain anonymous.

Note that a successful chargeback on PayPal does cost DSP a $20 chargeback fee. Gratuities do not qualify for seller protection which could waive fees because one of the requirements for seller protection is "The item must be a physical, tangible good that can be shipped."

 

[King Buzzo]

I have been abused and manipulated by the streamer.

As if DSP has the power to do something like that, dude barely has the energy to complain.

 

[DarkSydePundit]

DSP didn’t attempt to reach out?

I thought every Dollar helps, Dood!

 

[BallBuster]

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User wished to remain anonymous.

Note that a successful chargeback on PayPal does cost DSP a $20 chargeback fee. Gratuities do not qualify for seller protection which could waive fees because one of the requirements for seller protection is "The item must be a physical, tangible good that can be shipped."

I called this weeks ago. I bet he gets a ton of chargebacks. It’s obvious it is pretty easy to win these cases as Wings complains about chargebacks every stream he does. I’d say Phil loses 10-20% of his total tips every stream from chargebacks (could also be why he checks his phone mid stream constantly. PayPal emails).

“But he would complain about losing money on stream then.”

Doubtful. If he complains about losing chargeback cases on stream it only makes more people do it and more work for him. He keeps it on the downlow

 

[KingjadVCMP]

So who cheered a dollar on 22nd February then? They wish to remain anonymous but they've left some breadcrumbs. Curious to know what the cheer was and how Phil has been judged to have unfulfilled it.

 

[ReentryPhantom]

What is there in place to stop someone from say getting a $50 Visa gift card, charging it up with single $1 donations to Phil, and charging them all back? That would be a substantial blow to him financially, as every single $1 donation chargedback would cost him $20..

 

[James Smith]

What is there in place to stop someone from say getting a $50 Visa gift card, charging it up with single $1 donations to Phil, and charging them all back? That would be a substantial blow to him financially, as every single $1 donation chargedback would cost him $20..

1. I imagine PayPal would tell you to fuck yourself if you performed multiple transactions.
2. I imagine credit card companies would just bite the cost and not actually charge it back for such a low dollar amount.

If those two things don't apply you could wipe out an entire month of DSP's tip income with a measly $200 risked (assuming $15 fees for each $1 transaction.)

I hope DSP reads this and poos himself.

 

[Salubrious]

Ok, that's kind of shady if you are attempting to legit take $20 out of DSP's pocket on these micro chargebacks. That's crossing a line from fun trolling to legit hurting him.

 

[James Smith]

Ok, that's kind of shady if you are attempting to legit take $20 out of DSP's pocket on these micro chargebacks. That's crossing a line from fun trolling to legit hurting him.

Honestly nobody from here should do stuff to mess with him at all but not everyone has stuck to that rule 100%. If they're messing with him technically they're part of the TV show.

Keep in mind this is the kind of stuff WingsOfRedemption has to deal with.

He better hope to goud those fans don't cross over to his cinematic universe.

 

[MuuMuu Bunnylips]

Note that a successful chargeback on PayPal does cost DSP a $20 chargeback fee.

I thought they'd got rid of it because people were using it to troll people.

 

[killuminati]

Ok, that's kind of shady if you are attempting to legit take $20 out of DSP's pocket on these micro chargebacks. That's crossing a line from fun trolling to legit hurting him.

Just because it's Phil doesn't mean it's okay to pozload my neghole p. If you're trying to troll Phil using your money, you're already being retarded. If you're doing it just to immediately file a chargeback you're 100% being an A-Log faggot. Other streamers having gay A-Logs doesn't change that.

The $20 won't hurt him in the short term, but consistent chargebacks can put his PayPal account at risk. It's very possible for his account to be closed because of it.

 

[actually]

So who cheered a dollar on 22nd February then? They wish to remain anonymous but they've left some breadcrumbs. Curious to know what the cheer was and how Phil has been judged to have unfulfilled it.

Feb 22nd 1st stream

xbox1isgarbage $1
vanclais009 $1
xbox1isgarbage $1
xbox1isgarbage $1
mrdollop $2
ButterGoblin $5
mrdollop $2
mrdollop $2
mrdollop $1
xbox1isgarbage $1

Total = $17

Feb 22nd 2nd stream

Sony $5
ManustheGod $2
Bulging bbc $5.50
pete groush $1
anita sarkeesian $19
penne phil $5
pwnage_101 $8
a graham cracker $1
master yensid $1
supermeatboi $1
nexgentactiks $5
trolltip $1
vanclais009 $1
shion is my wife $2

Total = $57.50

Feb 22nd Total = $74.50

I would assume it's the trolltip (means that Phil just called it out as one and usually doesn't give the name) from the 2nd stream.

 

[KangarooPissSpray]

I’d think supermeatboi tbh, isn’t he the one that got shit in by Dave and email trolled Dave twice?

 

[Prince Lotor]

I don't think it matters who it was, the funny thing to me is Dave's thin-skin cost him $21 because he refused to give a tipper a shout-out like he says he will do at the beginning of every stream. The insight that he didn't even respond in any way is just icing on the cake. More evidence that in anything that happens outside of his 'DSP' persona he is a soft-spoken beta who scuttles away from any confrontation, and then bombastically lies about it when 'in character'. I bet the real reason he dipped out on the podcast is because he was shit-scared the mask would slip and everyone would see what a whiney, cry-baby, limp-wristed fagot he is.

 

[James Smith]

He responded and did not answer the question. He danced around saying he's never "really" lost a chargeback, except for the $450 or so charged back last year, and that when chargebacks for small tips happen he keeps the money AND the person gets their money back.

 

[wabbits]

As if DSP has the power to do something like that, dude barely has the energy to complain.

Maybe D$P's dick filed the abuse-and-manipulation complaint?

 

[Cyber Bowling]

This got me curious about PayPal's chargeback rules, so I decided to do a little digging. The most amusing thing about it is when someone initially asks for a refund, you can either enter a claims dispute or just agree to the refund. If you agree to the refund, there's no chargeback fee, so basically, instead of swallowing his pride and losing a dollar, Phil tried to fight the claim and lost 20 extra bucks. I wish we could see what Phil put on his end of the claim.

Something else that was interesting to me is it was billed as a transaction in the first place. I always thought tips were basically treated as a generic money transaction, since you aren't actually purchasing anything. I know you can still dispute those kind of charges, but in those instances you have to claim someone got into your account and made an unauthorized transfer, while a business dispute you can claim you never received the item/it wasn't as advertised/etc. That makes it much easier for the disputer to win the claim. I'm not that familiar with PayPal policies, does Phil have to accept his tips as business transactions instead of generic transfers? I always thought of the streamer "tipping" system as more of a general donation since no services are being rendered. Kinda the equivalent of someone playing guitar in a park with their case open for people to throw money into.

 

[Mr.PiggyOinkOink]

I called this weeks ago. I bet he gets a ton of chargebacks. It’s obvious it is pretty easy to win these cases as Wings complains about chargebacks every stream he does. I’d say Phil loses 10-20% of his total tips every stream from chargebacks (could also be why he checks his phone mid stream constantly. PayPal emails).

“But he would complain about losing money on stream then.”

Doubtful. If he complains about losing chargeback cases on stream it only makes more people do it and more work for him. He keeps it on the downlow

thats one thing that always raised my eyebrow, how does one guy do nothing and complain about charge backs while the other puffs out his chest and says he never gets charged back? classic dark

 

[James Smith]

does Phil have to accept his tips as business transactions instead of generic transfers?

You're making a distinction that doesn't exist. There's "give my friend/family member money" and theres "give a business money." That's it.

 

[Phil Factor]

Something else that was interesting to me is it was billed as a transaction in the first place. I always thought tips were basically treated as a generic money transaction, since you aren't actually purchasing anything. I know you can still dispute those kind of charges, but in those instances you have to claim someone got into your account and made an unauthorized transfer, while a business dispute you can claim you never received the item/it wasn't as advertised/etc. That makes it much easier for the disputer to win the claim. I'm not that familiar with PayPal policies, does Phil have to accept his tips as business transactions instead of generic transfers? I always thought of the streamer "tipping" system as more of a general donation since no services are being rendered. Kinda the equivalent of someone playing guitar in a park with their case open for people to throw money into.

I'm assuming he's working off of a business paypal account so that may be one technical distinction. It's probably considered discretionary income for overall services provided but even then it's paypal's sandbox and historically they're on the side of the consumer.

Any dispute from an account that doesn't have a history of opening disputes could hold some weight too. I've searched around on this stuff before because I always thought it was interesting how streamers are put in the situation of either approving a refund and moving on or actually trying to fight the case and risking another $20 loss. Most of the time these people were fighting cases for tips over hundreds of dollars by pulling every chat log possible to show that the person had been enjoying their stay the whole time and is maliciously filing the claim out of spite.

I think as long as Phil has no proof or evidence that the person was conspiring against them in the first place then he's really getting himself into a long messaging/phone chain with paypal to explain what he does for a living and how tips are 'non refundable'. His best bet is like you said, approve the refund and move on - blacklisting the email address and just trying to make it a pain in the ass for someone to keep trolling this way.

I've seen so many people online go 'no refunds / no returns / by donating you're waiving your right to chargeback' but it doesn't really matter to paypal unless something seems really off about the transactions. It still requires to have a system in place to document his case and escalate it and you know that'll take him a good 3 hours to do, all for just $1 lol.