DSP's Bill Schedule (As of August 2021)

Fill Bern El

The Dossier Archives
kiwifarms.net
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Apr 9, 2020
I was planning on posting this in the general thread but it's simply too large, long, and complex to post there. I'll probably update this from time to time, but it's mostly for people like me who feel like Dave is paying the same bill over and over again. It's also for those that like to keep track of DSP's income and thus can now somewhat calculate expenses and keep an up-to-date tracker on DSP's money in relatively real time. When calculated correctly, you can obviously estimate at any given time during the month how much disposable income DSP should possess.

Before we begin, with PigPigGo down the methodology of looking for keywords in DSP's videos has changed. I've detailed a list of steps on how to manually search DSP's videos for keywords below. It's not necessarily profound, nor efficient, but it was my only method of making this post.
*Caveat: You must go through videos one at a time and cannot search across a span of multiple videos. If you're looking for when DSP said a certain phrase a couple of years ago, this method will simply not work.
*Caveat: This will not work with videos without subtitles, meaning videos uploaded only a few hours ago by DSP will likely not work and you'll have to wait until the video gains captions.

Step 1: Find video
DSPStep1.jpg

Step 2: Click the 3 dots in the bottom right corner (next to SAVE) and click open transcript
DSPStep2.png


Step 3: CTRL + F to open the keyword finder, type in your keyword, and that's it. If it's not there, it's not there and likely wouldn't have been picked up using PigPigGo anyway since it just uses Youtube captions. (To my knowledge)
DSPStep3.png

DSPStep4.png

DSP's Bill Schedule

For simplicity sake, we are using the current month of August 2021 and using DSP's information from this month to correctly pinpoint due dates and get around somewhat vague terminology like "next 2 weeks" and "upcoming." (Hint: this doesn't work.)
DSPCalendar2.png


[1] It is simpler to start on the 21st, Dave's Youtube paycheck. So we're going to say the YT paycheck will pay for everything from the 21st-31st and run out, meaning his check will only last 10 days. Dave will pay;

- Tax payment
- State tax payment [*IF there is one that month]
- Health insurance
- Cell phone bill
- Car insurance
- Homeowners insurance
- Car payment [*]

[2] After this slum of payments, Dave will spend roughly the first 2 weeks of every month entirely reliant on tips as he has spent the entire YT paycheck. However, here is the first mistake in Dave's logic, albeit a relatively minor one. If we use the August calendar, as used above, 2 weeks is the 1st-14th. Three weeks would be the 1st-21st and thus carrying him to the YT paycheck. I'm unsure if this is a slip of the tongue or a lie, but I'll be generous and say it's a miscommunication as the first week may sometimes begin on a Wednesday or Thursday and may not be counted as a full week in Dave's mind. This would still technically take us to two and half weeks if we look at the calendar for September, but I will not nitpick.

[3] Remember, [1] details what will happen after the 21st. We are going backwards and rolling onto the 1st itself. DSP lists these bills for the "coming week;" (1st-7th)

- Car payment [*]
- Utility bills
- Condo dues [**]

Although somewhat vague, we'll be able to narrow down his list better soon. However, DSP mentioned the car payment twice. My analysis is simply this: The car payment is roughly DSP's first major payment of the month. DSP's car payment was relevant enough to mention on the 1st of August, but it's not too far into the month for DSP to forget that he had to be "completely reliant on tips" when he mentioned it during gameplay and what his YT check pays for. You can also say that the car payment is when Dave's Youtube check runs out and tips must start having an influence on his payments. Either one of those explanations I believe can work depending on your trust in Dave and what he says. (Sidenote: I've tried to phrase this for like 15 minutes, this is the best it's going to get. It's much easier to make the connection than to explain it if you get what I mean.)

[4] DSP finally goes into detail about his utility bills that are due in the first half of the month; (1st-21st)

- Gas, water, electric
- "And all of that"

Nothing profound, but worth mentioning for later.

[5] On the 8th of August, DSP mentions which bills are "coming up in the next few days;"

- Condo dues [**]
- Internet bill

He mentions that it's "all around the 10th to 11th of the month" that these bills are due, but "it's not the same day every month" but "usually around the 10th or 11th." Also, condo dues are mentioned again. The same condo dues that were mentioned on the 1st of August are once again mentioned on the 8th of August meaning he flat out listed a bill that was literally not coming up in that week.

[6] When mentioning his condo dues and internet bill being within the "next few days" DSP mentions that on the 18th and 20th there are "two more big payments" that are BOTH utilities. If you're keeping track, DSP has mentioned utility bills from the 1st of August all the way until the 20th.

[7] I believe Dave mentioned that one of the utility bills on the 18th or 20th was his electric bill, but it was mentioned during his Fallgout stream today. Until those videos are captioned by Youtube, I cannot confirm this memory.

This brings us up to speed to the day I am writing this, the 15th. I did a brief check and it seems DSP did not mention the word "bill" in the final few days of the month in July (in the prestreams at least) so there really is no overlap in bills from the previous month to August excluding the car payment. This is somewhat funny to me as it means that he immediately starts begging as soon as the month transitions. Nevertheless, with this information I have made a rough calendar of DSP's regularly scheduled expenses.

- The car payment is clearly an estimate
- The condo dues and the internet bill can technically be reversed
- It seems like all of his utility bills are roughly paid between the 1st and the 7th as they are strangely not mentioned on the 8th and instead are replaced with "TWO BIG UTILITY PAYMENTS" about a day later on the 9th
DSPCalendar4.png

Sources; (In case DSP privates the videos or something idk also don't care too much)
 
I might be off base, but usually if you're still under mortgage I'm pretty sure home owners insurance gets wrapped up into your escrow payment along with your principle and interest for your total mortgage payment.
 
Aight well since this thread exists now I'll throw my 2 cents in, here's the part of my expenses video with my take on his expenses that were outlined in the bankruptcy (I'm planning to treat his tax payments as deductions of his income, so they will be in a different segment for the purpose of this video whenever I finish it).

I know for sure that his mortgage, property tax, and PMI (which I'm pretty sure he has) are all bundled in an escrow account that is due by the 15th, for simplicity I bundled his homeowner's insurance into that as well. If anyone has corrections or refinement appreciate any feedback.

 
Aight well since this thread exists now I'll throw my 2 cents in, here's the part of my expenses video with my take on his expenses that were outlined in the bankruptcy (I'm planning to treat his tax payments as deductions of his income, so they will be in a different segment for the purpose of this video whenever I finish it).

I know for sure that his mortgage, property tax, and PMI (which I'm pretty sure he has) are all bundled in an escrow account that is due by the 15th, for simplicity I bundled his homeowner's insurance into that as well. If anyone has corrections or refinement appreciate any feedback.

Doing God's work my friend
 
Unless his mortgage is really unusual, this is pretty standard practice for the same reason property taxes are built into mortgage payments.
Yeah I figured, I just wasn't sure because he sometimes talks about it almost as a separate payment, yet I have other video evidence with him stating that everything is bundled together. It's super irritating having an unreliable narrator IRL.
 
Yeah I figured, I just wasn't sure because he sometimes talks about it almost as a separate payment, yet I have other video evidence with him stating that everything is bundled together. It's super irritating having an unreliable narrator IRL.
It's just another one of his embellishments for the sake of begging. He may have a real mature adult business degree, but he's eternally lazy. His mortgage payment most definitely has all of those other usual inclusions baked into it. His audience and paypig roster are a bunch of literal retards. He could claim he has an upcoming bill for the blinker fluid and muffler bearings in his car, and they'd open up their spongebob wallets and shower him with nickels. They don't know any better. And, to be quite ahnest, he really doesn't either.
 
Whew. Good thing I, a normal person, have all my non-mortgage bills set to autopay on my credit card so that I only have to pay off my credit card once per month.

Hell, I think Mastercard even lets you put your mortgage on a credit card, but I never looked into that.

Also, as I've discussed previously, they started throwing DSP credit cards with 25-30% APR the moment his bankruptcy is finished. Nothing better than a customer with a history of only paying off the minimum balance that can't discharge the debt for at least seven years if he's lucky.
 
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Whew. Good thing I, a normal person, have all my non-mortgage bills set to autopay on my credit card so that I only have to pay off my credit card once per month.

Hell, I think Mastercard even lets you put your mortgage on a credit card, but I never looked into that.

Also, as I've discussed previously, they started throwing DSP credit cards with 25-30% APR the moment his bankruptcy is finished. Nothing better than a customer with a history of only paying off the minimum balance that can't discharge the debt for at least seven years if he's lucky.

You stupid nudnik! A mature adult like Phil is too smart and grown up to get caught up in credit card companies swindling you with their interest rates!

Credit cards are for stupid, immature kids wh-

Oh wait...

Well ANYWAYS, Stable grownups with families, like Phil, sit at the kitchen table and write checks for their bills several times a week!

(BTW: It absolutely wouldn’t surprise me if Phil did that once or twice a month; Boomer-paying his bills by writing checks and mailing them off, because he saw his dad do that 30 years ago, and in Phil’s autistic potatohead that turned into: “The one and only way mature adults pay bills!”)
 
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