Paypal alternative for digital goods?

[ratnoid]

Perhaps I am bad at searching, perhaps I am just annoyed right now after dealing with the most worthless street shitters (Paypal support). Couldn't find info on KF, so decided to make a thread. So don't yell at me too much if there is one for this already.

I am sick and tired of Paypal constantly fucking around with my funds by limiting them. I searched through the Internet and from what I understand digital goods barely get any support from Paypal and it is mostly an 'on your own' situation. Had no issues with my customers, no chargebacks, no disputes. Only happened because they randomly decided to limit the amount I'm allowed to earn by them last month. When I asked them why they just sent me their usual indian copypasta babble that answered nothing.

So I'm wondering... Is there an alternative? I know there is ko-fi, but it also uses Paypal for me to receive money. Will they be able to put similar limits on me if I operate through ko-fi or the two companies have an agreement of sorts?

 

[herefortheactualthreads]

i sometimes pay via Klarna or giropay if i'm too lazy to do it directly via bank, but they wanna get rid of giropay at some point. i'd be interested in this topic as well.

 

[LinkinParkxNaruto[AMV]]

Venmo, Neteller, Payoneer maybe? can't guarantee it being pajeet free (what is these days) but can't be as bad as paypal. Paypal is literally the worst option there is.

 

[COME ON OUT YOU RAPIST]

Crypto with a Bisq wallet. Very few services don't accept Bitcoin from my experience.

 

[herefortheactualthreads]

Venmo, Neteller, Payoneer maybe? can't guarantee it being pajeet free (what is these days) but can't be as bad as paypal. Paypal is literally the worst option there is.

Venmo is owned by Paypal sadly

 

[LinkinParkxNaruto[AMV]]

Venmo is owned by Paypal sadly

Good to know. Nevermind then.

 

[Not a bee]

Google Pay is common
Or if you're a faggot you can use Apple Pay
Klarna is another option

 

[ratnoid]

Crypto with a Bisq wallet. Very few services don't accept Bitcoin from my experience.

My clientele unfortunately won't use Bitcoin or anything Crypto related I'm afraid. Stuff like that also cuts out a number of potential customers. Shitty but it is what it is right now, I'm afraid. People in general are afraid to use anything that isn't Paypal already, as I understand.

But thanks for the suggestions so far. I'll see what I can get to work.

 

[Chongqing]

I've had ok experiences with Zelle, but it's just for sending money to family I think.

 

[Flatline]

you can use Apple Pay

Why do you hate Apple Pay?

 

[TheRedChair]

Western... Union...

 

[Belgians in the Congo]

Wise is a pretty great PayPay alternative.

 

[Flatline]

Wise is a pretty great PayPay alternative.

How's your experience been with Wise?

 

[Belgians in the Congo]

How's your experience been with Wise?

They stopped offering services in Argentina a couple years back but those with EU passports could still use it, it's been great not many complaints other than them dropping the Arg market since the socialist government was staffed by dumb niggers, exchange costs are also the cheapest I've used, all in all I'd say a solid 8.5/10.

 

[You Triggered My Autism]

I made an account just to answer here because (see username)

Kofi: You can use STRIPE, con is you gotta give them your ssn/identify verification cause TAXES, pro is... payout straight to your bank account. you can set up commissions, sell digital product, whatever you do I'm sure you can find a way to make it work

Buymeacoffee: same as kofi(stripe), few years back it was non stripe, i miss those days. You can research the differences

Arty.ooo : now this is my personal fave, you send people invoices, they can pay via paypal!! or credit/debit card. you get paid out via Wise(transferwise), there was an ETH option too but I didn't try it. Have used it for 2 years now. Choose an ambiguous username if you use it for different accounts cause changing it is (not a thing?)

These days you really just take your pick, there are a lot of sites that just have different UIs slapped over STRIPE support, the non-stripe sites are more rare, I'm always looking for them tbh.

Wise is a fin-tech 'bankish' thing, btw their previous partner got fucking hacked, hopefully doesn't happen again (fingers crossed), still using it though. Have been paid using it, have sent money (in the thousands, for legal reasons) to people using it, less of a headache than my main bank.


Hopefully that was somewhat coherent, lemme know if I can be of any help. Seeing people ask questions I (think) i know the answer to triggers my autism and makes me wanna answer

 

[std::string]

Arty.ooo : now this is my personal fave, you send people invoices, they can pay via paypal!! or credit/debit card. you get paid out via Wise(transferwise), there was an ETH option too but I didn't try it. Have used it for 2 years now. Choose an ambiguous username if you use it for different accounts cause changing it is (not a thing?)

This would be my suggestion. They're also hyper aggressive about disputing chargebacks.

Shame that the name is stupid though.