Bank Documents [18-Sept-2021] - Didn't learn a thing from the bankruptcy

[Anya15]

Jesus. Fuck. What a sad state of affairs for Phil, and I thought i was bad when I flushed 700$ down the toilet for an app game! But, I only did that once! Not 800 other times! I think what really gets me is how Philip just flushes money down the drain between booze & food! Like I have my own drain pit with skincare, but like that’s it! Everything else is physical & isn’t going down into the fucking void! In anycase, I think I speak for everyone when I say that this is lolcow Nirvana! We have undeniable proof that Phil sucks with money & has a gabbling addiction to gatcha games! Just amazing!

 

[Aqua Panda]

It is common for poor people: A 401-k is a tax advantaged account which is funded by withholding from one's paycheck, possibly with matching contributions from the employer and can only be spent after age 59 or under special circumstances (the big one is purchasing a home). All of this is of course irrelevant for people who are living paycheck to paycheck, they do not have money to set aside by definition. It's not just poor people either - payments on student loans, credit cards, and vehicles can easily cost hundreds or thousands a month so even a well paid, university educated professional could fall into this category.

Phil is not an anomaly in that he is living paycheck to paycheck, he is an anomaly in that he is doing it with such a high income and low amount of non negotiable debts.

Source on my 70% number.

78% Of Workers Live Paycheck To Paycheck

Here's what to do if you're living paycheck to paycheck.

www.google.com

 

[CT-65/91-6210]

is it that he believes adults are supposed to spend all their money and have no savings or is he trying to keep his accounts empty in case he gets audited?

I would wager it's neither and he's just resigned to his natural behavior of: get paid by his audience, blow it all in a matter of days, appeal to his audience for the costs of his lifestyle, repeat.

 

[Augcletian]

Now here's a question for the Americans: how common do you think it is for a person to live life like Phil?

I mean spending money he could be saving. I've heard about 401k (or something like that), is the average American someone who lives paycheck to paycheck and doesn't save shit or is it more common for people to save some money and not be a debt slave?

I just want to see if Phil is an anomaly there or just a common American spending all he has.

A lot of Americans live paychecks to paychecks, none in saving. That the American way

 

[Forbidden Math]

The thing I want to note about this reveal is it 100% confirms that DSP is a total consumer. The man spends beyond his means on literal bullshit he doesn't need and it's not even quality shit from what I can tell, just dopamine driven spending sprees. Like @Zappin’ And Spazzin’ said I do hope this makes people realize that there's no need to get worked up over his tips. Like we found out with the bankruptcy it's all a black hole, this just 100% confirmed it.

Imagine spending more on a mobile game than you did on your fucking mortgage.

 

[QwahlityKahntent]

I would like to remind everyone that this site is operated both legally and physically within the United States and if/when I get court orders asking for user information in regards to this I'll have to comply. I'd advise against doing anything that involves pretending to be Phil, even if it's something 'harmless' like communicating with robodialers. It's really not worth it just to know his account balance. One could have safely assumed yesterday that Phil is not good at managing his money.

downloading pdf docs that people uploaded doesn't count, right???

 

[BT9494]

I think the standard DSP move would be to start off his stream with a big sigh and then go into the tale of how the mentally ill people are fucking with his bank account.

At no point will he address with actual expenses listed here, and after a twenty minute pity party we will be told that he is "putting his foot down" and any future mentions of this will result in immediate bans.

Fake crying and the phrase "Today is not the day to fuck with me" will be critical in completing your bingo cards.

 

[Pargon]

The animosity for Phil is hard for outsiders like Null to understand. Some claim Phil is gaslighting retards and such, but at its very core the issue, I believe, is that Phil never is punished. He is in fact rewarded for his gross behaviour, despite his own efforts and those of the OP. He lives his life in a very ugly manner, thumbing his nose directly at fate, God, good sense but continues to succeed. Compare this to Spoony who has had his woman leave him, forfeited his home and returned to his parents in shame. There is no real catharsis, no emotional relief. For example, this is the basis for some detractors feeling Phil had been squirrelling away funds in an retirement account: you just know he is going to "get away with it." This can entrench detractors deeply in resentment and hate. It is hard to understand unless you are in it. As for myself, my motto has become to "love every laugh."

For example, @Null imagine if each of Melinda's frivolous lawsuits were successful. Despite improper service, no jurisdiction, not stating a claim, what have you: it just worked. Now remember the detractor community has existed for years. Over time the anger builds up, it can effect people.

It’s not up to unrelated people to mete out punishment on behalf of others. Using only the KF as an example we are not a jury and we are not arbiters of justice. If the wronged parties want restitution for or from Phil they can demand it with their own voices. Acting like some vigilante is foolish in general and embarrassing when it comes to someone like Phil because few if any of his “victims” are asking for some kind of karma despite the ever-growing mountain of evidence of his con.

 

[Fapcop]

downloading pdf docs that people uploaded doesn't count, right???

Not if you archive them or post them elsewhere anonymously, no!

Well, actually yes, but jaywalking is also illegal.

It’s not up to unrelated people to mete out punishment on behalf of others. Using only the KF as an example we are not a jury and we are not arbiters of justice.

Could we maybe quit pretending that some Balaclava wearing KF’s attacked Phil as he was walking to his car and broke his kneecaps with baseball bats?!

Some documents were posted, people talked, pointed and laughed.

And that’s pretty much it.

 

[Brother Wind]

Man, I knew his begging was genuine enough that he had no cash. But, it feels good to see it all laid out ya know

 

[Mr.PiggyOinkOinkOinkOink]

the real victim here is Phil. If not for the gaslighting Chinese mobile game developers, he'd not even need mo' money fo' dem programs, yea? But no, you'd not extend that to Phil. So just tell the truth.

“Gaslighting Chinese mobile game developers” is a weird way to spell alcoholism and fast food. Like, Phil has a gambling problem, but Phil has has been making poor financial decisions since before gacha games existed, if it wasn’t WWE champions he would literally just waste his money on other stupid shit like he used to and currently does.

The truth is Phil is a grifter, and he’s a really bad at it by all standards, so people get mad online when he so poorly lies and gets rewarded for it. Like yeah there’s a lot worse people online to direct hate at, but DSP is such a smug little loser it’s hard to not get invested for some people.

I can’t speak much on people wanting the show to end though, it’s been painfully obvious to me since the bankruptcy that Phil will never learn a lesson or improve, before my biggest worry and desire to see the show end was the the possibility that Phil actually wakes up, starts saving and gets a peaceful old age after years of living like a moron, but it’s been pretty clear Phil has no desire to do anything about this sinking ship, so who cares lol

 

[PomegranateKing]

Well ladies and gents, I appreciate the time taken taken and the jail time that may or may not be deserved. This was the one last thing I wanted to see. Now that it's cut and dry, it takes the mystery out of it. It's like playing pokemon to see all the evolutions - I've seen it all now. What's left? Phil's finances have finally been laid bare before us. There's no hiding it, no more mystery.

While I had not been posting on this board for some time, I snuck a peak in from time to time. Now I can say I'm done with DSP. Thanks for the fun, y'all!

 

[Globalistslaya]

Not sure whether it has been posted before. Just joined the farms after reading through parts of the thread to say this.

But "Froggah" was very quick to reply to Boooofs post.

https://kiwifarms.st/threads/bank-documents-18-sept-2021.100483/post-10007844

23 fucking minutes. Now, there's probably a "thread sub to email" option available, and OInC is definitely the kind of sick fuck to obsess about the DSP subforum. But I find it very suspicious that some guy registered an account just to spill this information.

Has DSP ever before Publicly disclosed that he uses BofA? Or could it be that his very loyal stalker was asked to make a direct transfer to "avoid PP fees" at one point or the other and therefore knew. Having watched Supr's detailed videos explaining all the things OIC has done, this wouldn't really come as a surprise.


What do u guys think?

 

[Fapcop]

Well ladies and gents, I appreciate the time taken taken and the jail time that may or may not be deserved. This was the one last thing I wanted to see. Now that it's cut and dry, it takes the mystery out of it. It's like playing pokemon to see all the evolutions - I've seen it all now. What's left? Phil's finances have finally been laid bare before us. There's no hiding it, no more mystery.

While I had not been posting on this board for some time, I snuck a peak in from time to time. Now I can say I'm done with DSP. Thanks for the fun, y'all!

Well.. There’s still the whale emails? And what the nature of his and Khats relationship is.

GOTTA COLLECT THEM ALL!

 

[DZoomer]

Well ladies and gents, I appreciate the time taken taken and the jail time that may or may not be deserved. This was the one last thing I wanted to see. Now that it's cut and dry, it takes the mystery out of it. It's like playing pokemon to see all the evolutions - I've seen it all now. What's left? Phil's finances have finally been laid bare before us. There's no hiding it, no more mystery.

While I had not been posting on this board for some time, I snuck a peak in from time to time. Now I can say I'm done with DSP. Thanks for the fun, y'all!

Please stay, cake divorce will be served.

But I get where you're coming from. Having the confirmation that Phil is a scammer and a spendthrift is great, and there isn't much that can top it.

I think watching Phil now will be much more boring than before, except for major events like health scares, divorce etc. People will still throw money at the black hole (and it won't be a theoretical, but a confirmed black hole) and Phil will keep being a smug bitch.

 

[Pandalee’s Tits]

Now here's a question for the Americans: how common do you think it is for a person to live life like Phil?

I mean spending money he could be saving. I've heard about 401k (or something like that), is the average American someone who lives paycheck to paycheck and doesn't save shit or is it more common for people to save some money and not be a debt slave?

I just want to see if Phil is an anomaly there or just a common American spending all he has.

Oh this is a very fucking American lifestyle. Lazy stupid Amerifats is a stereotype for a reason.

 

[Guess i'm toxic now!]

I'm excited to see how Phil is going to weasel out of this!

Probably just going to deny and gaslight till his audience has been sufficient abused and then condition them to only "believe" what comes out of his mouth.

 

[PieceofShet]

is it that he believes adults are supposed to spend all their money and have no savings or is he trying to keep his accounts empty in case he gets audited?

Im gonna paraphrase it cause I dont remember the actual quote but yea... one time he did say "you cant save up money if you are an adult".

 

[Penix]

Ok I've been through the data from @Kosher Dill and the table format is interesting for detail but for visual people who want to see where phils money is going I've made a pie chart.

I've genuinely tried to be as "fair" as possible but with the lack of details on most of the paypal payments I've lumped them all in as WWE champions. I think that's a pretty safe bet as most of the amounts are the exact same as apple payments which are almost certainly mobile game spending.

I've tried to label his business expenses and anything I'm unsure of I've labelled unknown. I've done my best trying to label stuff but as a Britbong I'm not 100% certain on what some of these companies are. His AT&T bill could be a mobile phone or an internet line for example... But I think I've made a safe and fair bet in most cases. Feel free to check the CSV file for the data I've labelled. In the grand scheme of things if I've mislabelled $100 here and there it's not going to change much.

Some of the insurance payments he makes could be car insurance or home insurance, I've just put those down as household expenses. His car payments also includes stuff like maintenance where it was obvious.

View attachment 2551399

It's easy to look at this and say "well he only spent 3% of his income on alcohol"... But that's $1062 in 3 months.

The cult members are going to say "well he only spends 6% on eating out..." but that's $1000 per month. That's fucking unbelievable.

His biggest expense is gotcha gaming, that's $8225.62. Thing of the honey moon kat could have had with that.

Totals:

Alcohol	1062.4​
Banking Fees	65​
Business Expenses	407.7​
Car Payments	1550.81​
Condo Dues	812​
Eating Out	2358.23​
Entertainment	5.49​
Groceries	3930.88​
Grooming	102.51​
Healthcare	1167.2​
Household Expenses	1237.42​
Internet Bills	1474.87​
Jasper	782.76​
Mortgage	7397.51​
Phone Bills	553.4​
Taxes	4799.64​
Unknown	1711.41​
Utility Bills	1267.79​
WWE Champions	8225.62​

Total spend: $38,872

It's worth noting that those tax payments are from previous years he didn't pay taxes. He's not paid anything this year and he's not saved anything... He's going to eventually fuck himself big style.



Some interesting things I found were below:

Remember when his flat tyre was a big deal that could cost him hundreds of dollars....


Phil also had multiple banking fees for going overdrawn on his account. How you make $10k a month and go overdrawn is unreal.

The biggest conclusion is what we already knew, Phil makes more than enough to live like royalty but pisses it away really stupidly. He's spent over $6000 on food, no one needs to do this, this is ridiculous. How the fuck are they eating out so much but still spending $4k on groceries to eat at home...

$8k on mobile gaming, what the actual fuck.

This is a man who doesn't even need to downsize his home, his mortgage of $1800 + $400/month for utilities is pretty good really. I was expecting that to be more but how does he spend this much on food... Either Kat is now 400lbs or he's secretly started a soup kitchen where he tells homeless people how trolls keep trying to kill him.

Legend. @Piece of Peace Would be a nice meme to have these in the tips tracker

 

[UncleFuckAss]

Then he’s a fucking tard. HOW DID HE THINK PHIL WAS SPENDING THOUSANDS OF DOLLARS?!!

The borderlines like Snowkarl will try to serve some unpalatable truths to Phil, get banned/handwaved away and keep their money in their pocket, is my guess.


I bet you it’s all fancy toys and shit that will make Phil’s life easier: like special litterboxes, automatic food/water dispensers and poopscoops.

Phil has admitted that he only gives Jasper cheap dry food (which is a guaranteed way to shorten their lifespan).

According to Phil they tried different foods, but his catson said: “No father! I do not care for this wet food that doesn’t destroy my kidneys and UI tract! Please, only the cheap dry food for me!”

EDIT: We also have Phil talking about some “treats” that Jasper gets. Those can get expensive, and Phil is just the right kind of dumb who’ll spend big money on treats instead of the actual food.

This is complete bs. I've had 3 dogs, all of them got fed pedigree, and all of them have had long happy lives.