Bank Documents [18-Sept-2021] - Didn't learn a thing from the bankruptcy

How in god's name is it possible to spend $8k on a phone game that isn't online poker? Good lord.
Oh, it can go far more than that for the same reasons as online poker. Plus, Phil has a major gambling problem as evidenced by his favorite thing during the Yakuza playthroughs? The gambling mini-game.
 
Christ, I missed a lot. Has he addressed this at all…or is he Mr Not Transparent at the moment?
No, he said "drama and outside nonsense is not allowed on my schtreams" and will not mention it.

For Phil it's actually crazy that he hasn't mentioned his bank account getting temporarily locked to further his victim begging narrative.
 
No, he said "drama and outside nonsense is not allowed on my schtreams" and will not mention it.

For Phil it's actually crazy that he hasn't mentioned his bank account getting temporarily locked to further his victim begging narrative.
He will eventually…he can’t help himself. It doesn’t matter how much worse it makes him look…the rant always happens,
 
No, he said "drama and outside nonsense is not allowed on my schtreams" and will not mention it.

For Phil it's actually crazy that he hasn't mentioned his bank account getting temporarily locked to further his victim begging narrative.
I think that's a sign of how much of a panic he's in. Passing the opportunity to milk something for asspat money by instead memoryholing the fuck out of it? That means he doesn't know how to spin the story yet.
 
No, he said "drama and outside nonsense is not allowed on my schtreams" and will not mention it.

For Phil it's actually crazy that he hasn't mentioned his bank account getting temporarily locked to further his victim begging narrative.
He will eventually…he can’t help himself. It doesn’t matter how much worse it makes him look…the rant always happens,
I think that's a sign of how much of a panic he's in. Passing the opportunity to milk something for asspat money by instead memoryholing the fuck out of it? That means he doesn't know how to spin the story yet.
I don’t even think he’ll spin it much. I think it’ll just end like that Line App shit…he’ll just ramble on…make himself look worse for a while and then stop. Probably get some decent videos out of that though.
 
What is the endgame here? Surely Phil can't declare bankruptcy twice in two years? How much debt does he have to get in before he gets in audited or sued or something?
8 years for another chapter 7 or 4 years for a chapter 13. And he isn't really in any debt, he is just spending about what he makes. Kat might be in debt, he mentioned something before, so perhaps credit card spending is there.
 
Maybe the horrorcows on this site have jaded me, but I kinda like DSP as a lolcow. As a human being, he's gross. As a lolcow, he's perfect. I can't get mad at him. What's the worst he's done? He grifts retards out of their money. Big deal. He's not actually hurting anyone.

We never have to question if Phil could assault someone, film underage girls on the street, or hurt an animal. He's harmless. Besides, while he won't end up losing everything like Spoony, you know Phil is going to get at least a small comeuppance. This kind of spending isn't sustainable, and we all know it. Even if he doesn't crash and burn, at the very least, he has to live with the knowledge that he pissed away tens of thousands of dollars on worthless pixels. His life could be so comfortable, but he lives and spends like trailer trash. His banking information proves that fact, and it's hilarious.

Fucker looks absolutely miserable. Nothing about his life is enviable. Sure, he makes plenty of easy money, but what does he have to show for it? A couple properties? It's almost like he never had all that money in the first place, and he can't even say he still has his dignity intact. There are homeless heroin junkies with more dignity than Phil.

More on topic of the actual finances, does anyone know the specifics of his health insurance expenses? Is it for him and and his wife, or just him? Also, do health insurance premiums vary much from state to state? Because that seems extremely cheap, no matter where you're located. I ask, since he would be the type of person to skimp on something as important as his health.
 
What is the endgame here? Surely Phil can't declare bankruptcy twice in two years?
We've just seen from these leaks that Phil isn't seeking out new sources of debt, so in a sense his lifestyle is now very sustainable*. In theory now he can keep on truckin' even if he loses a substantial amount of whale support.
The real "endgame" will come when enough whales lose interest or die of old age, and Phil's addictions come into direct conflict with keeping a roof over his head and food on the table. We'll just have to wait and see what happens then.

* Minus the whole retirement thing, but who honestly thinks he'll make it that long?
 
Here's a fun little Marvel's "What If...?" scenario to put shit in perspective.

Hey Phil, since you're still reading this, here's a fun fact for you: In the thirty three weeks worth of expenditures we have on you, you could have purchased a one PS5 a week, every week, at retail price plus applicable Renton and WA state tax of 10.1%, for no reason other than "I can", and you would've spent $1,070.86 LESS than you did on WWE Champions in the same timeframe. Fucking hell dude. Get your shit together.
 
I don't understand why Null is taking a moral grandstanding on releasing someone's payment details as opposed to doxxing, probably one of the main characteristics of the Kiwifarms. I can tell you right now I would rather have my purchases be associated with my kiwifarms account rather then my personal address and name. From reading on dark net forums and the rather I can tell you banks have very strong anti fraud protection and the only way people take money is in a convoluted way involving multiple layers of gift cards buy and sell transactions, after an already arduous set up involving a pc, multiple pieces of software and cmd setup. I don't think these communities in particular cross over and banks fully refunds taken money whether or not they can retrieve the money back. Dsp will be fine and after lying out of his ass for so long about WWE champions he deserves it to an extent.
 
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Was listening to Agent Propers restream tonight and he was playing the leaked bank statement video over Phils rambling. What I and many people found interesting was there was a International processing fee of about $1.60 followed by a Credit of about $5,200 (just said credit and nothing more). Is he getting Saudi oil money or some sperg across the pond is giving him huge deposits of cash? Also I looked into Bank of America and wire transfers are about $16, so who and why is he getting $5,200 in credit plus only having a small Interntational transaction fee of about $1.60? Anyone have any clue what this is?
 
Ok I've been through the spending data earlier in the thread and the table format is interesting for detail but for visual people who want to see where phils money is going I've made a pie chart.

I've genuinely tried to be as "fair" as possible but with the lack of details on most of the paypal payments I've lumped them all in as WWE champions. I think that's a pretty safe bet as most of the amounts are the exact same as apple payments which are almost certainly mobile game spending.

I've tried to label his business expenses and anything I'm unsure of I've labelled unknown. I've done my best trying to label stuff but as a Britbong I'm not 100% certain on what some of these companies are. His AT&T bill could be a mobile phone or an internet line for example... But I think I've made a safe and fair bet in most cases. Feel free to check the CSV file for the data I've labelled. In the grand scheme of things if I've mislabelled $100 here and there it's not going to change much.

Some of the insurance payments he makes could be car insurance or home insurance, I've just put those down as household expenses. His car payments also includes stuff like maintenance where it was obvious.

View attachment 2551399

It's easy to look at this and say "well he only spent 3% of his income on alcohol"... But that's $1062 in 3 months.

The cult members are going to say "well he only spends 6% on eating out..." but that's $1000 per month. That's fucking unbelievable.

His biggest expense is gotcha gaming, that's $8225.62. Thing of the honey moon kat could have had with that.

Totals:
Alcohol
1062.4​
Banking Fees
65​
Business Expenses
407.7​
Car Payments
1550.81​
Condo Dues
812​
Eating Out
2358.23​
Entertainment
5.49​
Groceries
3930.88​
Grooming
102.51​
Healthcare
1167.2​
Household Expenses
1237.42​
Internet Bills
1474.87​
Jasper
782.76​
Mortgage
7397.51​
Phone Bills
553.4​
Taxes
4799.64​
Unknown
1711.41​
Utility Bills
1267.79​
WWE Champions
8225.62​

Total spend: $38,872

It's worth noting that those tax payments are from previous years he didn't pay taxes. He's not paid anything this year and he's not saved anything... He's going to eventually fuck himself big style.

:story:

Some interesting things I found were below:

Remember when his flat tyre was a big deal that could cost him hundreds of dollars....


Phil also had multiple banking fees for going overdrawn on his account. How you make $10k a month and go overdrawn is unreal.

The biggest conclusion is what we already knew, Phil makes more than enough to live like royalty but pisses it away really stupidly. He's spent over $6000 on food, no one needs to do this, this is ridiculous. How the fuck are they eating out so much but still spending $4k on groceries to eat at home...

$8k on mobile gaming, what the actual fuck.

This is a man who doesn't even need to downsize his home, his mortgage of $1800 + $400/month for utilities is pretty good really. I was expecting that to be more but how does he spend this much on food... Either Kat is now 400lbs or he's secretly started a soup kitchen where he tells homeless people how trolls keep trying to kill him.
He must've had a really high metabolism if he literally spends thousands of dollars on both Groceries or Eating out every month and eating through all of it without getting very fat. Either that or the food is luxurious like Golden Steaks and Lobster Tails mixed in with Blair's 6AM Reserve. On top of that paying more than double of the amount on foods on a single video game and even more than that than his mortgage. Yikes.
 
Was listening to Agent Propers restream tonight and he was playing the leaked bank statement video over Phils rambling. What I and many people found interesting was there was a International processing fee of about $1.60 followed by a Credit of about $5,200 (just said credit and nothing more). Is he getting Saudi oil money or some sperg across the pond is giving him huge deposits of cash? Also I looked into Bank of America and wire transfers are about $16, so who and why is he getting $5,200 in credit plus only having a small Interntational transaction fee of about $1.60? Anyone have any clue what this is?
I would check the date and see if it matches up with a YouTube payment. International transaction fee could be conversion of foreign money superchats to USD.
 
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