Even in 2000 there had already been shit like cpanel for years where you could just click around like a retard and do everything necessary to set up your blog or small business site or whatever. Cookie cutter type stuff like that, even including credit card processing, has been available for literally decades at this point even to the relatively casual consumer.
Even then, it was only really difficult if you actually needed some kind of bespoke back-end because you were doing some interactive thing not possible in the normie packages.