Future of the House

[Optimus Prime]

How long ago was Patti buried? Would there even still be bones or would they have rotted away?

 

[Flavius Anthemius]

How long ago was Patti buried? Would there even still be bones or would they have rotted away?

The dog died 16 years ago, presumably they just buried her in the soil where the dog cage was, she has a tombstone I think? or it's just the makeshift dog house placed on top of the grave.

If the soil is very dry and it's not exposed in anyway, it can therefore take hundreds of years till bones will completely decompose, human or animal.

 

[A-№1]

That's nothing that can't be handled with a Shovel Mech.

Not quiet enough enough for a stealth mission. You'd have to lampshade it. Bring in a whole crew in broad daylight. Set out cones. Tell anyone who asks you're replacing the leaky septic system (that'll keep them away). Also have about three guys in high-V vests standing around doing nothing while drinking coffee to complete the disguise.

Patti's vengeful spirit can be handled by The Real Ghostbusters.

I thought Chris was into the Ghostbusters with the gorilla. Lord knows how he ever even heard of them.

Weens are pretty autistic, they could tell they weren't dog bones. You'd have to get them from a Russian Army butcher.

I was thinking mutton bones, and nothing too diagnostic.

Any Chris merchandise must be physical, and its composition must be such that a 3D-printed version is inferior.

That's a tall order considering Chris' standards of quality. Even complete misprints would be superior.

While we're on the subject, I considered at one time making some press molds to mass produce things like the sonichu medallion. Not to sell, but to give away at a convention Chris would be attending. Then Chris had to go and fuck that up by getting banned from everything everywhere.

If the soil is very dry and it's not exposed in anyway, it can therefore take hundreds of years till bones will completely decompose, human or animal.

Or longer.

 

[Pointless Sperg]

How long ago was Patti buried? Would there even still be bones or would they have rotted away?

The dog died 16 years ago, presumably they just buried her in the soil where the dog cage waa, she has a tombstone I think? or it's just the makeshift dog house placed on top of the grave.

If the soil is very dry and it's not exposed in anyway, it can therefore take hundreds of years till bones will completely decompose, human or animal.

I mean, we regularly dig up skeletons that are centuries old, and for fossilization it takes about 10,000 years, and obviously we find fossils from tens of millions of years ago, so those bones lasted for 10,000 years before they turned into rock.

So yeah a combination of dryness and protection from oxygen.

 

[Bassomatic]

Covering yourself in a Patti bone costume and chasing Chris around is worth anything they ask for 14blc.

 

[Dumbledore's Onlyfans]

The house is probably still up to code after the recent fire repair. Barbara's family will have a few months to retrieve anything from the house that she/they want between the initial Notice of Default and the final Foreclosure Auction. The legal process will probably take about 6 months. The house will go to the highest bidder on the day of the auction. House flippers will be waiting to bid on it as well as real estate investment corporations like Black Rock. It will sell in a snap if the real estate market continues the way it's going. The lucky winner will drag out anything remaining in the home, throw it in a big dumpster, and haul it off to the dump. They will do some minor alterations, changing carpets, painting, landscaping, fixing broken things, getting rid of the stench, new roof if it needs one. It will then be rented or resold depending on whether it's bought by an investment corp or a flipper. A flipper will do more work than an investment corp; the flipper wants to sell it for more than they paid, while the investment corp will make it barely habitable and rent it right away. That's it. Happens all the time in America.

 

[John Freeman]

it’s either gonna become like a murder home with a 38% price decrease from market value or a historical landmark sold for magnitudes more than its worth

 

[A-№1]

Barbara's family will have a few months to retrieve anything from the house that she/they want between the initial Notice of Default and the final Foreclosure Auction.

A lot depends on timing. If an heir / relative (Cole) steps in to take over the mortgage, the bank will go with that least effort solution.

They will do some minor alterations, changing carpets, painting, landscaping, fixing broken things, getting rid of the stench, new roof if it needs one.

They will have to strip and seal it like a black mold job. 14BLC is not worth time in courts from the next owner's buyer's remorse. But that's not a big deal. Replacing drywall is easier and cheaper than trying to recover it.

Also the roof is fine (mostly because it's too much work for Chris to climb up there and fuck it up somehow).

 

[Xarpho]

A lot depends on timing. If an heir / relative (Cole) steps in to take over the mortgage, the bank will go with that least effort solution.



They will have to strip and seal it like a black mold job. 14BLC is not worth time in courts from the next owner's buyer's remorse. But that's not a big deal. Replacing drywall is easier and cheaper than trying to recover it.

Also the roof is fine (mostly because it's too much work for Chris to climb up there and fuck it up somehow).

Cole wrote off his mother and his half brother years ago, he probably doesn’t care. If he gets the house in part or in whole after Barb’s death he’s almost certainly going to liquidate it immediately.

 

[A-№1]

Cole wrote off his mother and his half brother years ago, he probably doesn’t care.

But does he care about the quick cash he can make flipping 14BLC? Or selling it on to flippers for less cash but quicker.

Cole won't have to deal with Chris beyond calling the police to have him removed.

If he gets the house in part or in whole after Barb’s death he’s almost certainly going to liquidate it immediately.

Whoever takes over the mortgage gets it in whole. Do you really think Chris is capable of suing for his share of an inherited debt?

 

[Pointless Sperg]

Cole won't have to deal with Chris beyond calling the police to have him removed.

Unless Barb says otherwise in a will, Cole and Chris will both start with half-ownership, and he can't legally bar Chris from being in the house.

Cole can take over the mortgage but that doesn't give him ownership of the house, just the responsibility of the debt. He'd have to pay out to Chris half of the equity, and it would still take a lawsuit to force Chris into this arrangement.

The only way this ends is if Cole just doesn't give a shit and doesn't take over the mortage and/or doesn't assert his claim, leaving the bank to foreclose on the house when Chris fucks it up, or Cole somehow gets Chris to agree to split the proceeds of the sale.

Optimistic end for Chris keeping the house would be he gets assigned a conservator that becomes the payee for Chris' benefits, and arranges for all the house payments out of the tugboat and HCV, so Chris can't fuck it up.

 

[A-№1]

Cole can take over the mortgage but that doesn't give him ownership of the house, just the responsibility of the debt. He'd have to pay out to Chris half of the equity, and it would still take a lawsuit to force Chris into this arrangement.

You're talking probate. I'm talking foreclosure. In a foreclosure, the bank takes possession of the house, and the appraisal value and sale / ultimate disposition of the property are at the sole discretion of the bank. They are not going to over-appraise 14BLC just to grant Chris some fantasy equity out of their own pockets. They are going to sell it as quickly (cheaply) as possible to cover their stake and get it off their hands. The easiest and smoothest way to do this is refinancing the outstanding mortgage to a relative and then selling the property to that relative for that outstanding amount.

Optimistic end for Chris keeping the house would be he gets assigned a conservator that becomes the payee for Chris' benefits, and arranges for all the house payments out of the tugboat and HCV, so Chris can't fuck it up.

Cole would demand his share of the equity (And why not? It's free real estate), and Chris would have to take on additional debt to pay Cole off. Tugboat and HCV won't cover that level of debt even if some bank is stupid enough to refinance Chris.

All that said, it's possible Barb does have a will, and it's possible she hasn't updated it since before Chris was born, making Cole her sole heir. And wouldn't that be the ultimate kicking of the autistic?

 

[Von Wolf Demon]

sounds like an ass hat is bound to make an expedition for cum soaked toys and other treasures soon

This is my favorite timeline: no yard sale of Chris' sacred toys to his creepy stalkers who "just wanted something to remember Chris by". It's worth it just to watch them seethe, even though video of said sale would have been gold. Just a big trash bin and an empty house, hopefully filled soon by a well-armed individual, fully versed in the local laws around home defense.

I doubt that Tom or Harriet or anybody else involved has any clue that they could sell that shit. Also, even if they DID, who would want to run that yard sale? Imagine the bizarre weirdos that would attract to the neighborhood. It's just not worth it.

 

[Niobium]

do we know of any structural issues with the house? i mean, considering the way chris and barb have treated it i doubt it's doing all that well. also i don't think there's been any maintenance done on it in decades.

 

[Ophelia]

do we know of any structural issues with the house? i mean, considering the way chris and barb have treated it i doubt it's doing all that well. also i don't think there's been any maintenance done on it in decades.

It got fixed up after the fire. Kiwis who know more about this than I do have declared it sound, just dirty.

 

[A-№1]

It got fixed up after the fire. Kiwis who know more about this than I do have declared it sound, just dirty.

Do you think we need a 14BLC house FAQ?

 

[Ophelia]

Do you think we need a 14BLC house FAQ?

I think the wiki should be sufficient, if people would just refer to it before asking questions it answers.

 

[Holiday Special]

If they let the house go into foreclosure, could Barb declare bankruptcy to wipe out her cc debt? Its not like she needs a credit rating anymore.

 

[Elämällä on väliä]

What about children of Bob? You know, that ones who are intelligent and have good jobs? I didn't know Virginian inheritance law, but are we sure that their rights to part of Bob welth was satisfacted after Bob's death?

All that said, it's possible Barb does have a will, and it's possible she hasn't updated it since before Chris was born, making Cole her sole heir. And wouldn't that be the ultimate kicking of the autistic?

No chance at all. Barb is to lazy do wrote a will. IF she have a will as a effect of Bob's pressure to make it, probably Chris was sole or one of heirs.

 

[A-№1]

I think the wiki should be sufficient, if people would just refer to it before asking questions it answers.

I agree, but we still keep seeing the same questions because people can't be bothered to read this very thread., much less the CWCki.

If they let the house go into foreclosure, could Barb declare bankruptcy to wipe out her cc debt? Its not like she needs a credit rating anymore.

Bankruptcy is not a "get out of debt free" card. If Barb files Chapter 7, basically the foreclosure will be put on hold for a few weeks to months until the bank counterfiles and proceeds with sale of the property. If she files Chapter 13, she'll have to renegotiate the debt with the lender to pay it off in a set period of time (usually a few years) or the lender immediately seizes the property. Different states have different specific laws about primary residences, but that's the usual way of it.

I, myself, wonder why Tom and Harriet haven't short sold the property to discharge the debts against it and pay for a care home for Barb. Something's going on there. I suspect someone is availing herself of Chris full tugboat while he's inside.

What about children of Bob? You know, that ones who are intelligent and have good jobs? I didn't know Virginian inheritance law, but are we sure that their rights to part of Bob welth was satisfacted after Bob's death?

Without a will, the total of the estate goes to a surviving spouse before children. Bob's prior children don't get a look in. That would be Barb. When Barb dies it will be split up between her heirs since Bob's estate is now her estate. that would be Cole and Chris.

Bob's prior children could try to sue the estate for a share, but it would be throwing good money after bad at this point, and only make lawyers rich.

No chance at all. Barb is to lazy do wrote a will. IF she have a will as a effect of Bob's pressure to make it, probably Chris was sole or one of heirs.

Back in the 1970s, long before Chris was born, there used to be all sorts of "make a will from home" schemes advertised all over television. I could see Barb falling for one of those to see that her vast Weston fortune went to Cole instead of Bob and his heirs.

It's likely she never bothered. I'm just saying it would be amusing if she had.