Can I walk into a bank and get help? - Genuine Question from stupid man

Mayor Adam West

Mayor Adam West

Mayor
kiwifarms.net
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Mar 9, 2022
Ok so like if I wanted help doing a complex financial procedure and I'm financially illiterate. Is it true that they will have to put up with my utter lack of brain cells and help walk me through the process? I've honestly never really interacted with my bank other than paying bills and having a checking account. Thanks.
 
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Yes.

Depending on what you're trying to do, you might have to make an appointment with a banker (not just a teller) to do it, but you can call and ask first.
 
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Wait, I could just ask the question on the farms. I'm an idiot. I think. I don't know anymore...

Ok on second thought I don't trust any of you people but here goes: when it says the recepient/payee's address do they mean their personal address or the address of their bank? Also, what if it is a business?
 
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Not sure not seeing the form. The bank will help you with it. I always do this because wire transfers like that are a pain in the dick. Thankfully only had to do it domestically for when I bought a house and one or two times internationally.
 
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Aunt Carol said:
Oh, yeah, you should be able to go in and have a teller help you with that.
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Oh only a teller? Damn, I was worried I'd have to make an appointment or something.
Kvervandi said:
Not sure not seeing the form. The bank will help you with it. I always do this because wire transfers like that are a pain in the dick.
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Yeah also there is kinda a language barrier with the guy I'm wiring it to so you never know but I got the BIC and IBAN or whatever numbers from him.
 
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Mayor Adam West said:
Wait, I could just ask the question on the farms. I'm an idiot. I think. I don't know anymore...

Ok on second thought I don't trust any of you people but here goes: when it says the recepient/payee's address do they mean their personal address or the address of their bank? Also, what if it is a business?
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I'm not a banker but I'd put the recipient's personal/business address unless they explicitly ask for the address of their bank.
 
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Just walk into the bank and ask for their best Jew.

That or call and make an appointment, also make an appointment with other banks and private lenders who specializes in that transaction type. There are a lot of idiots working at banks and banks can be really slow at generating financial products unless you're looking in mutli-millions, so private brokers can be really good at response time as well as working to give you the best set of options. They may also have financial products that banks won't offer you.
 
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Another thing, assuming some kind of money transfer between banks is involved, I don't think they need to ask for the exact address of the bank as long as they have the nine-digit transit number.
 
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Kvervandi said:
Yes, but depending on your bank, you may have to make an appointment. If it is about financial investments like in the stock market, best to seek out a financial advisor or go to r/wallstreetbets. Whichever.
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I know the /r/wallstreetbets niggas are intelligent motherfuckers, but they are also crazy motherfuckers who bet their life savings on gambling the stock market. I would sooner recommend /r/finance for free financial autism assistance. Some of the Bidness bros on this forum are another good resource.
 
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