- Joined
- Jul 13, 2014
Oh man. Better buy some Sonichu amiibo, otherwise we may have yet another jail encounter on our hands.
In case you're kind of slow on the uptake, I'm being sarcastic.
Money Barb Sued by Discover Bank
- Thread starter The American Hedgehog
- Start date
- Status
- Joined
- Apr 10, 2013
AFAIK debts are not passed on to children. So unless Chris' name is on something, all Barb's debt goes with her.
- Joined
- Oct 20, 2014
Possibly- we don't know how much it is or what discovery are like. Some companies accept very small weekly payments ($20 a week small) rather than risk the debtor declaring bankruptcy which is pretty much the worst case scenario for a creditor.Could they afford the payments? Might Barb be better off just declaring bankruptcy?
I mean, it isn't like they have much money coming in anyway. Themight sink under the strain of an additional monthly expense.
- Joined
- Aug 17, 2015
While you are probably right in this case, I've seen companies go after smaller amounts. One case was for $700. That kind of blew my mind.
- Joined
- Feb 10, 2015
What about running over a guy, twice?
Or the hoard burning down?
Or Chris pepper spraying an employee?
- Joined
- Sep 21, 2014
It's not really. Typically they will have a ton of cases listed for the same day and an employee of the financial institution sits around dealing with them. Lots of people don't show so a default judgement takes minutes. Of those who do show, many will have no defence and the result will be a consent order.
When people think "trial", they think in terms of something protracted with lots of evidence being presented by both sides, cross examination, etc, etc. These are generally extremely short. The financial institution is using its in-house employees, so it's really not costing them anything beyond the filing fees and they'll typically ask for allowable costs and interest to be included in the judgement (the allowable amounts for these vary by jurisdiction).
And yeah, it's not unusual for them to seek judgement for amounts in the hundreds of dollars. Judgements and garnishee orders are starting points and at the "soft" end of the options. How far they'll go if those are ineffective depends on their corporate policy.
- Joined
- Jan 7, 2016
14 Blanchland Court is pretty big, it's standard procedures for these companies scam you with a little bit of money when they know you can't pay it, then turn around and sell your house.
I wonder if Barb is just going to pull a "Watch and See", maybe she thinks they're just bluffing.
- Joined
- Jan 5, 2015
This is going to be an even more taxing year than the last for the Charb Dominion.
- Joined
- Jan 3, 2015
Barb is a lazy sack of shit, so it doesn't surprise me that she put it off for this long.
Mellorine
kiwifarms.net
- Joined
- Sep 17, 2015
The absolute worst thing you can do when sued by a credit card company (or anyone) is ignore it. Plead extenuating circumstances and beg for the mercy of a payment plan, burn your credit to the ground with Chapter Seven, hell, juggle debt around irresponsibly or rob a bank, but never ever let something go to court ignored.
So, naturally, I expect Barb to not even show up.
(I wonder how bankruptcy would effect the Chandlers, the big question being the fate of 14BLC. I could see Chris needing it after Barb and her income is gone, especially if she has been using his name. But then again, since they can't touch the tugboat, it might not make sense to, and Chris could just make token payments on gigantic debts indefinitely.)
So, naturally, I expect Barb to not even show up.
(I wonder how bankruptcy would effect the Chandlers, the big question being the fate of 14BLC. I could see Chris needing it after Barb and her income is gone, especially if she has been using his name. But then again, since they can't touch the tugboat, it might not make sense to, and Chris could just make token payments on gigantic debts indefinitely.)
- Joined
- Mar 9, 2015
I'm very much wondering what is going to happen on the date. Her clear mindset of out of sight out of mind, how we got into this mess to start or her ego of I can't do wrong like the criminal stuff before.
- Joined
- Mar 16, 2014
- Joined
- Feb 9, 2013
Bob died five years ago. Since then, Barb has been doing her darndest to burn everything Bob left them to the ground.
- Joined
- Jan 7, 2016
I wanna see Chris and Barb reenact this classic scene from Crybaby
- Joined
- Mar 16, 2014
Yep, everything except Bob.
- Joined
- May 12, 2014
I have no idea how debts work so forgive my stupidness, but does this mean Barb has been ignoring her minimum repayments, or does this happen when a debt is dragged on long enough even with monthly repayments?
- Joined
- Oct 20, 2014
This depends largely on whether there is a mortgage or any other secured loans on the house. Generally only mortgage lenders or lenders with the only secured loan will force a sale as otherwise they risk losing the estate to other creditors or only being repaid in part. Generally they prefer payment plans and bank arrestments.
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- Joined
- Mar 9, 2015
She's not making payments for it to default, trust me a CC company is more than happy to take min payments for a very very long time, compound interest gets pretty ugly pretty quickly.
- Joined
- Aug 15, 2015
Maybe Chris should offer to draw 1000 new pages of Sonichu for @DStecks
- Joined
- Jan 5, 2015
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