Chantal Sarault / Chantal Al-Refae / Foodie Beauty - Delusional drug fiend hamplanet mukbanger from Canada trying to be a glamorous online influencer. Pathological liar, huge bitch, narcissist, animal abuser

[reba.rae]

Sorry if it's been posted already, I looked and didn't see it. Chantal's Ex-bestie Shannon is live, and drunk. I just tuned in so I'm not sure what all has been said so far... I heard her talk about how she's sure Salah doesn't like Chantal and she gives it a week before Chantal starts "spilling" details because she won't be able to fight it.

"Blizzard in Canada"
by Just Shannon
twitter: @Scorpiobabe83
Foodie Beauty's ex best friend Shannon is drunk, talking shit on live about Salah and Chantal

edit: fixing my screw ups

 

[George Michael's Freedom]

Canadian law fag dropping in again to say, Chantal's trustee is not working to get her clear of her bankruptcy if there is a hearing for discharge.

Your LIT works with you yes, but the Bankruptcy and Insolvency Act obligates them to wrangle the bankrupt person as well. It is extremely rare to need a hearing for discharge unless you are on your 3rd or more bankruptcy.

If it is your third bankruptcy the Act says you must go to Court to be discharged even if you are a model bankrupt and do everything your trustee says.

On your first, or in Chantal's case, second bankruptcy you are eligible for an automatic discharge (no court hearing needed) within a certain statutory period (9 to 21 months for 1st bankruptcy and 24 to 36 months for second).

You only have a discharge hearing on your second bankruptcy if your discharge is being opposed by a creditor or your trustee.

It is waaaay more common for trustees to oppose their clients discharge than one of the client's creditors. Basically, Chantal has failed to fulfill her duties as a bankrupt under the Act and Andre has resorted to court to reign her in.

She has also most likely been dodging him because trustees will work with clients to work out the beef before a court date (ie. If Chantal had been willing to work with Mr. Bloc to fulfill her duties or devise a plan to do so in the coming year he would have forgone the hearing). Also, trustees send out notice of the hearing 3 months before the hearing date. So she has known he is looking for her and her participation for at least 3 months and fucked off to Kuwait instead. The Act states fleeing the country to avoid your bankruptcy duties can amount to an offence under the Act and earn her a summary conviction of a fine or fine and short jail time.

For a layman's dive into when and why you end up in bankruptcy court follow the link.

What to Expect in Bankruptcy Court | Debt Free in 30 Podcast

On today's show, find out exactly what you can expect from a bankruptcy court hearing and how Hoyes Michalos trustees can help you prepare.

www.hoyes.com

To quote the bankruptcy lawyer interviewed for the piece, "Well, first of all, if you’re going to court it’s because you didn’t do something you were supposed to, or you did do something you’re not supposed to."

As Milk Tea would say, pick your poison Chantal.

ETA: https://www.hoyes.com/blog/do-i-have-to-go-to-court-if-i-file-for-bankruptcy/

 

[I call shenanigans]

I wonder if this bankruptcy thing will end up like how the DarkSydePhil saga ended when he was facing the law regarding financial issues (which I believe was also bankruptcy related).

The potential has surely got to be there. I’ve seen a number of folk successfully evade taxes for years through self employment, not declaring income, and not updating addresses on public records. They’d get away with it for years (because small fish not worth chasing), but the time always came to pay the piper. If they were lucky it wasn’t until they died and their executor had to lodge their final return.

I can’t work out though how Gunt has managed this. I’m now wondering if she was on welfare when she filed back in 2018, and used her Cornwall address to hide the fact she was living in a defacto relationship with BiBi. If that’s the case then her trustee would have no cause to chase her for surplus income payments, especially if she is still collecting welfare payments which would explain some of her obvious mid month cash top ups. I still don’t believe she’s declared all her income, because if she had then she couldn’t avoid those surplus income payments. Also she has zero understanding of how tax deductions work, case in point believing all her food and travel are deductions. I think there is a quagmire of deception around almost every aspect of her life, and this taxation/bankruptcy mess is just another.

ETA @George Michael's Freedom she’s also been undischarged for over 4 years now so well beyond the timeframe for a second bankruptcy discharge. Clearly this is not a bankruptcy in good standing.

 

[Tal E Whacker]

Absolutely, this dude is who she's been referring to as her accountant.

The works done already. He's negotiated her tax to get her liability down, and her creditors have already been told they're getting nothing whether they agree or not.

You wouldn't "assume" anything in his role...you'd check her bank accounts to find out what her income actually is. You can’t survive as an independent adult in this world without some kind of income, so he should have been able to track it. Even though there is little doubt her income was far less when she filed in 2018, her obligation was to keep her trustee informed of her current income and to pay her surplus income to her trustee. It’s clear from her expenditure that she didn’t do that. That’s why people are pissed…. because she’s a despicable person committing bankruptcy fraud, evading taxes, and openly bragging about it…and will in all likelihood get away with it.

We know Chantal's most consistent trait is lying. We're seeing it here just in her not providing her correct address for anything it would seem , this bankruptcy, her health, her car, not even on the lease. I’d be very surprised if her passport isn’t at that Cornwall address as well. Utilities are probably in Peetz’s name because of her undischarged bankruptcy as well. She’s untrackable via normal means even if her online notoriety has her real location pin pointed, that’s not where government agencies go looking.

Twitch, Only Fans, and youtube income I'd guarateed she's lied about. She carries a credit card she is not even supposed to have...I'm wondering if that is Peetz's card now because of all the times she's said she can never repay him enough for helping her out, and we don’t know how much he has done for her to keep her afloat in the past. It would also explain him quizzing her about paying her credit provider….it may not have been payday loans at all. He seems to be getting money from her while she’s away given we’ve seen him haul cat food, treats, and litter. It’s an easy transfer if they share a joint account.

Quite a while ago she admitted to running up huge debts on Peetz credit card and no doubt other things she put in his name.. She got her credit card not that long ago and stated it was in her name. We can bet that card is up to the limit now too, surely her trustee has access to her bank account and her credit history , we have seen her squander her earnings no matter how much she was paid, she blew it in a couple of weeks on stupid thing and fast food. She supposedly has just given Salad $9,000 . If that is surplus it should have gone to her trustee. She has assets of $19,000 ? . What does she own apart from her beat up, Kia , which she is still paying off . Now the trustees details are online , he is going to be inundated with poo touchers blocking his phone with details about fatties monetary shenanigans, she has bragged about her earnings, and what shit she has bought, holiday to Cuba, she has used her income to flex online constantly. So I hope FFG manages to inform her trustee about a few things. Fatso has only herself to blame if she is now in deep shit. This time she just might not get away unscathed. Watch this space.

 

[repentance]

The trustee can close her file without discharge being granted. If he does that she loses bankruptcy protection and becomes liable for all the debts listed in the bankruptcy.

Roll on Monday.

Quite a while ago she admitted to running up huge debts on Peetz credit card and no doubt other things she put in his name.. She got her credit card not that long ago and stated it was in her name. We can bet that card is up to the limit now too

I read up on a few case summaries the other week and things like getting a credit card while bankrupt often came up as one of the reasons for denying discharge. Sometimes people's future actions were restricted and they were forbidden from getting a credit card for several years after discharge. Living extravagantly was another reason for discharge being refused.

If all of this information comes out at the hearing, Chantal could be in for a rude awakening.

 

[Kitty kitty cat]

Foxy8 found postings on reddit, that may be Chantal.

 

[Fatty2988]

Foxy8 found postings on reddit, that may be Chantal.

I love Foxy8 but if you look at the persons profile it's definitely a troll: https://www.reddit.com/user/looser1234567

 

[repentance]

I wonder whether this will make see Chantal break her vow to not stream or post a video before she's back in Canada. She must be seething.

 

[I call shenanigans]

She has assets of $19,000 ? . What does she own apart from her beat up, Kia , which she is still paying off .

You need to remember that that was her self reported status when she filed in 11/2018. Is not her status as of today. Interestingly it was 1/2019 that she bought the Kia. So after she’d already applied for bankruptcy. This is despite her not legally being able to apply for any credit over $500 without declaring she’s an undischarged bankrupt. It was only a few days ago she claimed she’d be asking for the balance of the loan on the Kia to be added to this “easy” bankruptcy. I doubt she got that loan on the Kia without a guarantor, and I can’t imagine the court would allow her to add thousands more to her liabilities after starting this process. Now we’re supposed to believe that her tax debt that’s also accrued during this time is being significantly “forgiven”.

Now the trustees details are online , he is going to be inundated with poo touchers blocking his phone with details about fatties monetary shenanigans, she has bragged about her earnings, and what shit she has bought, holiday to Cuba, she has used her income to flex online constantly.

When she was advised of this court date she was also advised of the reason. She really doesn’t seem concerned enough for it to be a significant issue. Poo touchers might muddy the waters, but there’s no time for the trustee to do anything. Reading the links given, it looks like these court appearances are usually very short. That said it also reads like the bankrupt goes through everything with their trustee and finalises actions before the hearing. Gunt however has been swanning around Kuwait. I hope she’s got time to buy a new abaya and clean hijab so she can LARP around the courtroom in her reverted Muslim contriteness. I’m sure the Registrar will be suitably swayed.

The trustee can close her file without discharge being granted. If he does that she loses bankruptcy protection and becomes liable for all the debts listed in the bankruptcy.

Roll on Monday.

From what I’ve read that is extremely rare, and that the court hearing is to actually get the discharge approved whether it’s immediate, conditional on future further payments, or delayed. It’s rarely a big deal it seems unless your into the CRA for $200k plus, or you’ve sold significant assets prior to lodging.

I read up on a few case summaries the other week and things like getting a credit card while bankrupt often came up as one of the reasons for denying discharge. Sometimes people's future actions were restricted and they were forbidden from getting a credit card for several years after discharge. Living extravagantly was another reason for discharge being refused.

I read all those as well, but at this point we don’t know what her trustee knows. Chantal knows why this is going to court and doesn’t seem worried at all. She bragged a few days ago about how easy bankruptcy is, and how easy it is to get a good credit rating back. It was like water of a duck’s back. I wouldn’t be surprised if this is just about getting her tax agreement formally accepted, or could even be as simple as getting those pesky financial counselling sessions done because Covid or her anxiety stopped her going.

If all of this information comes out at the hearing, Chantal could be in for a rude awakening.

It won’t. The trustee has already lodged the documents and no doubt has agreements in hand. The most it might do is get him to ask for an adjournment in light of new information that has just come to hand. If you read the links others have posted, a day in bankruptcy court is typically 50-60 bankrupts appearing. Most is just the Registrar rubber stamping a pre-arranged agreement between a creditor or trustee and the bankrupt.

 

[Bob_]

Face suggests he could be homosexual. Chantal is the type of fat girl whom gays don’t like because she’s stinky/unhygienic, not fun, and is constantly bullshitting. (You have to be hot to be a lying, boring faghag.) I don’t expect they’ll have great chemistry.

There are a few posters like you shitting up the thread with your moronic and baseless thoughts. Your second paragraph was decent, but the first was just dumb dumb dumb. Do better.

 

[Who Now]

She put more effort and time into researching various marijuana products including how to make weed butter (remember the equipment she bought, tried it once and quickly abandoned because it involved doing some work?) than she did researching the Muslim religion.

She is still playing dress up. Can't wait for all that to go away when she gets bored and wants to buy new make up and go clothes shopping. What is she going to do with her time? Oh yeah, she will fill the time eating. Shocking

 

[I call shenanigans]

So I went down a rabbit hole regarding the timing of the filing for this second bankruptcy. On a mobile so I can’t give actual links . So on Nov 15 2018 she posted a video where apparently she talked about going to the ER for stomach pains. She was in her previous car but had talked about selling it “because it needed repairs she couldn’t afford”. The other reasoning was it would force her to be more active and help her weight. This starts on p465.
On Nov 26 Bibi leaves for three weeks in Senegal. By the beginning of Dec , she’s sold her car for less than she owed on it. 29 November is the date she filed bankruptcy.

So her previous car is part of this bankruptcy as a few of us suspected when this bankruptcy surfaced. The sale of that car was definitely brought about with the bankruptcy and had zero to do with walking being healthier. Come January 2019 she was whining about needing to buy a new car so she could help grams and her anxiety was too bad to catch buses. The stomach cramps were likely the ovarian cysts she trapped Bibi with for two more years. She mentioned in her breaking up video IIRC that their relationship was over for two years already. Those speculating bibi’s Senegal trip was the end of the relationship were spot on IMO. So not only did she sell her car while he was away, she also filed this bankruptcy. What an absolute piece of work she is.

ETA

Now this poor man has to show up on behalf in court, after being slammed all week by Karens who want nothing more than to see Chantal pay? I can't imagine he's showing up excited to defend his client and working diligently to get her the most lenient deal.

Small correction. He’s not showing up to court to defend her at all. He’s there to represent the government and try to ensure the fairest deal for all concerned. If Chantal needs “defending “ then she’ll need to get a lawyer because the LIT (trustee) has to stay impartial.

 

[Fatty liver]

Give me top hats, but it's crazy how lenient Canadian law is. Here your earnings get seized. You get minimal money to live (barely) and every expense above that you have to fight to get from your bankruptcy worker.

In Canada chinny is keeping every restaurant that delivers afloat, has box mountain, and goes to Kuwait and Cuba.

God bless Canada, no wonder every sandnigger wants to live in that shithole.

 

[Who Now]

This is the archive page where she was at her uncles
https://kiwifarms.net/threads/chantal-sarault-chantal-al-refae-foodie-beauty.36883/page-4473

 

[CreepyPie]

The poo touchers are definitely making things interesting.

 

[Mayo Style Sauce]

So as we all suspected Chantal was earning all this money under the table and the government had no idea. It’s one thing to not pay taxes on money earned but it’s a whole nother level of fraud with criminal consequences to hide assets. I know we have said this a lot but I think our little cockroach is finally fucked.

Hiding assets in bankruptcy – what happens? - Spergel

Wondering if it is worth hiding assets in bankruptcy? In this article, we explore the impact of hiding assets in bankruptcy, and the consequences of doing so.

www.spergel.ca

 

[Moody Fallon]

just wanted to chime in to say canadia isn't some magical land where everyone lives with no consequence, they do garnish wages etc here too like usa but it seems case by case, alot of stuff can fly under the radar. example: they usually do check your bank statements from the last 30 days for welfare at MINIMUM, chadtal, as usual, has some retard immunity .

BUT if she hasn't properly stated her income from youtube she's fucked. also wanted to repost this still relevant meme.

 

[Dead Wife]

I do wonder if her credit cards, phones, loans etc are all in Peetz’s name? He’s stupid enough to allow her to use his credit, and probably doesn’t care as long as she’s funding everything.
Maybe they can get a buy one get one free bankruptcy?

 

[boxybum]

The poo touchers are definitely making things interesting.

View attachment 4338586View attachment 4338590

So where does the trustee think the money comes from? They don't ask for occupations in these bankruptcies?

So as we all suspected Chantal was earning all this money under the table and the government had no idea. It’s one thing to not pay taxes on money earned but it’s a whole nother level of fraud with criminal consequences to hide assets. I know we have said this a lot but I think our little cockroach is finally fucked.

Hiding assets in bankruptcy – what happens? - Spergel

Wondering if it is worth hiding assets in bankruptcy? In this article, we explore the impact of hiding assets in bankruptcy, and the consequences of doing so.

www.spergel.ca

This is omegafucked if true. She will literally go to jail. It wouldn't surprise me though because she never does things the correct way and always tries to cheat and manipulate everything including the law. She probably kept and spent every cent of her youtube bux thinking she could get away with never paying taxes.

The low amount of assets on the bankrupcy actually makes sense now if she hasn't been telling them about her six figure youtube income.

 

[Anal sex]

IMO she should go to jail.