- Joined
- May 4, 2020
He was declined for that loanDidn't Russ mention trying to get a payday loan last June or July?
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He was declined for that loanDidn't Russ mention trying to get a payday loan last June or July?
The law firms who prosecute these line them up like an assembly line. The complaints are identical except for dates and amounts. They call the courts and arrange to get a bunch of them scheduled the same date and time so they can send just one junior associate to rip through twenty or so defaults. If a defendant tries to defend, the defense is usually not good, but to save time and effort, they tend to settle them as a cost of doing business.I'll admit I'm actually a little surprised they'd go after someone for a thousand bucks. Mostly because it's not a very big amount compared to the cost of collecting it through the courts, but also because they should already know there's practically zero chance of ever collecting a judgment since they know the kind of people they're lending to. If you're using a payday loan shop in the first place, there's no blood left inside you to squeeze.
I'd always just assumed they ate those defaults and adjusted their rates accordingly, letting the victims who do make their payments subsidize the deadbeats who don't.
I figured this would be the case. Keep using the same template, only with new defendant details. Heck, for all we know it could be a fully automated process where the payday lender exports data and sends it to the law firm and a paralegal performs a mail merge. Between running the merge and double checking the docs, this might only take 5 minutes per filing.The law firms who prosecute these line them up like an assembly line. The complaints are identical except for dates and amounts. They call the courts and arrange to get a bunch of them scheduled the same date and time so they can send just one junior associate to rip through twenty or so defaults.
I have mixed feelings about this. On one hand I'm looking forward to another lolsuit. On the other hand, the gloating from Russhole on FB once he claims he beat the system would be hilarious.If a defendant tries to defend, the defense is usually not good, but to save time and effort, they tend to settle them as a cost of doing business.
He was apparently approved for at least one, because he's being sued over it.He was declined for that loan
https://kiwifarmsaaf4t2h7gc3dfc5ojh...sell29-a-safer-nevada-pac.30488/post-12453800
That's probably about right, and they may even have a captive firm that more or less acts as in-house counsel and just cranks out these cookie-cutter lawsuits by the hundreds or even thousands, or fairly often just use actual in-house counsel who get salary and then just have to do whatever they're told (on occasion it is useful to have the litigators be at least nominally separate for reasons I won't go into). As @talk talk talk pointed out, they try to make this process as smooth as possible so as not to annoy the courts and just schedule a bunch of these things on a single day since most of them are as simple as just proving up the debt and going straight to collection.I wouldn't be surprised if lawyer only charged their payday lender clients $100-$200 each, as it's money for jam. If/when the debtor doesn't pay up, the law firm can probably extract more costs from the debtor (and would probably charge full freight rather than giving the bulk discount a frequent flyer payday lender most likely gets).
Looks like a different lender (Cash Kingdom). I'm picturing Russhole going to a second payday lender to pay out the first payday loan, with Cash Kingdom knocking him back because even payday lenders have standards.He was apparently approved for at least one, because he's being sued over it.
My brother in Christ....legal theories aside, if you talk to your insurer after an accident (especially a fairly minor one), they'll tell you that 99/100, they're going to call it that if you were behind the other car, you're deemed at fault; whoever's insurer covers that driver, they'll pay (unless you have weird cruddy insurance, I guess).It's what's called a rebuttable presumption. If you hit a car from behind, the burden of proof is on you to prove it wasn't, and if you don't, you're assumed to be at fault. Failure to obey a yield sign can (depending on the circumstances) make it the fault of the other driver, as can deliberately causing an accident by brake-checking someone.
There's also something called last clear chance that sometimes comes into play, where the party who had the last clear chance to avoid the accident and didn't do so either willfully or by negligence is responsible. So for instance, you're not just entitled to deliberately crash into someone because they didn't yield, but if their failure to yield made the crash inevitable and you couldn't have avoided it, it's their fault.
I think Russ isn't showing the actual crash damage because it would show he was the one at fault, as the insurance adjuster he's seething about apparently decided.
If anyone wants to do this get an estimate and I'll throw some crypto your way to cover it if it isn't outrageous.
And yet somehow, in this situation, they decided Russ was at fault.My brother in Christ....legal theories aside, if you talk to your insurer after an accident (especially a fairly minor one), they'll tell you that 99/100, they're going to call it that if you were behind the other car, you're deemed at fault; whoever's insurer covers that driver, they'll pay (unless you have weird cruddy insurance, I guess).
Lol, oops, yes, given his photo was from the rear [showing what is unclear], you may have a point.And yet somehow, in this situation, they decided Russ was at fault.
He probably tried to explain himself and it backfired on himAnd yet somehow, in this situation, they decided Russ was at fault.
"Russell can be stopped with an attorney" - clearly fighting words, and she must be dealt with.
Russel's eyesight may be worse than we thought.But to Russtard he just sees boobs
I don't spend time on fb, but I'm going to go out on a limb and guess that's not an actual warning. Just Russ dunking on himself thinking he's dunking on the world.He's posted this pic before, but now he's made it his cover photo.
Sounds to me like he got called out for creeping again, or got a warning for a comment he made.
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Looks like he deleted some stuff from instagram too. The car crash post was his 115th. This morning he only has 111 posts.
Yeah it's just some dumb meme he posts when someone blocks him, he gets a ban, someone laugh reacts, etc.I don't spend time on fb, but I'm going to go out on a limb and guess that's not an actual warning. Just Russ dunking on himself thinking he's dunking on the world.
Probably. She may look freakish but apparently there's a market for this bizarre sex doll larp porn. Usually porn actresses blow it on drugs but if she doesn't do drugs, that's definitely enough to sue ratmouth.Most importantly, does fake titty bitch who says Russell can be "defeated with a lawyer" have the money bags to hire a Nevada Skordas to rip Russell a new mouth hole in court and declare him a vexatious litigant?