Boogie / Boogie2988 / "Francis" / Steven Jason Williams - Fat, Rapidly Declining Divorced "Nice Guy" Middle-Aged Youtuber, Former Edgy Porn Blogger, lied about having cancer and being molested. Cohost of fake drama show "Lolcow Live (LCL)". Just WILL NOT die.

Is this fat asshole claiming not only he has $800 per month in health ins premiums but spends close too $1000 on PT, $325 Labs and $750 Doctors copays and co insurance PER MONTH LMAOOOOOOOOOOOOOOOOO
Sure, Boogie I TOTALLY BELIEVE YOU.
I am shocked he didnt add any fictional therapy for his Sister totally raping him...
If that is true I do not think that his alleged 300k will get him far, at least if he plans to live for more than 10 more years.

Then again he might die soon so it hinges on that 300k actually existing.
 
Never played, but doesn’t the resale value get marked down? I just can’t believe he’s sitting on that much.
No. He has staples since he played many years ago. Go back and listen to the documentary. He had numerous Gaea's cradles which are like 650 a pop.

Sure, he should have sold during COVID when the secondary market collectively lost its mind (Due to boomers getting free money and having alot of time on their hands) but he is probably sitting on a mint.
 
Then the credit rating shit. Well done on these motherfuckers gamifying their shit. Making retards care if the completely arbitrary number goes up. And *spoiler alert* it only goes up if you let us fleece you.
ACKSHULLY all that *really* matters is building a payment history. If you pay off your card at the end of the payment period, like pay off the balance in full and not make the minimum payment, you'll earn the same benefit for your credit score and over time actually get more of a gain as it will keep utilization down. At a certain point loading more onto that card will impact your score negatively. You don't need to pay interest at all to improve your credit score

But as the interviewer pointed out, unless you need to get a big loan, your credit score really does not matter. For most people it's correct to stop caring once you buy a house that you will likely be living in for at least 5 years. If you're looking to build your credit score all you need to do is get a card, set your essential bills to autopay on it, then pay off that card every month. If you do that at 21 you will have a good enough score to be in the lowest risk category for a home mortgage by your late 20s.

What Boogie is griping about in terms of MUH SON OF A COAL MINER ME STPID ABOUT MONEY is a real phenomenon but it's pretty hard to feel bad for a guy who lucked into a massive pile of free money. Getting going is the hard part when it comes to money, it takes a special kind of stupid to have lived on an inconsistent income that averaged over $85k/yr over a 15 year period and to have not realized that paying off debts during good years was the play.
 
Watching Notes for Boogie's claims and Audit Details: First section of the video: Job and Income
  • Boogie has been living in Arkansas for 25 years
  • Boogie didn't move to LA when he became YouTube famous because he was "LA poor and Arkansas rich"
  • Boogie complains that because of the Walmart heirs spending too much money in the area that Arkansas cost of living has become "REALLY Expensive"
  • Boogie was really really close to being a millionaire for just 2 days because of $780k-800k of crypto which then lost half its value overnight
  • Boogies biggest regret is that he originally invested in Ethereum because "a few" friends became Ethereum millionaires
    • Initial investment of $200,000 (in 2019, no 2020, no 2019, actually 2018!)
    • Went down to $80,000
    • Boogie left the money in Ethereum and didn't worry because he was making $10k-15k a month in income ("incredible wealth, more than he could ever hope to spend")
    • Ethereum went up to $200,000 again and Boogie gambled all of it on unspecified Altcoins
    • If he stayed in Ethereum he would have 1.5 million right now
    • Every single person he knew, friends, other YouTubers, told him not to use traditional investments/stocks and put everything in crypto
      • Blamedrops McJuggerNuggets, KidBehindACamera
    • No on told Boogie it was too late in the game to invest in Crypto, claims to have bought ethereum at 280
    • "not to make any excuses, but I didn't come from money, I'm the son of a coal miner"
    • No one ever taught Boogie how to use money
The rest of it is retarded but I can't fault him for not moving to LA if Arkansas is a lot cheaper. The fact he's running out of money there just proves he's retarded.
 
MTG fag here.

During the documentary, he sold only a small portion of cards (if he actually sold them).

I wouldnt be surprised if he isn't sitting on 30k worth of cards if not more. He is just too lazy and prideful to get rid of his toys.
His biggest problem is getting off his ass and actually selling them. I'm pretty sure he will literally lose the house before he liquidates his MTG stock.
boogie whatnot.PNG
He even made a video to celebrate his kickoff and return to Whatnot, which was also published in October and complete with links. Right during some of the height of recent controversy, 100k views, perfect time to get people to his Whatnot.
Boogiewhatnot2.PNG

Total goods put up for sale on his Whatnot since October: 0.
And let's be real, his Whatnot is only going to kick off when he gets one of his live-in servants to get things prepared, photographed etc for sales.
 
I've never watched Boogie before. The way he has a long-winded anecdote to explain his stupid decisions and make you sympathetic is really infuriating, and he reminds me of junkies I've spoken to who can't just admit that they keep getting arrested for shoplifting because they are theives. There's a Les Miserables tale for everything.
 
ACKSHULLY all that *really* matters is building a payment history. If you pay off your card at the end of the payment period, like pay off the balance in full and not make the minimum payment, you'll earn the same benefit for your credit score and over time actually get more of a gain as it will keep utilization down. At a certain point loading more onto that card will impact your score negatively. You don't need to pay interest at all to improve your credit score

But as the interviewer pointed out, unless you need to get a big loan, your credit score really does not matter. For most people it's correct to stop caring once you buy a house that you will likely be living in for at least 5 years. If you're looking to build your credit score all you need to do is get a card, set your essential bills to autopay on it, then pay off that card every month. If you do that at 21 you will have a good enough score to be in the lowest risk category for a home mortgage by your late 20s.

What Boogie is griping about in terms of MUH SON OF A COAL MINER ME STPID ABOUT MONEY is a real phenomenon but it's pretty hard to feel bad for a guy who lucked into a massive pile of free money. Getting going is the hard part when it comes to money, it takes a special kind of stupid to have lived on an inconsistent income that averaged over $85k/yr over a 15 year period and to have not realized that paying off debts during good years was the play.
I respectfully disagree- while maybe back in the 80's or other decades past a credit score only really mattered for getting loans, nowadays (at least in the United States) is is vital for other things as well- namely, being able to rent an apartment or home (The vast majority of landlords now do a preliminary credit check on all applicants for rental properties). Many jobs also require a credit score check as part of the mandatory pre-employment checks- especially things that require a professional license like being a Pharmacy Tech or Accountant.

A poor credit score does more damage to boogie's ability to not be homeless when the inevitable foreclosure happens than you think.
 
I respectfully disagree- while maybe back in the 80's or other decades past a credit score only really mattered for getting loans, nowadays (at least in the United States) is is vital for other things as well- namely, being able to rent an apartment or home (The vast majority of landlords now do a preliminary credit check on all applicants for rental properties). Many jobs also require a credit score check as part of the mandatory pre-employment checks- especially things that require a professional license like being a Pharmacy Tech or Accountant.
Yeah this is all true but the basic recipe for raising your score still works, and spending more generally doesn't make it grow faster, and it can make it grow slower. When I say it doesn't matter after you buy I don't mean go trash it, just don't try to justify your retarded consumer purchases with retarded logic like

"It's helping build my credit score"
or
"It will be a good tax writeoff"

which I think he also mentions. Due to the inconsistency of his income and having some really good years he probably did, or at least should have itemized his taxes but the overwhelming majority of people I hear talking about tax writeoffs are people who I know will 100% take the standard deduction anyways.
 
Watching the Caleb Hamer thing, and does anyone find it weird that Boogie both says he was being financially irresponsible because he was going to kill himself, but at the same time he was doing things to "build his credit"? If you're planning to off yourself and because of that you're spending like a retard, what the fuck is the point of building your credit score? Boogie is so full of shit about being suicidal.
 
Watching the Caleb Hamer thing, and does anyone find it weird that Boogie both says he was being financially irresponsible because he was going to kill himself, but at the same time he was doing things to "build his credit"? If you're planning to off yourself and because of that you're spending like a retard, what the fuck is the point of building your credit score? Boogie is so full of shit about being suicidal.
Wanting pity points but to also look smart at the same time.
Maybe he figured the credit card companies would send a representative to his funeral and to speak about how, "he had a high credit score."

I find it funny that he was still worried about fucking credit when he was being told to get rid of all this shit that is draining money from him.
"Oh but I need to maintain credit!"

I swear to god credit score is engrained into normies brains as this super important thing that must be maintained before your own physical well being.
 
The one thing that stood out to me in this was when he was talking about how he planned to kill himself during Christmas one year, but didn't because he suddenly thought of his dog and realized his dog would be alone for three days.

Then, just because of the dog, mind you, he decided "to reschedule" his violent suicide for half a year later, during the summer. In the months after Christmas, he decided to go traveling a lot for no other real reason other than that his roommate would be forced to spend time with the dog and they would bond.

As if he's this selfless depressed guy with a heart of gold.

Listening to this, he sounded like a lazy writer of a bad movie. Specifically, the recent remake of Predator. The main character in that movie was shown to be a good person, and we were told to care about her, just because she had a dog who she cared about.

Imagine you're suicidal. You've decided to blow your brains out because nothing in this life matters to you. You've already decided you never want to see your dog ever again. Why not go out like an Egyptian pharaoh and kill your pet? At least just to make sure the gun is working? My point is, wanting to kill yourself is such a dark and destructive thing that impacts how destructively a person thinks about everything else. I don't believe for a minute he was having good thoughts about preserving his dog's life while also wanting to kill himself.

My conclusion? I think he was lying about ever wanting to kill himself. I would go as far to assert that Boogie has never had a suicidal thought or impulse in his entire life, not even as a youth.

On an unrelated note, I don't think his roommates pay anything in rent. I think they pay $0.
 
Wanting pity points but to also look smart at the same time.
Maybe he figured the credit card companies would send a representative to his funeral and to speak about how, "he had a high credit score."

I find it funny that he was still worried about fucking credit when he was being told to get rid of all this shit that is draining money from him.
"Oh but I need to maintain credit!"

I swear to god credit score is engrained into normies brains as this super important thing that must be maintained before your own physical well being.
Credit score is a literal joke if you have a brain. If you really want to have good credit, you can spike it in less than a year into the 700's where you pretty much get all of the benefits you could ever want, though in all reality him having a mortgage already should put him into a top credit score if he's paying it every month and not being a complete fuckup elsewhere.

I know when I was a broke college kid I ruined my credit, but I got it up quick afterwards without doing anything special, just paid off all the credit cards as soon as I could and made payments on the student loans that I hadn't paid for a year after leaving college. It's not that complicated and very rarely do you even use your credit score.
 
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