Pick-me women / #NotLikeTheOtherGirls General

[Lady Bizness]

The female suicide rate during those times suggests otherwise.

Otterwise. C'mon now.

She's sore about sperm donors.

(A)

LOL look at the way he's holding that baby.

 

[PyroJohn]

. Does Pearl have a huge audience? Are there really niggas out there that are into that blatant kind of pandering?

1.9 million subs. 32 k views on her last video. She fell off hard.

 

[Sigmahat]

Dont think theres anything wrong with the trad thing whatsoever, but pearl davis literally saying it is normal and expected for men to not even wanna say good morning when they wake up is humongous cope. Alongside all the other shit she says while sounding miserable.

Trad's fine if you can afford it and that's what everyone wants. No hate for fresh banana bread here. Problem is, the typical trad-wanter is barely capable of feeding himself.

And yeah, it's normal for someone to want their partner to give the slightest fuck about them?

Why is it that Pearl, despite proclaiming that she has literally zero requirements, is still single? Some total gutter slime would latch on to her for an available hole, surely? Could it be that she's a liar and even pickmes have standards? Could it be that it's a grift? I wonder...

 

[Lidl Drip]

Problem is, the typical trad-wanter is barely capable of feeding himself.

No silly, the problem is just feminism, not the fact that most people can barely afford groceries and rent, let alone pay $50,000 to give birth to a baby in an American hospital.

 

[SpookyObserver]

Trad's fine if you can afford it and that's what everyone wants. No hate for fresh banana bread here. Problem is, the typical trad-wanter is barely capable of feeding himself.

And yeah, it's normal for someone to want their partner to give the slightest fuck about them?

Why is it that Pearl, despite proclaiming that she has literally zero requirements, is still single? Some total gutter slime would latch on to her for an available hole, surely? Could it be that she's a liar and even pickmes have standards? Could it be that it's a grift? I wonder...

Guess im trad but not in that i dont want the woman to work, partly because im not blind to the economy, and mostly because women have worked for ages and 50s larp is forced as shit. Just a hard sell to be like "marry someone who won't love you" lol

 

[Friend of Dorothy Parker]

No silly, the problem is just feminism, not the fact that most people can barely afford groceries and rent, let alone pay $50,000 to give birth to a baby in an American hospital.

Look, I get you're apparently not American, but if you have a job, or live in a state with good marketplace insurance, or as unemployed are eligible for state/ state-subsidized insurance, you're not paying $50k for a hospital birth.

Average out-of-pocket costs for a birth are around $2000. If completely uninsured. the national average is close to $19k.

See also this article, which has the tone that $2-3k is unconscionably high.

From the article,

Between 2018 and 2020, people with employer-sponsored health insurance who gave birth in the United States accumulated an average of more than $24,000 in health care service charges throughout the prenatal, childbirth and postpartum periods, according to reports published Friday by the Health Care Cost Institute. That figure includes nearly $3,500 in out-of-pocket costs. About 60% of that overall cost is incurred from delivery itself

So that's an average of $24k in pregnancy-related healthcare "charges," of which all but $3500 is typically covered, of which $2100 is from the birth itself.

 

[Lidl Drip]

Look, I get you're apparently not American, but if you have a job, or live in a state with good marketplace insurance, or as unemployed are eligible for state/ state-subsidized insurance, you're not paying $50k for a hospital birth.

Average out-of-pocket costs for a birth are around $2000. If completely uninsured. the national average is close to $19k.

See also this article, which has the tone that $2-3k is unconscionably high.

From the article,


So that's an average of $24k in pregnancy-related healthcare "charges," of which all but $3500 is typically covered, of which $2100 is from the birth itself.

Maybe that's how it used to be before covid and Biden's presidency. I am friends with an American woman who was just told her pregnancy including birth would be $55,000 for a cesarian and $35,000 for a vaginal birth without insurance. Millions of Americans are in medical debt for a reason. This wasn't in some fancy LA hospital either but in bumfuck nowhere.

 

[Friend of Dorothy Parker]

Maybe that's how it used to be before covid and Biden's presidency. I am friends with an American woman who was just told her pregnancy including birth would be $55,000 for a cesarian and $35,000 for a vaginal birth without insurance. Millions of Americans are in medical debt for a reason. This wasn't in some fancy LA hospital either but in bumfuck nowhere.

Well, first, now you're talking about more than birth. But that aside, your friend is far, far, far outside the main.

And if she's uninsured, she should fix that, especially if considering children, who don't stop needing Healthcare at birth. If she or the father is employed ft, they should have insurance available via employer(s).

Alternatively, you can buy individual insurance plans in the insurance marketplace (thanks, Obama; they exist bc of ACA. 19 incl. DC are fully state-run; the rest are partnered or run with the Federal marketplace. They typically offer many choices of insurers and plans with a wide range of coverage and premiums).

In many cases, states subsidize healthcare insurance for low/moderate income (say for income up to $70ish k for a family of 2, more if 3, etc.). Under around $24k on average you may qualify for Medicaid, which means free or nearly. This article has some good info, incl stats, but also what you can do to reduce out of pocket costs.

And I ran queries here in various zip codes, and in 9/10 searches got 16-22k out of pocket for vaginal delivery with pregnancy and post-birth care, for an uninsured person. Not much more for Caesarean. The birth procedure itself was often just a fraction - I added on hospital fees, which in some cases added on a couple thousand if uninsured/out of network, but in some cases was a 5-figure piece of the total. (The range was huge).

In the one outlier among the 10 searches (I hit the max allowed) - a postage-stamp-sized town I know of in a social-services-low state, with 1 hospital in town but 30 minutes from a major town with a huge university hospital and many others, I got normal rates for procedures...but the hospital time charge was $48k for uninsured/out of network! I suppose bc they have no capacity, and 99.9% of people would go to the big town with much better hospitals nearby - which (big town) had normal rates for procedures and hospital time.

Assuming your friend's situation is as told, though, her numbers are far from "average." And maybe like in the example above, it's a matter of doing a little investigation to manage down costs. Buying insurance would cut it to a fifth, for starters.

 

[Dyn]

For the youngsters at the back: rule zero of the female experience is that men are absolutely incapable of love. They have the ability to do three things: feel deep pity for themselves, act violently, and stimulate their own penises. They are brain damaged monkeys. If you expect no better, you will never be disappointed. They have mistaken the nerves in their penis firing for the actual human emotion of love, as felt by women and children, and as recently discovered, dogs. If you would prefer a better pet than a brain damaged monkey, get a dog and don't date any men.

Aren't you married?

 

[Stan]

Look, I get you're apparently not American, but if you have a job, or live in a state with good marketplace insurance, or as unemployed are eligible for state/ state-subsidized insurance, you're not paying $50k for a hospital birth.

Average out-of-pocket costs for a birth are around $2000. If completely uninsured. the national average is close to $19k.

See also this article, which has the tone that $2-3k is unconscionably high.

From the article,


So that's an average of $24k in pregnancy-related healthcare "charges," of which all but $3500 is typically covered, of which $2100 is from the birth itself.

FWIW I paid $1000 copay to give birth on my COBRA plan, which cost a cool $800 per month for the 18 months I was entitled to it. I was in hospital for 3 nights.
Make of that what you will in the class struggle.

 

[FarmVille]

And if she's uninsured, she should fix that, especially if considering children, who don't stop needing Healthcare at birth. If she or the father is employed ft, they should have insurance available via employer(s).

You just made the most retarded post on this thread

 

[Friend of Dorothy Parker]

FWIW I paid $1000 copay to give birth on my COBRA plan, which cost a cool $800 per month for the 18 months I was entitled to it. I was in hospital for 3 nights.
Make of that what you will in the class struggle.

Oof, neither you nor husband was working for 18 months?

You just made the most retarded post on this thread

Thanks, babe. How so? I laid out multiple ways to get insurance. You can't be refused or up charged for insurance because pregnant. If you're looking at $15-30-50k to have a baby uninsured, even if you don't have employer coverage and don't qualify for medicaid or subsidized state insurance, finding marketplace insurance is a rational choice.

I went to Healthcare.gov this time to see marketplace plan premiums. I plugged in single pregnant female making $50k in a podunk place in FL. Found a no-deductible plan for a net $334/mo (after tax credit), max oop of $5500. There were a dozen+ other options from other insurers and with varying deductibles and premiums. At 20k income, CHIP kicked in, so $0. At $100k, no tax credit for $500/mo premium (no deductible).

In podunk KS, $50k got you to CHIP, so $0.

In podunk MO, $80k gives you an option for a $0 deductible at $530/mo. Or for $225/mo you can chance a 9k deductible.

Tell me how it makes sense* to stay uninsured when pregnant and not eligible for employer-based coverage.

* not for Lidl's friend specifically, necessarily, bc no idea on details there, but generally speaking if you are uninsured and pregnant, there are likely options. If you're not working or working little, you may qualify for Medicaid, especially if pregnant.

Facts:
Whether you qualify for Medicaid coverage depends partly on whether your state has expanded its program.

• In all states: You can qualify for Medicaid based on income, household size, disability, family status, and other factors. Eligibility rules differ between states.
• In states that have expanded Medicaid coverage: You can qualify based on your income alone. If your household income is below 133% of the federal poverty level, you qualify. (Because of the way this is calculated, it turns out to be 138% of the federal poverty level. A few states use a different income limit.)

Note: If your income is at or below 150% of the federal poverty level, you may be able to enroll in or change Marketplace coverage through a new
Special Enrollment Period**
. See if you can get health coverage.

** pregnancy or losing job triggers a special enrollment period, and CHIP programs also apply.

"All Marketplace and Medicaid plans cover pregnancy and childbirth. This is true even if your pregnancy begins before your coverage starts."
Marketplace coverage when pregnant

 

[FarmVille]

Did you think other posters lack access to Google and can’t copy and paste the first result?

 

[Fareal]

Aren't you married?

Eighteen fuckin years and counting

 

[Dyn]

Eighteen fuckin years and counting

Not gonna tell you how to live your life but it really does sound like it's time to finish that count.

 

[pork and beans]

For the youngsters at the back: rule zero of the female experience is that men are absolutely incapable of love. They have the ability to do three things: feel deep pity for themselves, act violently, and stimulate their own penises. They are brain damaged monkeys. If you expect no better, you will never be disappointed. They have mistaken the nerves in their penis firing for the actual human emotion of love, as felt by women and children, and as recently discovered, dogs. If you would prefer a better pet than a brain damaged monkey, get a dog and don't date any men.

i agree on some level but a part of me kind of refuses cause its seems too blackpilled. at the risk of sounding like a tard i still believe there is hope...

 

[Tomato flowers]

Work does not equal healthcare coverage anymore, luv (@Friend of Dorothy Parker). And don’t even try being self employed. “Oh just go Marketplace!” Have you done this yourself? Are you familiar with the premium costs and typical level of coverage?

I, as a filthy burger WITH coverage, paid nearly 20% of my total income to NOT use the coverage. Plus the co-pays are as much as you’d just pay if you ask for the cash rate.

The way you talk, you’ve not suffered from the ACA the way many of us have. For some, meaning poor people, it’s great!! They get free money! But try being an actually successful self employed person. or someone who makes decent money but their employer doesn’t offer coverage (or it’s cost prohibitive). I wish the world was as simple for everyone as it clearly is for you!

Sorry for the OT rant but I just finished prepping my tax documents and I feel strongly about this. I lost my coverage the very day after the ACA became a thing. “If you like your plan, you can keep it!” Lies and deceit, they canceled my plan the very. next. day. And I was a W-2 employed person at that time. They canceled our whole office’s plan.

 

[Lidl Drip]

Work does not equal healthcare coverage anymore, luv

Pretty sure she's a boomer who can't accept how bad things have gotten, very "Why don't you eat less avocado toast so you can buy a house?" vibes.

 

[FarmVille]

I have employee sponsored health coverage and every year it gets shittier and more expensive like fucking clockwork

Boomers cannot die fast enough

 

[Johnny Salami]

Pretty sure she's a boomer who can't accept how bad things have gotten, very "Why don't you eat less avocado toast so you can buy a house?" vibes.

slightly off topic but I hate that boomers think millenials are struggling financially because we all buy avocado toast but in reality its just bevause they know one journalist that bougjt $22 toast on a delivery app that admits to talking to teenage girls on social media.