Tesla will shuttle to space at the last quarter. It may go as low as $100 per share before that.
You can't easily generalize given that what you can do with real estate is extremely varied, just like you can't easily generalize stocks and bonds. A data center REIT like Digital Reality behaves much more like a tech stock, office and residential REITs are generally heavily exposed to shifts in the real estate market, and some are much more esoteric.
I heard something the other day that construction in general is getting pretty fucky. Lots of apartment buildings and multi-family housing projects that were started during COVID are supposed to be "delivered" this year.
Either they are leasing them to project the image of wealth, or you live in an extremely affluent area. Maybe you should stop paying attention to the conspicuous consumption of others.
In the absence of actual skill or experience, risk and survivorship bias.
Its all apart of the CRE bubble, the mainstream media and the finance grifters on youtube all shit on china for there cities with no one living in them, same shit is going on here. I live in an area with multi familly units that shot up on mass starting in 2018, none of these new buildings have occupancy, I like to walk and ask questions. Its a giant bubble. People need places to live, but unless they are getting HUD Section 8 hand outs, or illegal immigrants no onbe is buying, either because they can't afford it, or they are not that stupid.
Fundamentally, if you lack any sort of knowledge or strategy edge, your returns are based on time and risk. Making money requires either a lot of time (putting retirement funds in safe blue chip indexes and increasing to millions over decades) or risk (gambling on shitcoins and short term options). Making it rich quickly in this case is just a lot of risk and luck, which means even an idiot who has no idea what he is doing, statistically if you got enough of them a few of them are going to make it big even if most lose everything.
Someone correct me if I'm way off-base, but:
Come up with a portfolio based on the duration of investment and risk tolerance you are taking. Keep in mind if you are planning on withdrawing from this investment you will need to account for that as well. Once you have a portfolio plan come up with a plan for entering the market. Placing all your money in an asset at once will be more volatile then dca-ing into a position over some amount of time. Personally i think 5% is a decent return on cash so i wouldnt have a problem dca-ing over a long period of time. I personally see the top S&P stocks and bonds (us10yr+) being overvalued but its foolish to try and time the market, especially if you are asking for advice.
No shit, the most important housing stock that is needed in the US and Europe are first homes: simple two bedroom houses that people can get in and start chipping away at their mortgage payments. What is getting built? Shoebox sized 3 bedroom houses that are designed for people on 50k+ per year's first house or someone's second house.
At the beginning of my adult financial life saving accounts/money markets were paying 3%, then after the 2008 financial crisis they paid jack squat for 15 years(!) until end of 2022. The idea of getting paid for cash has to be a totally foreign concept for younger people. That said, 5% is not going to last forever.
You think interest rates are going to go up a bit before they go down?
Money Market Funds are based. Just make sure you don’t get Buck Broken. Basically, the money market fund is supposed to be $1 per share at all times. If it goes below $1 a share, this is extremely bad, and known as Breaking The Buck. You have to hope that whatever institution is running the fund will infuse cash to make it $1 per share again. The institutions are giants like Blackrock and Vanguard and it’s extremely bad if the buck gets broken, so chances are they would make it whole. But you never know with someone like Larry Fink at the helm.