I was so baffled by the extraordinarily idiotic decision to move to NYC despite the only two stable, permanent jobs being located hundreds of miles away that I did some math. BEHOLD, FINANCIAL AUTISM:
Lily made $87,691 last year and since she's at a non-flagship state university and didn't go up for promotion this year it's reasonably safe to assume that any annual raise she receives isn't going to boost it much this year. She has probably done what many academics do and added her parental leave to the end of an already-planned paid sabbatical. It's looking like MSU gives the birth mother 6 weeks paid and then allows another 6 weeks paid on top of that. If her sabbatical ends at the start of fall 2024 term, she can probably take the 12 weeks starting then and then finish fall term unpaid, meaning a January 2025 return. That's assuming MSU allows that kind of leave-stacking, if not she's due back in late August 2024. She might also have taken a one-semester paid sabbatical and then used a combination of paid parental leave and unpaid leave to cover this spring into summer, also a common approach and one that would lower her salary further.
Joe made $95,250 in 2022. UC salaries for 2023 weren't available, and I'm guessing since he's still listed as an associate professor but hasn't taught a class since Fall 2023 that his absence is probably just counted as a research sabbatical and is paid the same (the info on his current status is SO vague, I'm just going with what I can confirm from the UC system itself). Berkeley has 8 weeks paid leave for non-birthing parents but Joe seems like the type to not only add it on to the end of his sabbatical but to also take the unpaid option through the end of that semester. That would put his earliest return to Berkeley also in August 2024 but more likely til Jan 2025 (leave through summer 2024, eight weeks paid beginning fall 2024, unpaid through the rest of the fall term).
Mal, sweet idiot Mal. Her two-year Substack contract is over, she doesn't appear to have any large-scale projects other than that heinous-sounding novel, and given that she's taking an $18/hour weekend job I'm guessing the whole Substack fiasco burned the publishing industry on giving her huge advances. Let us be kind to the dear abused tard and assume that her writing still brings her $50K a year despite zero evidence for that. Also let us assume that her weekend job brings in approximately $1000 a month before taxes, and let us also assume that she has the kind of willpower to actually stick with it for a whole year, making her total estimated earnings $62,000.
The household therefore brings in an estimated total of $244,941 annually. Before taxes.
A two-bedroom, one bath in their exact building successfully rented for $5500 earlier this year. Let's assume that the Laverduffs, having rented earlier and living in a one-bedroom, pay $3800. That puts their rent at $45,600 annually. Google says that the average utilities costs for a one-bedroom in the city (water, electricity, gas, internet, phone) is $475/month, or $5700 annually. Other expenses for 12 months:
3 MetroCards - $4860
Food (a very unrealistic $10 per person per meal for a year) - $32,850
Medical expenses (an unrealistic $3000 a year per person) - $9000
Expenses and veterinary care for two purse dogs ($2000 per pooch) - $4000
Bebe (Google says you should expect an average of 13K for the first year) - $13000
15 $500 round trip economy flights to CA assuming Joe goes back in August - $7500
Same as above but for Michigan at $250 each - $3750
15 short-term stays and food/expenses in both locations at $250 each (I'm being REAL generous here) - $7500
10% effective tax rate (obv not accurate but wtfe) - $24,000
Average individual American credit card debt at 5K, X3 (SO OPTIMISTIC HERE) - $15,000
This incredibly low estimate that assumes responsibility none of them has ever shown puts their expenses at $172,760 a year, leaving $72,181 to cover literally everything else. That's whatever else the taxman takes, baby expenses beyond the bare minimum, retirement savings, regular-ass savings, additional loans they might have, restaurant meals, taxis/Ubers, Joe and Mal's hormones and any other additional medical expenses, and we of course cannot forget Lily's erotic clown costumes and Joe's Dolce & Gabbana mumus. This is ALSO not including the unpaid leave that I feel pretty confident at least one of them is taking or plans to take this year.
Unless Nicole is still paying for everything or there are other deep wells of cash I don't know about, there is no way this is actually sustainable. Even if they were trying to be frugal any random disaster would sink this ship, and these people are clearly not trying.
I get the distinct vibe that Mal has done this math and shown it to Joe and Lily in an effort to explain how fucked they are and all they hear is "we have $70K left after basic expenses" and immediately go and buy Rocco a set of Versace sunglasses to match his dad's.