Caleb Hammer/ financial audit YouTube. - Austin Texas based YouTuber yelling at random people about not throwing away their money.

[Sweet Musica]

Checked his website and found an education tab. Curious to see if he elaborates on any qualifications or educational background, I found out that he offers a course for 147$: https://web.archive.org/web/20240404232753/https://calebhammer.com/budget/
I looked further he also offers personal financial coaching for 297$ per month:
https://web.archive.org/web/20240404233434/https://calebhammer.com/coaching/
Ok. This is an obvious grift. Under coaching, it looks like he has an actual certified accountant on hand (lol at shitty .jpeg headshot), but for the “education”, it‘s just Caleb. I have a hard time understanding how paying 300 dollars a month will help you climb out of debt. Can any legal/finance fags weigh in on the laws and regulations pertaining financial advice?

 

[anon483637]

You cannot make your brand yelling at young people for spending money on dumb shit and then proceed to advertise raid shadow legends to your audience.

It's called job security

 

[Sweet Musica]

It's called job security

My favorite is when ProPalestine YouTubers shill Better Help.

 

[Kung Pow Cream]

Caleb is currently getting shat on by his subreddit because he has quickly devolved his channel into retarded screaming and clickbait thumbnails.

I personally stopped watching him months ago when he interviewed a clearly manic/psychotic person that I clocked right when the guest said his first sentence.

It's pretty funny because Caleb can't take criticism and he and his mods are doing retarded decisions like making fun of his fans via the subreddit description.

 

[A Cat in a Minefield]

We got a tranny episode!

Funny spot at around 2:50.

He has a kid and is going through a divorce, lmao. The woman apparently took the child and fled to another part of the country when he started transitioning

Also, nice caricature of a tranny on the thumbnail.

 

[LaxerBRO]

We got a tranny episode!

Funny spot at around 2:50.

He has a kid and is going through a divorce, lmao. The woman apparently took the child and fled to another part of the country when he started transitioning

Also, nice caricature of a tranny on the thumbnail.

Damn, you beat me too it.

I was on the can and wasn't sure about the guest as the episode title cards have been getting ridiculous but I knew once I heard the voice.

 

[A Cat in a Minefield]

Damn, you beat me too it.

I was on the can and wasn't sure about the guest as the episode title cards have been getting ridiculous but I knew once I heard the voice.

Yeah, it was so obvious with the voice.
He also has a really creepy laugh. Caleb even chastises him for his "cute" and "quirky " behavior. Do we have a based caleb in the house?

He is apparently a r/fuckcars type, but loves offroading with his gas guzzler.

 

[likeacrackado]

We got a tranny episode!

Funny spot at around 2:50.

He has a kid and is going through a divorce, lmao. The woman apparently took the child and fled to another part of the country when he started transitioning

Also, nice caricature of a tranny on the thumbnail.

Funny they went with "person" in the title instead of man/woman/he/she or a gendered common noun. Sounds like his wife fled immediately after he started fully trooning out. Wonder if he's the 'dress up as my wife/gf' type or simply a high t crossdresser with a terminal porn addiction. His new gf looks almost as fucked up as he does, assuming she's not a tranny(hard to tell sitting next to him).

Yeah, it was so obvious with the voice.
He also has a really creepy laugh. Caleb even chastises him for his "cute" and "quirky " behavior. Do we have a based caleb in the house?

He is apparently a r/fuckcars type, but loves offroading with his gas guzzler.

I can't imagine why his ex wouldn't want their young girl around this guy who obviously fetishizes little girls. Calls Americans crazy for liking trucks and owns 2 older modded vehicles and a RV.

 

[A Cat in a Minefield]

>caleb: "Are you absolutly fucking me?"
>Tranny: "I wish."

 

[Frogget-me-not]

The tranny and nigger episodes are always my favorites. Excellent way to start my Friday.



Persistent AGP smirk. Married his ex wife after they had an oops baby. Stayed for 4 years and is now divorcing, blaming her for being toxic and deceitful. Blames her for sending him to the psych ward and that’s why he’s in debt, but at the same time she’s ordered to pay one third of his attorney fees and he spends it all on a truck

 

[NoReturn]

We got a tranny episode!

Funny spot at around 2:50.

He has a kid and is going through a divorce, lmao. The woman apparently took the child and fled to another part of the country when he started transitioning

Also, nice caricature of a tranny on the thumbnail.

Wife leaves. Immediately gets another woman.* How?


*My evidence:
Dude says he wrapped his "Partner's" car around a pole.
Caleb looks off screen and says "She just confirmed".
Guest proceeds to use "they" pronouns for the rest of the episode.

EDIT: I was right, she shows up towards the end.

 

[Hassou Tobi]

Is the "partner" another troon...? Like MTF? (The feeling I got.)
Or is it an enby woman?

Also horrifying that the wife was (he says) punished for accusing him of molesting the baby. I hope it's kept safe from him...

edit: I did appreciate Caleb having little patience for him and his excuses this episode.

 

[NoReturn]

Is the "partner" another troon...? Like MTF? (The feeling I got.)
Or is it an enby woman?

Also horrifying that the wife was (he says) punished for accusing him of molesting the baby. I hope it's kept safe from him...

edit: I did appreciate Caleb having little patience for him and his excuses this episode.

Finished the episode, it's a woman with long hair who uses "They" pronouns.

Caleb: "How in love are you?"
Lady: "Enough to let her buy $1300 off-roading tires on my credit card after two weeks."
C: "What? What are you?"
L: "Stupid."

She took this goon in when he was homeless and let him stay in her apartment with the 4-year-old daughter and described it as "deeply unpleasant". This is his face when she says that:


Other things she drops:

• Goon doesn't know how to cook
• Goon doesn't apply for fast food jobs
• Goon is autistic
• Daycare for the daughter is ending, this is the face lady makes when Caleb points out that Lady will be expected to participate in childcare. You can actually see her lip quiver.

 

[Hassou Tobi]

AND CLEARLY SHE IS because she took this goon in when he was homeless and let him stay in her apartment with the 4-year-old daughter and described it as "deeply unpleasant". This is his face when she says that:

uhhh are we sure it's a woman?

edit: got into him talking about his 5-2-2-5 parenting stuff and paying for daycare. Why did he fight so hard for 50/50 custody if he's just going to put the baby in daycare he can't even afford? Spite, I guess (and that is a best case scenario.) Most likely the female relatives and girl(?)friend are doing the majority of the work taking care of the baby and paying for his mcdonalds and truck expenses. Typical troon! Even Caleb is exasperated and knows he's wasting his time trying to get the Troon to take financial responsibility.

 

[Evil Peter Griffin]

I love watching retards try and explain their dumbass decisions. I hope Caleb never has a normal person on the show.

 

[Local Fed]

Just finished the episode. Pretty much hit every stereotype of an upper-middle class white troon:

• does not pass at all, barely even an attempt to
• persistent AGP smirk
• works/worked in IT
• bitches about Murrica (not even the fair points, instead whining about car culture)
• politically/ideologically hypocritical (indulges in the thing he bitches about)
• isn't gay, is a "lesbian" troon
• waited until knocking up a woman to troon out
• mental illness (outside of just being a troon)
• accused of abuse; seems reasonable that it would happen
• absolute retard with money and decisions in general; impulsive and lazy
• has an excuse for everything because he cannot accept responsibility in any real way
• actually comes from relative privilege and knows there's a fallback option

The ex wife is probably a piece of work in her own right considering she got knocked up by this dude, but I'm glad that she's got the kid and a life without him. Good on Caleb too for not going soft on him because of the tranny protective armour, and pretty much saying he's a lost cause.

 

[LaxerBRO]

A pretty good antagonistic video:

Might be a publicity stunt but still.

 

[LaxerBRO]

Another Troon:

 

[Soylent Dora]

There seems to be a lot of criticism of Caleb and the show. I personally don't care, if you're too retarded to know what the show is before you go on then you get what you deserve. There are a couple of episodes where people come across as good and are showing willingness to change, most don't.

Someone sent this to me about "valid" criticisms of the show and Caleb. There might be a couple in here that are semi-valid, but most are beyond sad arguments to try and defend some of the guests.

 

[Catch The Rainbow]

Someone sent this to me about "valid" criticisms of the show and Caleb. There might be a couple in here that are semi-valid, but most are beyond sad arguments to try and defend some of the guests.

>YouTuber defends small impulse transactions

She's retarded.

I watch it because it's funny to watch people cope with their decisions and I use it to blackpill people about how poor people live.