Thread where we shit talk peoples financial decisions

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Any military guy below E7 with a nice vehicle, you know that shit is at least 1/3 of their monthly pay check. I've seen several guys who only have a few years in that I know with a newer model vehicle and I know for a fact they aren't paying less than $500/month for something that only takes them to and from work.
 
Niggers who buy $1000 yeezys, Jordans, or whatever shit brand of shoes despite being on welfare and EBT.
 
Every single dole dossing drug dealing cunt in one of these, practically the pavement boy uniform;
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The fakes are still £200+ for an overpriced puff jacket, makes me mad assholes sploosh on this shit and have the absolute gall to complain about the price of literally anything, dude you just blew 2 grand of your mum's bennies on your urban yoof cosplay and you're bitching about gas and electric?
 
Teghern said:
Every single dole dossing drug dealing cunt in one of these, practically the pavement boy uniform;
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The fakes are still £200+ for an overpriced puff jacket, makes me mad assholes sploosh on this shit and have the absolute gall to complain about the price of literally anything, dude you just blew 2 grand of your mum's bennies on your urban yoof cosplay and you're bitching about gas and electric?
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Designer clothing is most definitely the most stupid financial decision I can think of.

I think most of the Balenciaga, Balmain, Gucci (lol poor), LV or Versace shit is actually bought by thugs. When they don't buy fakes obviously.

A 2 thousand euros t-shirt is immediately worth barely a quarter of it's value as soon you leave the shop with it.

And it's retarded. Only people who don't actually have money feel the need to buy this shit. I am sure there are exceptions, but that's pretty much the rule.

Another obvious one would be gambling. Just take a trip to any casino on a week night, and you'll see people gambling huge amounts of money they obviously can't afford to lose. Not Bossman bad, but close enough. Roulette is probably where you can find the biggest degenerates.
 
"Free Narcan"

I take time out of my day to avoid services and products which are taxed to fund Big Pharma in handing out endless reset buttons to every degenerate junkie. When I was young, this problem was sort of self-solving with the inevitable and fully expected fatal overdose to simply be a matter of time. Now I am expected to fund an Eternal Life for all the people who do nothing but seek to burglarize and steal from others.
 
Anyone who has ever used Doordash or any similar service that charges you double for already overpriced food.
 
Pre-ordering video games is the ultimate nigger cattle move in my eyes.
 
Anyone who buys up a bunch of crackerbox houses as "investment properties", because they watched HGTV and got it in their heads that house flipping is a get-rich-quick scheme.
 
One of my friends is a very generous guy to a fault, I'll buy him maybe $12 of snacks when he's low on money, he'll apologize profusely, and as soon as he gets his next paycheck he repays me with a $50+ videogame. This is 100% why he was broke in the first place, but I can spare money for a bag of Ruffles and some deli meat. If it means I occasionally score a cool Chinese bootleg Gameboy with an equally bootleg Link's Awakening as a thank you, that's even better.
Unfortunatly this also means that trashy hoes take advantage of him very easily and he gets absolutly bled dry by them. He is not financially well off to begin with so having leech girlfriends has fucked him up greatly.
 
So many people I see complaining about how broke they always are and how hard it is to keep a roof over their heads are people who do the whole “nigger rich” thing. They get their paycheck or tax returns and instead of following a budget they blow it all on frivolous shit they can’t really afford: Starbucks three times a day, a brand new big screen 4k tv, a PS5, taking Uber or Lyft everywhere etc. they don’t have any concept of saving anything, just spend as soon as they get it and then freak out when the bills come every month.

Even when I wasn’t making decent money I still had sense enough to plan a budget for my rent, utilities, food and transportation and anything left over was my “fun money” I still carry that mentality now and it seems like such common sense to have but you’d be surprised how many don’t seem to possess it.

My youngest brother and his girlfriend are like this. He works 5 hours a week at FedEx and she works roughly 30 a week at Target and instead of either getting a better job or being smarter about how they spend, they blow it all on fast food, electronics and vacations and then beg her mom to bail them out (which the enabler does) irritating to see.
 
Meat Target said:
Anyone who buys up a bunch of crackerbox houses as "investment properties", because they watched HGTV and got it in their heads that house flipping is a get-rich-quick scheme.
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So many people think that small-time landlording is the ticket to big riches without understanding the risks associated, any of which could be a bankruptcy inducing event. Nigger tenants can end up being the smallest part of the problem holy fuck you can get so screwed. But Muh leverage and fucking money printer go brrrrr so many get away with it. But ask around and you can find those who got fucking taken for a ride; they never talk about it openly for some reason.

Car leases by people who obviously couldn’t afford to buy whatever overpriced piece of shit is sitting in their driveway. And then they have a beater they drive because they already hit the mileage limit for the lease alololololol.

My shitty financial decision? Fucking diet soft drinks. Shit is expensive as fuck and tastes like shit.

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