- Joined
- Jul 29, 2021
this is such an incredibly stupid route I never thought a person would do that.It's called signing up for every credit card you get sent in the mail and maxing them out all at once.
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this is such an incredibly stupid route I never thought a person would do that.It's called signing up for every credit card you get sent in the mail and maxing them out all at once.
It's also not completely crazy to think he has some sort of checking account with a debit card, and now that he has finally cracked, he's just overdrafting the fuck out of it. I know that if I really wanted to, I could completely fuck myself and overdraft up to a thousand dollars. I would get hit with an OD fee every single day and for every single transaction, but I could do it until the bank stopped me. Nick isn't exactly thinking rationally. I'm not saying that I think this is exactly what he's doing, I'm just saying there are plenty of ways he could, while simultaneously ruining himself financially.It's called signing up for every credit card you get sent in the mail and maxing them out all at once.
It happens all the time. Debtmaxxing. White trash tactic. Max out your cards you just started and don't answer calls from debt collectors. Usually nothing happens.this is such an incredibly stupid route I never thought a person would do that.
That is a possibility. Or he has gone completely insane and decided to tank his credit. Let me explain. I'm not rich. But through years of careful management I got solid credit and thousands of dollars on tap. He has done this over a short period. IF he has a credit card he's been paying on for years, he probably would have the credit to do this. That is assuming though he's gone full retard and decided to tank his main card.It's also not completely crazy to think he has some sort of checking account with a debit card, and now that he has finally cracked, he's just overdrafting the fuck out of it. I know that if I really wanted to, I could completely fuck myself and overdraft up to a thousand dollars. I would get hit with an OD fee every single day and for every single transaction, but I could do it. Nick isn't exactly thinking rationally. I'm not saying that I think this is how he's doing it, I'm just saying there are plenty of ways he could, while simultaneously ruining himself financially.
This motherfucker is so insane I wouldn't be shocked to find out he went to one of those check cashing places that will give you a small loan with an interest rate so wild, that some states have made it illegal. The places that only people on their last resort and niggers would go to. He clearly only cares about... well, I dont even know at this point... But he really fucking cares about itThat is a possibility. Or he has gone completely insane and decided to tank his credit. Let me explain. I'm not rich. But through years of careful management I got solid credit and thousands of dollars on tap. He has done this over a short period. IF he has a credit card he's been paying on for years, he probably would have the credit to do this. That is assuming though he's gone full retard and decided to tank his main card.
It's called a payday loan/loan shark. He'd have to leave the house for that, but it's possible. Unlike credit cards however, they send people to collect if you try ripping them off. Mean people. He would be beyond insane to try that.This motherfucker is so insane I wouldn't be shocked to find out he went to one of those check cashing places that will give you a small loan with an interest rate so wild, that some states have made it illegal. He clearly only cares about... well, I dont even know at this point... But he really fucking cares about it
I suppose you need proof of employment or some way to pay them back too? Personally, it sounds more likely that he's stealing from his mom or something. Like you said, something that doesn't require him to go out into the world or interact with other people that isn't on reddit. Similar to Chris when he transferred that money from Barb's account.It's called a payday loan/loan shark. He'd have to leave the house for that, but it's possible. Unlike credit cards however, they send people to collect if you try ripping them off. Mean people. He would be beyond insane to try that.
I don't think a loan shark would give him money, even if he knew one, at least not an "unofficial" one, you normally have to know the right people, but theres guys that will front someone, even if they're on a tugboat, cash, they just want proof of what day the payment goes in and they charge double or more back, so if you get a grand they want 2000 back.I suppose you need proof of employment or some way to pay them back too? Personally, it sounds more likely that he's stealing from his mom or something. Like you said, something that doesn't require him to go out into the world or interact with other people that isn't on reddit. Similar to Chris when he transferred that money from Barb's account.
One thing I do find odd (of many) though is that he obviously just completely cracked in the last year or so. At least after he made all his comments and posts that were dug up from Reddit early on in the thread. In those posts he was definitely a typical reddit fag, but nowhere near as schizo as now. Did this situation with Punk alone finally push him over the edge? He had to have stopped taking meds or something
One thing I do find odd (of many) though is that he obviously just completely cracked in the last year or so. At least after he made all his comments and posts that were dug up from Reddit early on in the thread. In those posts he was definitely a typical reddit fag, but nowhere near as schizo as now. Did this situation with Punk alone finally push him over the edge? He had to have stopped taking meds or something
I mean you have to be pretty low in life for a payday loan place to turn you away. They like poor people because they can't sue or retaliate when they come to collect.I suppose you need proof of employment or some way to pay them back too? Personally, it sounds more likely that he's stealing from his mom or something. Like you said, something that doesn't require him to go out into the world or interact with other people that isn't on reddit. Similar to Chris when he transferred that money from Barb's account.
One thing I do find odd (of many) though is that he obviously just completely cracked in the last year or so. At least after he made all his comments and posts that were dug up from Reddit early on in the thread. In those posts he was definitely a typical reddit fag, but nowhere near as schizo as now. Did this situation with Punk alone finally push him over the edge? He had to have stopped taking meds or something
It would. It wouldn't matter if he doesn't care. Pawning or selling stuff on Ebay is also a option. He's a neet, horder by default. He proably has something valuable or two that's worth something in his pile of junk.Wouldn't that fuck his credit score? Of course he wouldn't care in the short term.
My autistic mind also wonders if he's pawning shit off. Failure to pay off a pawn loan doesn't screw with your credit score like other shit does.
It would. It wouldn't matter if he doesn't care. Pawning or selling stuff on Ebay is also a option. He's a neet, horder by default. He proably has something valuable or two that's worth something in his pile of junk.
If the team is still together, then at the very least, they're operating under the explicit approval of Nikolas anyways
>Tumblr artistAnd Waveplasm
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Calling other people retarded? Clearly he caught up with his daily kiwifarms browsing. He certainly seems freaked out over this despite setting himself up.Nikolas is a crypto bro now
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Apparently chargebacks and Googlepay are how he's able to spend thousands of dollars on Twitter bots