Stop being a passive aggressive little bitch and say what you mean. I'll go first:
Your opinion is retarded and doesn't make practical sense. Your genuine opinion is that he's able to track down a bankruptcy attorney and obfuscate his finances well enough to scam the government into discharging an enormous amount of consumer debt, but is unable to do a Google search and click on a first page result. That is your honest opinion, and it is fucking stupid. Somehow that makes more sense to you than him just being a lazy fatass with the maturity of a preteen girl, which explains all of this.
This is why people don't take Phil alogs and farming equipment seriously, you will only interpret things in a way that makes Phil look like the most retarded, window licking pathological liar possible, while simultaneously taking some things at face value to try to spin him as a criminal, but also implying he somehow is smart enough to defraud the government. It's insane.
Already in this thread, we have faggots advocating to report him to whatever company owns or operates the shitty mobile gacha game he plays and we have even bigger bootlicking faggots implying someone here should report him to the fucking feds for computer fraud.
This is why you faggots suck. This is why your board sucks, and this is why null, and every other sane user of the site, hates you.