Agree but also disagree. There are tons of people who stay stuck in toxic jobs and toxic relationships that don't go anywhere (and this is not just a small percentage of people, but a huge amount). If he really wanted to, he could do a minimum of financial planning, stop WWEC and frivolous spending for like 2-3 months and start working towards doing something else.
But we know he won't and I am pretty sure at this point (basically 100% convinced) that the only reason he is actually exceptionally good at ebegging to begin with is that its heavily connected to his gambling/spending addiction cycle.
If he stopped being addicted to gambling then he wouldn't be able to beg in the same way (this doesn't mean he'd just stop begging because he needs less money, but he wouldn't beg because the addiction fuels just how much he begs and the way in which he begs).
TLDR: There is no world in which he wakes up and stops being addicted and is still able to make $100k/year. He makes the $100k/year precisely because he is addicted to gambling/spending.
When I examine Lolcows, onlookers make the argument that they make however much, so their actions are justifiable (Phil 100k, Wings a living wage in SC), and that, having done this for years, they can sustain the income that comes with the ridicule. The problem is that, because most of these people are mentally ill, incorrigible, or incapable of improvement, they are unable to rationalize the purpose of their spending beyond the trepidations that their income is built off of. The example that I had in mind with Phil, is that, he makes it out that we're felted or mad that he's making any money at all, and this universal contrariety of those that do not donate and the cult that does, falls apart if he wasn't a dysgenic that spends half income on a wrestling game, for it is predicated on a more tenable ideal of spending this money, with his miraculous job as a streamer (One could argue that setting out to become a streamer as a full-time job and your only source of income is fucking insane).
The resistance that he perceives from any facet of his life is attributed to the other, and so, when the donations that he sits on roll in with that real $5-10 from someone either troll donating or taking pity on a mad vain gambling alcoholic, Phil believes that he has been acquitted and that he entered the good graces of the *Internet*. I seriously doubt Phil is aware of how much he makes a year, either, which can explain why he is so deep into the throes of addiction, because he is only ever making 100k when he spends all his money on packs today, and is reliant on the $300 tomorrow, a constant cycle that Phil does not put any long-term consideration into, it just being a cadence of having no money and getting it in and spending it.
