johnkimble123
kiwifarms.net
- Joined
- Jan 20, 2024
We always agree to disagree. In this case, I don't think Phil could make a budget. Mr. Autism who loves schedules and planning out what game he'll play on March 14th of next year cannot make a budget. And even if he did make one, he 100% cannot follow it.Agree but also disagree. There are tons of people who stay stuck in toxic jobs and toxic relationships that don't go anywhere (and this is not just a small percentage of people, but a huge amount). If he really wanted to, he could do a minimum of financial planning, stop WWEC and frivolous spending for like 2-3 months and start working towards doing something else.
I think we really forget that, post 2020, he really does not leave his house, if he even does some weeks (as its speculated he just gets everything delivered now). So there's no lavish trips or anything like that he has to cut. I would also agree with Scat Syde Dave in that Phil has no clue how much he makes overall until tax time, and I doubt he even reads a 1099. Lastly, we know he's wasteful. He had to be dragged kicking & screaming into realizing he could buy game keys on other sites and not just pay whatever the price is on Steam/Playstation Store/Xbox Store. I'm almost positive he's already forgotten this too, as I think he just bought random games on the PS Store last night for example.
One of the other things I always mention about Phil, and it applies to a lot of lolcows, is that they never hit rock bottom. Like true rock bottom, about to be evicted/lose the house, can't buy a meal, etc. Phil has never remotely been close to this point, ever. He's pretended and exaggerated that he was, he's used "lunch meat sandwiches" as him being broke, and he's acted as if he cuts back, but he never does. If you're broke, you're not eating out once a week, and somehow buying a kitchen full of groceries. Fuck, you wouldn't even use paper plates if you were broke because you'd just wash the dishes by hand.
Sorry there is one last point too... he's a 42 year old man with no savings and cannot grasp the concept of saving money (he called it hoarding).
TL;dr Phil would get a real job before he learned to budget.