Sorry but they aren't entitled to pay for everything. Health insurance is a business they didn't say they wouldn't provide surgeries or care they just said they won't pay for some of it. Nobody is stopping these people from getting their care.
I have been personally fucked by my health insurance company. I
wish they they would pay for
something. The problem is that health insurance is, ultimately, a betting pool. You are betting that you will need coverage and the company is betting that you won't while taking your fees. When you do need the coverage, though, the insurance company should pay out. The problem is that health insurance companies routinely screw their customers in ways that other insurance companies do not.
If my car is totaled, my car insurance will pay out. If my house burns down to the ground, my home insurance will pay out. Health insurance companies find every which way not to give you
any coverage at all, to the point that they are often sued by the federal government and many states for their unethical practices. UHC's Wikipedia page alone has several sub-entries about this.
You are probably a rich kid whose mommy and daddy pays for everything, so you have never had to deal with health insurance companies trying to fuck you on coverage.
I know the ins-and-outs of health insurance companies because I have had to deal with them first-hand. I had to call my state attorney general's office
and CMS to initiate a government-level review of a claim that my health insurance company denied over and over for 6 months and refused to address. I even called the Bureau of Labor, which did a quick check to make sure an ERISA violation was not occurring (do you even know what ERISA is, you stupid fuck?). The end result of this was my health insurance agency got spooked, told me to file a manual review claim (
which you cannot even do digitally, you have to file paperwork and send it via snail-mail because it would be too easy for the plebs if it was online), decided I did qualify for coverage under some obscure reasoning (after denying me for 6 months), and paid out. Then I got a call from my contact at the AG's office, CMS, and BoL asking about my situation and told them my insurance paid out. This prevents an actual complaint going through and dinging the insurance company, which they fear a lot more than paying some schmuck a few thousand dollars.
These companies are
SCUM.
