How can someone not come up with a measly $50 a month for something they claim is so critical to their life. A few less fastfood meals and less vidya game and they got $50. His MMORPG fees costs him more monthly than a hormone treatment.
I think trooner man realized HRT had real consequences that he doesn't want, like taking away his ability to jerk off to himself in pigtails and a dress. He can just use the money to fund his cross-dressing fetish and jerk off to dick girl porn to his hearts content - which is all he really wants anyway.