- Joined
- Oct 9, 2018
This will come back to bite this person on the ass. Chargebacks aren't for merchandise you've received, that's what returns are for. Chargebacks are for fraudulent transactions, such as when a vendor keeps charging you for a subscription after you've cancelled it, or you pay for sdvice from a professional, only to find out their credentials are fake, for two examples.Reddit is gay, and my contrarian instincts tell me to disagree with them by default. Additionally, I think the legitimacy of any budgetary complaints I have is directly correlated with the amount of money I have given to the wiggers. Which is zero.
Redditors rise up
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This person will not only get their chargeback denied after the bank investigates, but they'll also get a healthy service fee charged to their account for the bank's trouble. The amount varies from bank to bank, but it's generally around the same amount as a bounced check fee.
In addition, this person may be banned from doing chargebacks for a set amount of time, and can even have their account closed, depending on how pissed the bank is, their previous history of NSF transactions, and how much they have on deposit.
Chargebacks for digital products need to be timely. You can't order a digital product, use it for a month, then do a chargeback. They don't work like that. The bank expects you to make an attempt to resolve the issue on your own as well, contact the vendor, ask for a refund, etc. If you don't even try, it's very likely that the bank will overturn your chargeback later.
This is why chargebacks are gay. Only faggots use them.