US US Politics General - Discussion of President Biden and other politicians

 

[The Ugly One]

The only reason you get insurance from work is it's a holdover from the days when marginal tax rates were insane, so employers compensated you in kind rather than in cash. In-kind payments weren't taxed until Reagan's tax reform, which lowered marginal rates, but also made nearly all in-kind payments taxable, one of the only exceptions being health insurance. Too much money already in that racket for the insurers to let that slide.

The actual reason all the prices have gone crazy has nothing to do with people getting too much care rather the system is now setup so some one always pays no matter the price. You might also notice that this is why the cost of college has gone crazy as well.

College has gotten crazy expensive because you need, IIRC, 50% of your students to fall below some affordability metric on their FAFSA so that your foundation counts as a charity, making it non-taxable. If your tuition is too low, the government starts taxing the foundation.

 

[Kulee Baba]

The reason why insurance companies now legally have to cover pre-existing conditions was because it used to be their favored way to welch on the bet any time they lost. They would move heaven and earth to make it pre-existing going so far as to immediately discontinue your policy after you had developed a chronic condition so that they did not have to cover care related to it. The real reason all the prices have gone crazy has nothing to do with people getting too much care but because the system is now setup so some one always pays no matter what they name the price as. You might also notice that this is why the cost of college has also gone crazy.

If you get your insurance through work you paid for it. If you are too poor the government pays. You might think no one is paying for delinquents or illegals but those procedures are written off on taxes leaving the taxpayer holding the bag.
Gauze and aspirin cost 50 dollars each because some one always pays. losses have been socialized, profits remain privatized just as planned. This wasn't some secret attempt to move to get us on nationalized healthcare it was a top secret plan to create a government sponsored oligopoly that is neatly the worst of all possible system that pretends to be a moderate compromise instead of blatant corruption.

The inability to deny people with pre-existing conditions from their perspective was little more than a pawn sacrifice at the end of the day.

The infuriating part is the government and insurance companies don’t pay those prices. Whatever a hospital or specialist pays them it’s slashed down to fractions. It’s an assbackwards system that encourages many Americans to forgo preventative healthcare because insurance doesn’t even feel worthwhile until your deductible is paid down.

It’s all a mess. It really is.

 

[The Ugly One]

The infuriating part is the government and insurance companies don’t pay those prices. Whatever a hospital or specialist pays them it’s slashed down to fractions. It’s an assbackwards system that encourages many Americans to forgo preventative healthcare because insurance doesn’t even feel worthwhile until your deductible is paid down.

It’s all a mess. It really is.

The only preventative medicine that matters is not being fucking fat. We crossed the point where more health care significantly changes health outcomes a long, long time ago.

 

[Postal_Rat]

Prices have to go up if they cover more. That's how it is, single payer or private. You cover and give more care, costs go up. Cover pre-existing, insurance and general costs goes up. Nothing's free.

Yes and no some one has to eat the costs and if health insurance actually was something you could opt out of there is a good chance that the insurance companies would eat at least some of the cost. regardless things becoming cheaper because there is a substantial risk that they don't work when you need them is in my mind a fundamentally bad idea, if not a fraud.

 

[Hey Johnny Bravo]

Here it comes, people: the greatest Great Depression ever, because you won't be able to hire slave labor in the US anymore. Woe is us! The Democrats might start a civil war over it, or something. Again.

I added my own bold for emphasis. They are telling us that illegals pay more in taxes and pay more into the system than citizens. I call bullshit on this.

"Economic fallout from Trump mass deportations could eclipse Great Recession: Report" (archive)

President-elect Trump’s mass deportation proposals threaten to gut the U.S. economy, shrinking growth and the labor force while juicing inflation, according to a report released Thursday by Democrats in the Congressional Joint Economic Committee (JEC).

Sourcing data from the Peterson Institute for International Economics, the report found that deporting 8.3 million immigrants in the country illegally would reduce GDP by 7.4 percent and reduce employment by 7 percent by 2028, likely resulting in zero overall growth throughout Trump’s second term.

Trump has proposed deporting all such immigrants in the United States — currently an estimated 11 million — and millions more currently protected by humanitarian programs such as Temporary Protected Status, who could lack legal status if those programs were cut.

According to an American Immigration Council (AIC) estimate sourced by the JEC report, deporting at a clip of 1 million people per year — echoing a proposal by Vice President-elect JD Vance to “start with 1 million” — could generate a 4.2 percent to 6.8 percent loss in GDP. The U.S. economy shrank by 4.3 percent during the Great Recession, the report’s authors noted.

“Trump’s plan to deport millions of immigrants does absolutely nothing to address the core problems driving our broken immigration system. Instead, all it will do is raise grocery prices, destroy jobs, and shrink the economy. His immigration policy is reckless and would cause irreparable harm to our economy,” JEC Chair Sen. Martin Heinrich (D-N.M.) said.

Beyond the economic fallout of mass deportations, the AIC estimates Trump’s plan would cost upward of $88 billion, about four times the budget of NASA.

And the JEC report cites multiple studies that mass deportations are likely to reduce employment for U.S.-born workers by virtue of reducing the country’s customer base, removing a population that’s on average more entrepreneurial and gutting a labor force uniquely qualified to work in certain industries.

Between 4.4 percent and 5.4 percent of the overall labor force is made up of workers who are in the country illegally, and industries such as construction, agriculture, health care and hospitality depend on their labor, according to the report.

Many of those jobs, though categorized as unskilled labor, require specialized training and physical stamina that is not readily available in the existing U.S. workforce.

Livestock farmers, for instance, have long fought to expand the visa process to keep their existing, specialized workforce of immigrants lacking legal status.

“The labor shortages that result from mass deportations would raise costs for all Americans. With unemployment near a historic low, employers in sectors like agriculture and construction would produce less, resulting in shortages and higher prices,” the JEC report reads.

“Economists at the Peterson Institute for International Economics estimate that deporting 1.3 million immigrants would raise prices by 1.5% by 2028, while deporting 8.3 million immigrants would raise prices by 9.1%. Additionally, mass deportations would reduce consumer spending, as undocumented workers are not just workers but also consumers. If demand for certain goods and services slows enough, demand for workers in those sectors may also slow, and some businesses may be forced to lay off workers.”

Yet Trump’s rationale for mass deportations, as explained to Kristen Welker on NBC’s “Meet the Press” on Sunday, is that the immigrants “are costing us a fortune.”

The JEC report contests that logic, citing a Brookings Institution report that found foreign-born people pay on average $1,300 more in annual taxes and over a lifetime pay $237,000 more in taxes than they receive in services from federal, state and local governments.

And a New American Economy study cited by the JEC Democrats found that, between 2012 and 2018, the average immigrant contributed $166 more to the Medicare Trust Fund than they received in return. Over that time, U.S.-born residents cost the fund $51 on average.

Immigrants in the country illegally who work pay into Medicare and Social Security but are not eligible to withdraw benefits, a factor in driving the programs’ surplus among the group.

Heinrich, who has pushed for immigration reform, won reelection to a third term in November.

“As a son of an immigrant, I know how hard immigrants work, how much they believe in this country, and how much they’re willing to give back. They are the backbone of our economy and the driving force behind our nation’s growth and prosperity,” he said.

@Flea Man Marbles is this milquetoast enough for you, buddy? Or too much?

 

[Gorillion others]

They are telling us that illegals pay more in taxes and pay more into the system than citizens. I call bullshit on this.

What idiot even believes this?

 

[Hey Johnny Bravo]

What idiot even believes this?

According to the article, the idiots at the Brookings Institution, which is rated the number one think tank in the country by the University of Pennsylvania. Which I am told is an Ivy League.

 

[Introvertigo]

https://www.twitter.com/nyscanner/status/1868107148489617646

 

[Gorillion others]

Ivy League

Again, what idiot even believes this to be true? Your average citizen certainly doesn't.

 

[Not Really Here]

Who'd think this was real now.

View attachment 6752670

I'd like to point out the danger of an Autistic billionaire, responsible for the majority of orbital lift capacity, getting charisma lessons from Donny 'Rizzmaster' Trump.
Does MI6 even have an agent named Bond anymore? And how would they kill a man in his Mars fortress?

 

[reptile baht spaniard rid]

Insurance is a fucking scam as it is run. If you have insurance, you get billed $3000 for a standard procedure like an MRI, insurance covers $2200 and you copay $800.

If you don’t have insurance the hospital bills you $3000 and gives you a $2200 discount (these days for me it’s been with out even asking) and charges you $800 (and lets you pay over time at 0%).

Complete Jewish faggotry.

 

[YellowIsACoolColor]

What idiot even believes this?

Cattle who get their facts from "the experts"

 

[SaidNoOneEver]

Insurance is a fucking scam as it is run. If you have insurance, you get billed $3000 for a standard procedure like an MRI, insurance covers $2200 and you copay $800.

If you don’t have insurance the hospital bills you $3000 and gives you a $2200 discount (these days for me it’s been with out even asking) and charges you $800 (and lets you pay over time at 0%).

Complete Jewish faggotry.

I'd like to know how GoodRx and the other prescription coupon programs work. I take a prescription that isn't covered by insurance and costs over $500 out-of-pocket but I can just print a GoodRx coupon and get it for $75. Why do I have to print a damn coupon? Why can't they just charge the $75 to begin with?

 

[reptile baht spaniard rid]

Why can't they just charge the $75 to begin with?

Welcome to Price Discrimination!

https://www.investopedia.com/ask/answers/042415/what-are-different-types-price-discrimination-and-how-are-they-used.asp

You charge $500 because nobody will EVER pay more than you ask, but some will pay what you ask.

But niggers willing to search a coupon are probably poor so you pay them less (and maybe get a kickback somewhere).

You see the same thing with the McDonald’s app and other shit. If you hoopjump you can save 50% or more. But if you order like a basic bitch you get dinged.

 

[King Metalia]

Cattle who get their facts from "the experts"

If by "experts" you mean people who can't function without parroting off a teleprompter then I completely agree.

 

[SaidNoOneEver]

Welcome to Price Discrimination!

https://www.investopedia.com/ask/answers/042415/what-are-different-types-price-discrimination-and-how-are-they-used.asp

You charge $500 because nobody will EVER pay more than you ask, but some will pay what you ask.

But niggers willing to search a coupon are probably poor so you pay them less (and maybe get a kickback somewhere).

You see the same thing with the McDonald’s app and other shit. If you hoopjump you can save 50% or more. But if you order like a basic bitch you get dinged.

No they tell you to pull it up on your phone at the register if you didn't already know about it and have it ready. Just seems like a colossal waste of time if everybody is eligible and it doesn't require any sign-up.

 

[reptile baht spaniard rid]

What the niggers in central control do is way different than what the beaners at the register will do.

Even dominos and subway clerks will add coupons to your order if they like you more than their boss, and nobody likes healthcare ceos lol

When you realize the customer of the hospital/pharmacy is the insurance company, an uninsured are just noise, it all makes sense. You can probably get the same medicine for $5 if you’re a horse.

 

[The Saltening]

Insurance is a fucking scam as it is run. If you have insurance, you get billed $3000 for a standard procedure like an MRI, insurance covers $2200 and you copay $800.

If you don’t have insurance the hospital bills you $3000 and gives you a $2200 discount (these days for me it’s been with out even asking) and charges you $800 (and lets you pay over time at 0%).

Complete Jewish faggotry.

wait what? hospitals do that?

I literally only have insurance so that if i get cancer or something i can use it. I just dont go to the doctor. ever.

My insurance will probably ass rape me if i get cancer or something anyway so idk what im paying for

 

[reptile baht spaniard rid]

My insurance will probably ass rape me if i get cancer or something anyway so idk what im paying for

You used to be able to get catastrophic insurance which would payout (even today they have a maximum for a few million usually) for cancer or whatnot but anything else you were on your own.

That was made basically illegal by ….. the ACA.

It’s such a fucking scam. You can actually price shop shit …. If you’re uninsured. If you’re insured, they won’t talk to you lol.

 

[XYZpdq Jr.]

If you don’t have insurance the hospital bills you $3000 and gives you a $2200 discount (these days for me it’s been with out even asking) and charges you $800 (and lets you pay over time at 0%).

seriously you have ANY medical shit on the horizon that you know you'll have and don't have insurance, call around and talk cash and they will cut your costs crazy because they won't have to fuck around with the insurance company in HOPES they get paid