Live updates: Brush fire burns in Pacific Palisades as Santa Ana winds blast Southern California - Live video at link

Blame the state legislature for that not the insurance companies. They passed a law requiring insurance companies provide coverage in these uninsurable areas in order to do business anywhere else in the state. So they left.

That's only a part of the stupidity. The main problem is that the law put price caps into place preventing the companies from charging fees commensurate with the risk. Even if they hadn't pulled out of the state, the underlying reality would not be changed and this fire would have made them insolvent and require a tax payer bailout for them to be able to cover all of the claims.

Trying to have more equitable costs (which is particularly funny because it makes poorer people pay higher premiums to cover expensive homes they don't live in) causes perverse incentives. What stops someone from building a mansion in a high risk area or taking any measures to make it safer from fire if their costs aren't disproportionately higher to cover the value of the home and risk of destruction? Insurance premiums proportionate to the risk and cost are what will make home owners make better decisions about where to build and how to otherwise mitigate their risk.

Yet the socialists that run California have no understanding of economics and labor under the delusion that reality will bend itself to their idiotic policies. Eventually reality rears its ugly head and the socialists sit befuddled wondering how this could have ever happened before shrugging it off and doubling down on their idiocy. Nature can't select against them fast enough.
 
This just isn't true. Go buy a house. Recently. Not new construction. Watch how many companies refuse to cover you over the pettiest shit. They want to only insure new construction and are finding reasons to drop anyone else. Why? Because storms in the other side of the country lost them money on claims and so now they fuck everyone over nation wide. You watch, this will trickle down. You want to buy a house in or near the woods? Fire risk! doesn't matter if there aren't fires or small ones somewhere nowhere near you. You'd best get a newly built house by Venezuelans in a HOA community, bud. Or pay cash in full. Banks won't finance you without home insurance.

Go watch home inspectors do new construction inspections. Cyfy on YouTube is a good one. It's such garbage

Go look up the business model of insurance companies. If you want to live in an old charming house near the woods, fine. That sounds lovely. But you’re not entitled to cheap insurance on it. Woods BURN, you know.

The whole California “insurer of last resort” is so incredibly retarded. People like you whined and got it passed, but now it’s bankrupt and the taxpayer is left holding the bag. Because guess what? IT WAS NOT A VIABLE BUSINESS TO INSURE THOSE HOUSES AT THAT PRICE.

To me, that would be a signal to not buy a house in that kind of place because I don’t wanna die with my entire family in a fucking fire, but you do you boo.
 
For those are wondering why the state keeps voting the way that it does, the Greater Los Angeles Area has a population of ~18 million and the SF Bay area has ~17 million, not counting illegals. The entire rest of the state has about 4 million people. It's all because those highly condensed areas are not only full of dead-serious blue voters that actually think this was due to climate change and the answer to homelessness is 'just make more shitty houses'. Everywhere else gets no representation, however a lot of counties pretty much stopped giving a fuck about what the state says because they know that no one is steering the ship.

Many areas of the state aren't anything like the (now literal) hellhole. Here's a good representation that you can digest:
The big thing is that even if the opposing party or voice does get legislation passed the courts and an appeals court will block it or declare it unconstitutional.
 
If you ever get a combination of massive earthquake and wildfire... there won't be a lot of people -left- to leave California.
No water to fight fires, massive wildfires on top of the ones they already have, city infrastructure leveled, no medical, no food, no drinking water, no power, no communications, and perhaps worst and most dangerous of all: Democrats in charge.
 
Agreed. The level of destruction is breathtaking. Rebuilding it is incomprehensible to me.

I was watching a helicopter flyby of Pacific Palisades where they overlaid street names over the top of the destroyed area, so I doom-followed along on Google maps/streetview to see what had been lost. Those were some absolutely beautiful homes and streets of course, but they also had facilities like a sports centre and a baseball field which are completely levelled now. Just nothing to salvage whatsoever. Even in just a very small section of the destroyed area, you can imagine where communities would eat/shop/work/workout/study etc. Everything is just gone.

Even the cleanup seems impossible. Who is going to clean this up and where will the debris be dumped? Logistically it's an absolute nightmare.

The mayor needs to stop saying "unprecedented". She sounds so unconvincing, unprepared, negligent.
i imagine no matter how faggy it might sound for me to say, that the cleanup efforts post-WW2 felt similar. it's possible.
 
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Just because you haven’t had a fire YET doesn’t mean your area isn’t massively at risk. Quite the opposite actually, since pretty much all the state is the type of nature with a “fire cycle”.

Insurance companies WANT customers. They’re dropping you because you’re in danger and your house is in danger. Stop being a delusional cunt just because you don’t wanna hear it.

People who were fat gay chainsmoking alcoholics moaned the same shit about health insurance and now we all pay like crazy because that “wasn’t FAIRRRRRR”
I assure you this is not the case. California is a big place. Our thread-resident chainsaw fireman would have nothing to do in my neighborhood, because I don’t live in a heavily wooded ravine like Pacific Palisades. The fire prevention I do here involves strategic planting, removal of dry grasses, and expanding my gravel empire. There is no deadfall to clear.

Of course, the insurance companies and state legislators have both made decisions that coalesce into a nigh-unlivable situation for anyone not already independently wealthy. I don’t autistically outline every single decision that led to my annual budget skyrocketing every time I complain about State Farm or Farmers or whoever is leaving California this week.
No, anything that causes any Californian to leave its state is detrimental to the rest of the us, they need to stay there and die there.
Just kick my charred remains into the general vicinity of the my first dog’s grave and I promise to be a restful spirit that doesn’t migrate east.
 
If you give American resources like money for funding firefighting departments or firefighting supplies to a foreign country, depriving Americans of them and causing the death of Americans by lack of said AND/OR If you abandon your American constituents to go show your loyalty to a foreign entity ,You should be charged with treason and punished as such.
and if you prioritise hiring based on gender, race, ethnicity, religion, sexuality and it leads to a dereliction of duty where you just shrug your shoulders and say someone's husband shouldnt have got himself in a fire because the people you hired cant save him, they deserve to be charged with hate crimes ten thousand times more than anyone carrying a flag you dont like or saying words you dont like
There is no getting around the fact that they are getting people directly killed now.
 
Agreed. The level of destruction is breathtaking. Rebuilding it is incomprehensible to me.

I was watching a helicopter flyby of Pacific Palisades where they overlaid street names over the top of the destroyed area, so I doom-followed along on Google maps/streetview to see what had been lost. Those were some absolutely beautiful homes and streets of course, but they also had facilities like a sports centre and a baseball field which are completely levelled now. Just nothing to salvage whatsoever. Even in just a very small section of the destroyed area, you can imagine where communities would eat/shop/work/workout/study etc. Everything is just gone.

Even the cleanup seems impossible. Who is going to clean this up and where will the debris be dumped? Logistically it's an absolute nightmare.

The mayor needs to stop saying "unprecedented". She sounds so unconvincing, unprepared, negligent.
The most interesting part of these wild fires is seeing how people like Newsom and the useless DEI mayor try to recreate anything that once existed in these areas. You can pretty much guarantee it will be inferior designs, using inferior materials, built by inferior labor and 'launderously' more expensive than anything that existed prior. All relevant politicians will be rushing these efforts as well, just so re-election doesn't arrive and their constituency is a pile of smoldering ruins that burned down under their watch.

You know how the projects often appear brand new and well-manicured, but if you look closely at any of the buildings it's essentially just a bunch of plywood, plastic nails and Chinese shit that has to be replaced annually? That's what I believe is going to replace the Hollywood sign, stilt houses and a considerable amount of Los Angeles. I expect a real estate bubble too, as people who own the property try to ride off the laurels of "Now YOU can own a house in the Beverly Hills!" while doing everything possible to hide the phenomenon I just described. Dumb chinks and indians will fall for it as well, further explaining why everyone is in such a rush to dump those people here.

If they didn't deliberately axe a lot of programs that kept these seasonal wildfires in check, I wouldn't be suspicious this is all controlled demolition to make an extra buck.
 
Go look up the business model of insurance companies. If you want to live in an old charming house near the woods, fine. That sounds lovely. But you’re not entitled to cheap insurance on it. Woods BURN, you know.

The whole California “insurer of last resort” is so incredibly retarded. People like you whined and got it passed, but now it’s bankrupt and the taxpayer is left holding the bag. Because guess what? IT WAS NOT A VIABLE BUSINESS TO INSURE THOSE HOUSES AT THAT PRICE.

To me, that would be a signal to not buy a house in that kind of place because I don’t wanna die with my entire family in a fucking fire, but you do you boo.

I'm not strictly talking about California here. CA is actually high risk for fire in areas as is obvious. What I'm saying is, insurance companies don't actually want customers like you think they do. They are getting very particular and petty and actively looking for reasons to drop people who aren't in risky areas, because to them simply the age of a home is risk. They will send people out to your house and find reasons to drop you. It's an epidemic right now. I have seen them deny covering a home with a metal roof simply because it was 10 years old. It's getting ridiculous. Is it fully their fault? No, of course not. However it is something that if you bought a house years ago you wouldn't know is happening, until it does to you. It's making buying any non new construction home harder even when it's really good shape and taken care of. It's making buying a fixer upper almost impossible unless you're not financing at all.
 
Hey I'd be hugely upset if this were in Ohio or something, even New York state, even Mississippi or Kansas or North Dakota or even Oregon.

But it's in fucking California. If some megavolcano erupted and obliterated California from the face of the planet and gave us what Bill Hicks called Arizona Bay as a replacement, the world would be vastly improved.
Damn there's a lot angry Californians on the site today with trashcans

Pity them. They're probably homeless now.
As fun as it is to trash California (and yes, their politics are toxically retarded), I am genuinely upset LA and the surrounding areas are burning. LA maybe a sprawling fugly hellscape politics notwithstanding, but the surrounding areas (especially Antelope Valley and the scenic drives) are breathtaking. Even Bakersfield and Kern county have their own charm especially once you ride Route 65 and breathe in the blossoming orange groves that stretch on for miles on a rainy day.
 
The Palisades Fire is now 8% contained and the flare-up at the Kenneth Fire has been stopped.

Meanwhile, the Eaton Fire is still at 0% containment.
Eaton is where the poors live, right? Gotta burn it to the ground so the people have to sell for pennies on the dollar to developers who will then build cheap high-density housing so they can import 50K more illegals to live there. As for the owners who lost everything? Fuck ‘em they got paid (a fraction).
 
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