Stock Market, Business, and Investing General - News, Tips, etc

Week closed up like 5.7%, are we back? Was Monday the bottom?
What a miracle that would be, but even if this does pass and Monday looks like the bottom of an entire presidential term, the market has a lot further to fall, and it likely will. The big question is will you be comfortable with your allocation when that day comes?
 
What a miracle that would be, but even if this does pass and Monday looks like the bottom of an entire presidential term, the market has a lot further to fall, and it likely will. The big question is will you be comfortable with your allocation when that day comes?
the indices are going to go back up to the 200 day moving average get rejected and the bear will maul retail tards who bought the dip ........
 
1744645705111.webp

Bears keep winning
 
How hard is is to start a small payday loan business/"alternate financial service"? The desired interest rates are perfectly legal in my state and is something I think would be very cool to look into in the future. Specifically, if I do pursue this in the future I'd like to start off with a operation offering payday/"signature" loans specifically marketed to people with bad credit, no credit, or past bankruptcies. Alongside this I'd like to offer check-cashing services for people who don't have access to a bank account but need to cash a check- and if it grows big enough I'd like to expand operations to offer Merchant Cash Advances to small businesses in need. Maybe also rent-to-own offerings of furniture and electronics

Anybody with experience in this field or knowledge of laws, regulations, and potential startup costs giving their 2 cents would be much appreciated!
Just spitballing, but I believe the trick here is that you need to have a fair amount of capital to smooth over the potential losses and remediation costs of "high risk clients" failing to pay up willingly. Even if you go through all the hoops I think you'll be in trouble without the Law of Large Numbers at your side.
 
We're basically headed for a recession at this point, even if Trump makes another 180 reversal market confidence is absolutely shot.
With this said, what reasons are there to not just sell and buy back in once we hit the floor? Everyone tells me it's better to hold on but I don't really see the point, the only real problem I see with this is that it'd technically be timing the market
I'm bagholding VOO but my options trader instincts are preventing me from sitting idle amid all this
 
We're basically headed for a recession at this point, even if Trump makes another 180 reversal market confidence is absolutely shot.
With this said, what reasons are there to not just sell and buy back in once we hit the floor? Everyone tells me it's better to hold on but I don't really see the point, the only real problem I see with this is that it'd technically be timing the market
I'm bagholding VOO but my options trader instincts are preventing me from sitting idle amid all this
You have to time it twice, once when you sell and once when you buy back, and if you have it in taxable then you also pay capital gains tax.
 
We're basically headed for a recession at this point, even if Trump makes another 180 reversal market confidence is absolutely shot.
With this said, what reasons are there to not just sell and buy back in once we hit the floor? Everyone tells me it's better to hold on but I don't really see the point, the only real problem I see with this is that it'd technically be timing the market
I'm bagholding VOO but my options trader instincts are preventing me from sitting idle amid all this
A depressingly large amount of the gains are made on the best days and you can easily miss those. Plus timing the bottom is really, really hard. I've started to DCA back in since I got lucky and sold very close to the top. Going to go like 2% every 4 weeks (with "new" money being put in every 4 weeks, 2 weeks away from the other 4 weeks so every 2 weeks money goes in) over the next few years and put in 10% as a base amount
 
If you aren't about to retire anytime soon, I'd just bet on the long game. If you'd held through the great depression, you'd have come out ahead. I'm not about to take capital gains taxes on all of my assets just to dump the money into some other dubious investment that may or may not pay off. I'd need a surefire winner. Idk, if you can use the money to get a down payment on a house or something life changing, it might be worth it.
 
Open interest on NVDA puts expiring 4/25: $110p 17,690, $105p 18,660, $100p 22028, $95p 11,900, $90p 30,008.

Additionally, open interest on the following semi-conductor related tickers:

TSM 4/25 $130p 71,227 (If you're short-term bullish on the market in general, you really don't want this one to play out)

SMH 4/25 $175p 121,850

MU 4/25 $60p 50,523

The bearish OI on TSM, SMH, and MU was brought to my attention yesterday so consider this information late and gay. I also did not act on any of this (looking at NVDA's after hour price, I fucking wish I did).
 
so much over thinking going on . . . . trade the volatility, Vix, Uvxy, TLT, hell now Nvdia! let your 401k do what it do loose a shit load of money, doesn't mean you can't trade this with your own cash on the daily....... its never been this great to day trade in 3 years what the hell are you faggots doing in your life?
 
There's nothing quite as sexcellent as the daytrader doing his first 1040 after he starts tradin' the days, especially if by hand :smug:

Total trades: 3.9m$

Total number: 3,012

Total long term capital gains: $0

Total long term capital loss: $0

Short term capital gains: $32

Short term capital loss: $3,500
 
I have an issue on which I would like to get some consultation and opinions.

I think John C. Bogles book "Common Sense on Mutual Funds" is still one of the best books available and it was a major help in getting me into investing. That somewhat coincided with Vanguard entering the European market. So I just stuck with those.

Time passes and now I am at the point where I pay around 300 Euro a year in management fees. That is probably going to increase in the future. So given some time I very likely pay more than 1k a year.

But now with the recent autism and trade conflicts I am not so confident in having so much of my money with an US asset manager or asset managers in general since one can easily be bought up. I would keep what I have, to avoid the taxes that would come with selling them.
I am considering going to pick up an indiviual stock each month and just buy that one instead of putting more money into the ETFs.

I would pull the list of companies from the existing ETFs, Smash them together and just let a programm pick out a random stock each month. Just to keep it random and minimize time investment.

Thoughts?
 
If Gold is ripping, and if people think we are entering/entered a commodity bull cycle, perhaps looking into Gold Miners could interest you. It isn't physical metals in your hand, and it's of course much riskier. But if Gold is tracking higher over years, it only makes sense that the miners who have to get it out of the ground have to go up with it. Just my two cents.
food for thought.webp
 
I have an issue on which I would like to get some consultation and opinions.

I think John C. Bogles book "Common Sense on Mutual Funds" is still one of the best books available and it was a major help in getting me into investing. That somewhat coincided with Vanguard entering the European market. So I just stuck with those.

Time passes and now I am at the point where I pay around 300 Euro a year in management fees. That is probably going to increase in the future. So given some time I very likely pay more than 1k a year.

But now with the recent autism and trade conflicts I am not so confident in having so much of my money with an US asset manager or asset managers in general since one can easily be bought up. I would keep what I have, to avoid the taxes that would come with selling them.
I am considering going to pick up an indiviual stock each month and just buy that one instead of putting more money into the ETFs.

I would pull the list of companies from the existing ETFs, Smash them together and just let a programm pick out a random stock each month. Just to keep it random and minimize time investment.

Thoughts?
Buying and holding Vanguard ETFs is going to be way cheaper than using an asset manager.

Nothing wrong with doing what you plan to do but it can get time consuming and the stock allocation in the ETF will change over time and not match what the ETF is. Assuming you're using VGK or an equivalent, its fees are only 0.06%, which is pretty cheap. Yeah, $300 a year sucks, but if your portfolio is that big think of it more as insurance
 
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