If you use a PIN to log into Windows, you're using TPM. If you use your Personal Vault on OneDrive, you're using TPM. If you tell a website, "remember this device," you're using TPM. If you use Chrome's built-in password manager, you're using TPM. The average user on a current-generation PC is constantly using the TPM.
I cannot imagine doing any of those, sorry. And I would strongly advise anyone not to, either. The majority of those tie the user to proprietary software in the worst ways possible, with your data being sent to
the cloud somebody's else PC: is the alleged convenience worth it? Normal versions of Windows 11 will automatically upload your encryption key to their servers once you connect your account. Have a student/work account and sign into your personal device with it? If you're not attentive you've just enrolled it into the institution the account is managed from and have granted them access to your keys, and are now just a mere tenant to Azure. That's just getting started with the possibilities.
There is no direct remote access to the TPM.
Most CPUs are running an entire Minix stack under them with network access. And Microsoft, being the friendly company it is, the root trust for SecureBoot, knows well you're not going to enroll your own keys like a nerd (assuming you don't brick your laptop in the process, like chink lenovo ones do). You are heavily discouraged from attempting to gain any sort of control over it.
Windows Recall requires a NPU with at least 40 TOPs to run, it's at most tangentially related to the TPM. Every version of Linux that matters supports the TPM as well. Every modern mobile device has a TPM, except Apple, but that's because they have their own equivalent in-house technology.
My stance on this topic is
in line with that of the FSF. I'm not going to drag this discussion, and haven't read your previous one yet, but I understand that position and the reality we live in where ownership of data and control is traded for convenience and alleged security. I strongly believe its existence is a detriment to the user thanks to the possibilities it allows to enforce user-hostile behavior, which is now incentivized thanks to its mandatory presence in all desktop machines. I also suspect remote attestation will become another cancer upon personal computing, if the current state of desktops doesn't die first, it being pretty much one of the last places you have any resemblance of ownership. If an user wants secure management of keys, they should get a YubiKey (or preferably an open-source alternative) instead of relying on shady manufacturers and their physical or software implementation of that. TPMs aren't even good RNGs and using their crypto primitives isn't even recommended.
Also
>Windows 11
>upgrade